Dallas - Fort Worth, TX Area Used Cars Under $40,000

2025 Genesis GV80 2.5T Standard

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This low mileage second hand 2025 Genesis GV80 2.5T Standard AWD SUV below 36,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $40K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$39,845
Est. Payment:	$742.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,943
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$39,845.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,299.59
Avg. DMV Fee	94.00
Cash Sale Price	$43,388.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,388.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra SR5

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This average mileage used 2022 Toyota Tundra SR5 4X4 pickup under 71,000 miles, a transmission, and 18 MPG, 3.4L gas engine is for sale right now below $37K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$36,418
Est. Payment:	$861.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,885
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$36,418.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,016.86
Avg. DMV Fee	94.00
Cash Sale Price	$39,678.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,678.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$861.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,418.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4X4 pickup under 52,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now under $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$35,700
Est. Payment:	$714.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$35,700.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.63
Avg. DMV Fee	94.00
Cash Sale Price	$38,901.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,901.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$714.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 0,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $39K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$38,748
Est. Payment:	$722.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$38,748.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,209.09
Avg. DMV Fee	94.00
Cash Sale Price	$42,201.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,201.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2025 Jeep Grand Cherokee L Laredo 4X2 SUV under 0,000 miles, a transmission, and 18 MPG, 3.6L gas engine is for sale right now below $37K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$36,674
Est. Payment:	$683.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$36,674.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,037.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,955.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,955.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,674.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Calligraphy FWD SUV under 15,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $40K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$39,555
Est. Payment:	$737.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,790
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$39,555.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,275.66
Avg. DMV Fee	94.00
Cash Sale Price	$43,074.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,074.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$737.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$39,549
Est. Payment:	$736.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,017
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$39,549.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,275.17
Avg. DMV Fee	94.00
Cash Sale Price	$43,068.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,068.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Lone Star

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This low mileage used 2024 Ram 1500 Lone Star 4X4 pickup under 57,000 miles, a transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $37K at Hillsboro Ford, LLC in Hillsboro, TX. ...View More Details

Sales Price:	$36,125
Est. Payment:	$722.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,335
Location:	Hillsboro, TX

Item	Amount
Used Car Price⁽¹⁾	$36,125.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,992.69
Avg. DMV Fee	94.00
Cash Sale Price	$39,361.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,361.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$722.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 60,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,798
Est. Payment:	$716.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,632
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,798.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,965.71
Avg. DMV Fee	94.00
Cash Sale Price	$39,007.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,007.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$716.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This below average mileage used 2021 Chevrolet Silverado 1500 RST 4X4 pickup under 67,000 miles, a transmission, and 18 MPG, 5.3L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,946
Est. Payment:	$799.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,922
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,946.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,060.42
Avg. DMV Fee	94.00
Cash Sale Price	$40,250.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,250.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$799.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Dallas - Fort Worth Area

Metro Dallas - Fort Worth Secondhand Used Vehicles Priced Below $40,000

2025 Genesis GV80 2.5T Standard

2022 Toyota Tundra SR5

2021 Ram 1500 Laramie

2024 Ford F-150 XLT

2025 Jeep Grand Cherokee L Laredo

2025 Hyundai SANTA FE Calligraphy

2023 Ford F-150 XLT

2024 Ram 1500 Lone Star

2023 Ford F-150 XLT

2021 Chevrolet Silverado 1500 RST

Greater Dallas - Fort Worth Area Cities with Used Cars for Sale Below $40K

Metro Dallas - Fort Worth Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Dallas - Fort Worth Area

Metro Dallas - Fort Worth Secondhand Used Vehicles Priced Below $40,000

2025 Genesis GV80 2.5T Standard

Genesis GV80 2.5T Standard

2025 Genesis GV80 2.5T Standard Car Loan Estimate

2022 Toyota Tundra SR5

Toyota Tundra SR5

2022 Toyota Tundra SR5 Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ram 1500 Lone Star

Ram 1500 Lone Star

2024 Ram 1500 Lone Star Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

Greater Dallas - Fort Worth Area Cities with Used Cars for Sale Below $40K

Metro Dallas - Fort Worth Area Counties with Used Cars for Sale Below $40,000

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