Metro Dayton, OH Area Used Cars Under $700 a Month

2019 BMW X5 xDrive40i

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This above average mileage preowned 2019 BMW X5 xDrive40i AWD SUV under 95,000 miles, a transmission, and 22 MPG, 3.0L gas engine is for sale right now below $23K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$22,803
Est. Payment:	$672.63 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,665
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$22,803.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,844.24
Avg. DMV Fee	39.00
Cash Sale Price	$24,936.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,936.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$672.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,803.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage used 2022 Ford F-150 XL 4X4 pickup under 66,000 miles, a transmission, and 22 MPG, 5.0L flexible engine is for sale right now below $32K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$31,433
Est. Payment:	$680.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,357
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$31,433.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,534.64
Avg. DMV Fee	39.00
Cash Sale Price	$34,256.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,256.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$680.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,433.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV below 20,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $37K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$36,778
Est. Payment:	$684.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,610
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$36,778.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,962.24
Avg. DMV Fee	39.00
Cash Sale Price	$40,029.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,029.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,778.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV under 37,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$36,495
Est. Payment:	$679.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,802
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,939.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,723.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,723.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This below average mileage used 2021 Ford Explorer ST AWD SUV below 66,000 miles, a transmission, and 22 MPG, 3.0L gas engine is for sale right now below $31K at Wetzel Ford in Richmond, IN. ...View More Details

Sales Price:	$30,500
Est. Payment:	$660.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,344
Location:	Richmond, IN

Item	Amount
Used Car Price⁽¹⁾	$30,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,460.00
Avg. DMV Fee	39.00
Cash Sale Price	$33,249.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,249.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$660.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Ridgeline Black Edition

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This low mileage preowned 2023 Honda Ridgeline Black Edition AWD pickup below 23,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $37K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$36,298
Est. Payment:	$676.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,296
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$36,298.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,923.84
Avg. DMV Fee	39.00
Cash Sale Price	$39,510.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,510.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$676.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lobo

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This low mileage used 2025 Ford Maverick Lobo AWD pickup under 11,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $37K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$36,495
Est. Payment:	$679.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,657
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,939.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,723.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,723.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.73

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Mojave

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This low mileage preowned 2021 Jeep Gladiator Mojave 4X4 pickup below 47,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now under $37K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$36,883
Est. Payment:	$686.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,164
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$36,883.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,970.64
Avg. DMV Fee	39.00
Cash Sale Price	$40,142.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,142.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Badlands

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This low mileage preowned 2024 Ford Bronco Sport Badlands AWD SUV below 13,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Dave Knapp Ford, Inc. in Greenville, OH. ...View More Details

Sales Price:	$36,950
Est. Payment:	$688.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,154
Location:	Greenville, OH

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,976.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,215.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,215.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage preowned 2023 Ford Ranger XLT 4X4 pickup under 14,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $37K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$36,995
Est. Payment:	$688.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,342
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,263.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,263.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $700 / Month

2019 BMW X5 xDrive40i

2022 Ford F-150 XL

2024 Ford Explorer ST-Line

2023 Lincoln Nautilus Reserve

2021 Ford Explorer ST

2023 Honda Ridgeline Black Edition

2025 Ford Maverick Lobo

2021 Jeep Gladiator Mojave

2024 Ford Bronco Sport Badlands

2023 Ford Ranger XLT

Greater Dayton Area Cities with Used Cars for Sale Below $700 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $700 / Month

2019 BMW X5 xDrive40i

BMW X5 xDrive40i

2019 BMW X5 xDrive40i Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2023 Honda Ridgeline Black Edition

Honda Ridgeline Black Edition

2023 Honda Ridgeline Black Edition Car Loan Estimate

2025 Ford Maverick Lobo

Ford Maverick Lobo

2025 Ford Maverick Lobo Car Loan Estimate

2021 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2021 Jeep Gladiator Mojave Car Loan Estimate

2024 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2024 Ford Bronco Sport Badlands Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $700 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $700 / Month

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