Dayton, OH Area Used Cars Under $45,000

2025 Honda Ridgeline TrailSport+

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This low mileage second hand 2025 Honda Ridgeline TrailSport+ AWD pickup below 5,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $42K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$41,988
Est. Payment:	$781.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,854
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$41,988.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.04
Avg. DMV Fee	39.00
Cash Sale Price	$45,656.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,656.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage certified used 2026 Hyundai SANTA FE Limited AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $44K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$43,248
Est. Payment:	$804.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$43,248.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,479.84
Avg. DMV Fee	39.00
Cash Sale Price	$47,016.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,016.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,248.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This below average mileage second hand 2022 Jeep Wagoneer Series III 4x4 SUV under 64,000 miles, automatic transmission, and 22 MPG, 5.7L hybrid engine is for sale right now under $41K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$40,738
Est. Payment:	$880.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,593
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$40,738.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,279.04
Avg. DMV Fee	39.00
Cash Sale Price	$44,306.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,306.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$880.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

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This low mileage second hand 2024 Tesla Model Y Long Range AWD SUV under 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$40,800
Est. Payment:	$759.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,118
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$40,800.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,284.00
Avg. DMV Fee	39.00
Cash Sale Price	$44,373.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,373.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 32,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $43K at Interstate Ford Incorporated in Miamisburg, OH. ...View More Details

Sales Price:	$42,160
Est. Payment:	$784.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,662
Location:	Miamisburg, OH

Item	Amount
Used Car Price⁽¹⁾	$42,160.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,392.80
Avg. DMV Fee	39.00
Cash Sale Price	$45,841.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,841.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage preowned 2022 Ford Expedition Limited 4x4 SUV under 84,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$40,995
Est. Payment:	$1070.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,056
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,299.60
Avg. DMV Fee	39.00
Cash Sale Price	$44,583.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1070.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 33,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $44K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$43,995
Est. Payment:	$818.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,741
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,539.60
Avg. DMV Fee	39.00
Cash Sale Price	$47,823.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,823.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$818.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 34,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $41K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$40,995
Est. Payment:	$762.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,392
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,299.60
Avg. DMV Fee	39.00
Cash Sale Price	$44,583.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.89

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup below 27,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now under $42K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$41,995
Est. Payment:	$781.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,950
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.60
Avg. DMV Fee	39.00
Cash Sale Price	$45,663.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,663.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage used 2024 Toyota Tacoma SR5 4x4 pickup below 14,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $43K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$42,995
Est. Payment:	$799.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,119
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,459.60
Avg. DMV Fee	39.00
Cash Sale Price	$46,743.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,743.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$799.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $45,000

2025 Honda Ridgeline TrailSport+

2026 Hyundai SANTA FE Limited

2022 Jeep Wagoneer Series III

2024 Tesla Model Y Long Range

2023 Ford F-150 XL

2022 Ford Expedition Limited

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2022 Ram 1500 Laramie

2024 Toyota Tacoma SR5

Greater Dayton Area Cities with Used Cars for Sale Below $45K

Metro Dayton Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $45,000

2025 Honda Ridgeline TrailSport+

Honda Ridgeline TrailSport+

2025 Honda Ridgeline TrailSport+ Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $45K

Metro Dayton Area Counties with Used Cars for Sale Below $45,000

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