Metro Dayton, OH Area Used Cars Under $650 a Month

2023 Nissan Pathfinder SL

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This low mileage second hand 2023 Nissan Pathfinder SL AWD SUV below 51,000 miles, a transmission, and 3.5L gas engine is for sale right now under $32K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$31,883
Est. Payment:	$637.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,001
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$31,883.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,570.64
Avg. DMV Fee	39.00
Cash Sale Price	$34,742.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,742.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$637.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT6 Premium Luxury

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This low mileage preowned 2020 Cadillac XT6 Premium Luxury 4X4 SUV under 50,000 miles, a transmission, and 3.6L gas engine is for sale right now under $31K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$30,495
Est. Payment:	$610.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,159
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$30,495.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,459.60
Avg. DMV Fee	39.00
Cash Sale Price	$33,243.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,243.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$610.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage used 2026 Ford Maverick XLT FWD pickup under 11,000 miles, a transmission, and 2.5L hybrid engine is for sale right now under $33K at Wetzel Ford in Richmond, IN. ...View More Details

Sales Price:	$32,937
Est. Payment:	$613.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,641
Location:	Richmond, IN

Item	Amount
Used Car Price⁽¹⁾	$32,937.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,654.96
Avg. DMV Fee	39.00
Cash Sale Price	$35,880.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,880.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$613.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XLT

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This average mileage used 2018 Ford F-150 XLT 4X4 pickup below 76,000 miles, a transmission, and 3.5L gas engine is for sale right now under $27K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$26,995
Est. Payment:	$639.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,832
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,179.60
Avg. DMV Fee	39.00
Cash Sale Price	$29,463.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,463.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$639.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Telluride EX

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This high mileage second hand 2020 Kia Telluride EX AWD SUV under 114,000 miles, a transmission, and 3.8L gas engine is for sale right now below $19K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$18,499
Est. Payment:	$627.64 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,267
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$18,499.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,499.92
Avg. DMV Fee	39.00
Cash Sale Price	$20,287.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,287.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$627.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT4 Premium Luxury

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This low mileage used 2023 Cadillac XT4 Premium Luxury 4X4 wagon below 14,000 miles, a transmission, and 2.0L gas engine is for sale right now below $34K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$33,925
Est. Payment:	$632.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,282
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$33,925.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,734.00
Avg. DMV Fee	39.00
Cash Sale Price	$36,948.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,948.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$632.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 33,000 miles, a transmission, and 2.3L gas engine is for sale right now below $33K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$32,995
Est. Payment:	$615.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,056
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,659.60
Avg. DMV Fee	39.00
Cash Sale Price	$35,943.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,943.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$615.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-350 Super Duty XL

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This low mileage second hand 2020 Ford F-350 Super Duty XL 4X2 chassis under 53,000 miles, a transmission, and 6.2L flexible engine is for sale right now under $32K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$31,995
Est. Payment:	$640.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,902
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$31,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,579.60
Avg. DMV Fee	39.00
Cash Sale Price	$34,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$640.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Maserati Levante GT

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This low mileage preowned 2022 Maserati Levante GT AWD SUV below 43,000 miles, a transmission, and 3.0L gas engine is for sale right now below $36K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$35,007
Est. Payment:	$652.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,047
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$35,007.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,820.56
Avg. DMV Fee	39.00
Cash Sale Price	$38,116.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,116.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,007.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage preowned 2025 Ford Transit 250 RWD full-size under 1,000 miles, a transmission, and 3.5L flexible engine is for sale right now below $35K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$34,648
Est. Payment:	$645.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	700
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$34,648.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,791.84
Avg. DMV Fee	39.00
Cash Sale Price	$37,728.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,728.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$645.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,648.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $650 / Month

2023 Nissan Pathfinder SL

2020 Cadillac XT6 Premium Luxury

2026 Ford Maverick XLT

2018 Ford F-150 XLT

2020 Kia Telluride EX

2023 Cadillac XT4 Premium Luxury

2023 Ford Explorer XLT

2020 Ford F-350 Super Duty XL

2022 Maserati Levante GT

2025 Ford Transit 250

Greater Dayton Area Cities with Used Cars for Sale Below $650 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $650 / Month

2023 Nissan Pathfinder SL

Nissan Pathfinder SL

2023 Nissan Pathfinder SL Car Loan Estimate

2020 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2020 Cadillac XT6 Premium Luxury Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2018 Ford F-150 XLT

Ford F-150 XLT

2018 Ford F-150 XLT Car Loan Estimate

2020 Kia Telluride EX

Kia Telluride EX

2020 Kia Telluride EX Car Loan Estimate

2023 Cadillac XT4 Premium Luxury

Cadillac XT4 Premium Luxury

2023 Cadillac XT4 Premium Luxury Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2020 Ford F-350 Super Duty XL Car Loan Estimate

2022 Maserati Levante GT

Maserati Levante GT

2022 Maserati Levante GT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $650 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $650 / Month

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