Dayton, OH Area Used Cars Under $20,000

2022 Hyundai SONATA SE

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This below average mileage used 2022 Hyundai SONATA SE FWD sedan below 63,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now under $18K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$17,842
Est. Payment:	$388.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,350
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$17,842.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,447.36
Avg. DMV Fee	39.00
Cash Sale Price	$19,578.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,578.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$388.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,842.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 MINI Convertible Cooper S

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This low mileage second hand 2018 MINI Convertible Cooper S FWD convertible under 47,000 miles, transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$19,697
Est. Payment:	$369.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,265
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$19,697.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,595.76
Avg. DMV Fee	39.00
Cash Sale Price	$21,581.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,581.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$369.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Limited

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This below average mileage certified second hand 2021 Hyundai KONA Limited AWD SUV below 64,000 miles, automatic transmission, and 34 MPG, 1.6L gas engine is for sale right now under $17K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$16,525
Est. Payment:	$360.63 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,599
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$16,525.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,342.00
Avg. DMV Fee	39.00
Cash Sale Price	$18,156.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,156.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$360.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Equinox Premier

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This above average mileage preowned 2021 Chevrolet Equinox Premier FWD SUV below 97,000 miles, automatic transmission, and 34 MPG, 1.5L gas engine is for sale right now under $19K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$18,238
Est. Payment:	$539.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,520
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$18,238.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,479.04
Avg. DMV Fee	39.00
Cash Sale Price	$20,006.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,006.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$539.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,238.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Civic EX-T

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This average mileage used 2016 Honda Civic EX-T FWD sedan under 89,000 miles, cvt transmission, and 34 MPG, 1.5L gas engine is for sale right now below $16K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$15,931
Est. Payment:	$420.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,539
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$15,931.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,294.48
Avg. DMV Fee	39.00
Cash Sale Price	$17,514.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,514.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$420.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,931.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 S

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This average mileage preowned 2024 Nissan Altima 2.5 S FWD sedan under 70,000 miles, cvt transmission, and 34 MPG, 2.5L gas engine is for sale right now below $19K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$18,522
Est. Payment:	$440.84 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,189
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$18,522.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,501.76
Avg. DMV Fee	39.00
Cash Sale Price	$20,312.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,312.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$440.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan under 11,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$19,995
Est. Payment:	$374.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,257
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,619.60
Avg. DMV Fee	39.00
Cash Sale Price	$21,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,903.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ford E-Series E-350 SD XL

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This low mileage second hand 2012 Ford E-Series E-350 SD XL RWD van under 50,000 miles, automatic transmission, and 34 MPG, 5.4L gas engine is for sale right now under $20K at Wetzel Ford in Richmond, IN. ...View More Details

Sales Price:	$19,968
Est. Payment:	$401.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,449
Location:	Richmond, IN

Item	Amount
Used Car Price⁽¹⁾	$19,968.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,617.44
Avg. DMV Fee	39.00
Cash Sale Price	$21,874.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,874.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$401.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos S

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This low mileage used 2022 Kia Seltos S AWD SUV below 41,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $19K at Kerns Ford in Celina, OH. ...View More Details

Sales Price:	$18,909
Est. Payment:	$354.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,108
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$18,909.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,532.72
Avg. DMV Fee	39.00
Cash Sale Price	$20,730.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,730.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Camry SE

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This high mileage second hand 2018 Toyota Camry SE FWD sedan under 125,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now under $16K at Interstate Ford Incorporated in Miamisburg, OH. ...View More Details

Sales Price:	$15,449
Est. Payment:	$620.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	125,123
Location:	Miamisburg, OH

Item	Amount
Used Car Price⁽¹⁾	$15,449.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,255.92
Avg. DMV Fee	39.00
Cash Sale Price	$16,993.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,993.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$620.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai SONATA SE

2018 MINI Convertible Cooper S

2021 Hyundai KONA Limited

2021 Chevrolet Equinox Premier

2016 Honda Civic EX-T

2024 Nissan Altima 2.5 S

2025 Hyundai ELANTRA SE

2012 Ford E-Series E-350 SD XL

2022 Kia Seltos S

2018 Toyota Camry SE

Greater Dayton Area Cities with Used Cars for Sale Below $20K

Metro Dayton Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai SONATA SE

Hyundai SONATA SE

2022 Hyundai SONATA SE Car Loan Estimate

2018 MINI Convertible Cooper S

MINI Convertible Cooper S

2018 MINI Convertible Cooper S Car Loan Estimate

2021 Hyundai KONA Limited

Hyundai KONA Limited

2021 Hyundai KONA Limited Car Loan Estimate

2021 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2021 Chevrolet Equinox Premier Car Loan Estimate

2016 Honda Civic EX-T

Honda Civic EX-T

2016 Honda Civic EX-T Car Loan Estimate

2024 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2024 Nissan Altima 2.5 S Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2012 Ford E-Series E-350 SD XL

Ford E-Series E-350 SD XL

2012 Ford E-Series E-350 SD XL Car Loan Estimate

2022 Kia Seltos S

Kia Seltos S

2022 Kia Seltos S Car Loan Estimate

2018 Toyota Camry SE

Toyota Camry SE

2018 Toyota Camry SE Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $20K

Metro Dayton Area Counties with Used Cars for Sale Below $20,000

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