Dayton, OH Area Used Cars Under $45,000

2026 Hyundai SANTA FE Limited

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This low mileage certified second hand 2026 Hyundai SANTA FE Limited AWD SUV below 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $44K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$43,248
Est. Payment:	$804.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$43,248.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,479.84
Avg. DMV Fee	39.00
Cash Sale Price	$47,016.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,016.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,248.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline TrailSport+

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This low mileage second hand 2025 Honda Ridgeline TrailSport+ AWD pickup below 5,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $42K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$41,988
Est. Payment:	$781.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,854
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$41,988.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.04
Avg. DMV Fee	39.00
Cash Sale Price	$45,656.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,656.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

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This low mileage second hand 2024 Tesla Model Y Long Range AWD SUV below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$40,800
Est. Payment:	$759.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,118
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$40,800.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,284.00
Avg. DMV Fee	39.00
Cash Sale Price	$44,373.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,373.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This below average mileage second hand 2022 Jeep Wagoneer Series III 4x4 SUV below 64,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $41K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$40,738
Est. Payment:	$880.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,593
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$40,738.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,279.04
Avg. DMV Fee	39.00
Cash Sale Price	$44,306.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,306.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$880.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup under 36,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $45K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$44,995
Est. Payment:	$836.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,454
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,619.60
Avg. DMV Fee	39.00
Cash Sale Price	$48,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,903.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$836.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lexus NX 250 Premium

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This low mileage used 2025 Lexus NX 250 Premium FWD wagon below 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$42,260
Est. Payment:	$786.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,812
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$42,260.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,400.80
Avg. DMV Fee	39.00
Cash Sale Price	$45,949.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,949.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$786.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$41,995
Est. Payment:	$781.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,857
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.60
Avg. DMV Fee	39.00
Cash Sale Price	$45,663.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,663.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage used 2022 Ford F-150 Limited 4x4 pickup under 47,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Wetzel Ford in Richmond, IN. ...View More Details

Sales Price:	$43,999
Est. Payment:	$818.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,469
Location:	Richmond, IN

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,539.92
Avg. DMV Fee	39.00
Cash Sale Price	$47,827.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,827.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$818.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon SLT

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This average mileage used 2022 GMC Yukon SLT 4x4 SUV under 82,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $44K at Kerns Ford in Celina, OH. ...View More Details

Sales Price:	$43,981
Est. Payment:	$1147.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,350
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$43,981.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,538.48
Avg. DMV Fee	39.00
Cash Sale Price	$47,808.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,808.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1147.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $45K at Kerns Ford in Celina, OH. ...View More Details

Sales Price:	$44,801
Est. Payment:	$833.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,106
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$44,801.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,604.08
Avg. DMV Fee	39.00
Cash Sale Price	$48,694.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,694.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,801.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Limited

2025 Honda Ridgeline TrailSport+

2024 Tesla Model Y Long Range

2022 Jeep Wagoneer Series III

2023 Ford F-150 King Ranch

2025 Lexus NX 250 Premium

2023 Ford F-150 XL

2022 Ford F-150 Limited

2022 GMC Yukon SLT

2023 Ford F-150 XL

Greater Dayton Area Cities with Used Cars for Sale Below $45K

Metro Dayton Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2025 Honda Ridgeline TrailSport+

Honda Ridgeline TrailSport+

2025 Honda Ridgeline TrailSport+ Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2025 Lexus NX 250 Premium

Lexus NX 250 Premium

2025 Lexus NX 250 Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2022 GMC Yukon SLT

GMC Yukon SLT

2022 GMC Yukon SLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $45K

Metro Dayton Area Counties with Used Cars for Sale Below $45,000

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