Texas Used Pickups Under $40,000 |with Payments|

2025 Chevrolet Silverado 1500 LT

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This low mileage used 2025 Chevrolet Silverado 1500 LT 4X2 pickup under 46,000 miles, a transmission, and 17 MPG, 5.3L gas engine is for sale right now below $40K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$39,786
Est. Payment:	$741.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,769
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$39,786.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,294.72
Avg. DMV Fee	94.00
Cash Sale Price	$43,324.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,324.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage preowned 2024 Ram 1500 Laramie 4X2 pickup under 50,000 miles, a transmission, and 17 MPG, 5.7L hybrid engine is for sale right now below $36K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$35,817
Est. Payment:	$667.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,577
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$35,817.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,967.28
Avg. DMV Fee	94.00
Cash Sale Price	$39,028.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,028.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra SR5

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This average mileage used 2022 Toyota Tundra SR5 4X4 pickup under 71,000 miles, a transmission, and 17 MPG, 3.4L gas engine is for sale right now below $37K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$36,418
Est. Payment:	$861.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,885
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$36,418.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,016.86
Avg. DMV Fee	94.00
Cash Sale Price	$39,678.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,678.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$861.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,418.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage preowned 2021 Ram 1500 Laramie 4X4 pickup below 52,000 miles, a transmission, and 17 MPG, 5.7L gas engine is for sale right now below $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$35,700
Est. Payment:	$714.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$35,700.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.63
Avg. DMV Fee	94.00
Cash Sale Price	$38,901.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,901.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$714.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X2 pickup below 35,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $37K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$36,385
Est. Payment:	$678.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,558
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$36,385.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,014.14
Avg. DMV Fee	94.00
Cash Sale Price	$39,643.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,643.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

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This low mileage preowned 2025 Jeep Gladiator NightHawk 4X4 pickup under 38,000 miles, a transmission, and 17 MPG, 3.6L gas engine is for sale right now under $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,175
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 0,000 miles, a transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $39K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$38,748
Est. Payment:	$722.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$38,748.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,209.09
Avg. DMV Fee	94.00
Cash Sale Price	$42,201.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,201.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage second hand 2023 Chevrolet Silverado 1500 RST 4X2 pickup below 64,000 miles, a transmission, and 17 MPG, 2.7L gas engine is for sale right now under $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,499
Est. Payment:	$832.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,220
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.54
Avg. DMV Fee	94.00
Cash Sale Price	$41,931.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,931.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$832.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This high mileage second hand 2021 Ford F-150 Lariat 4X4 pickup under 107,000 miles, a transmission, and 17 MPG, 5.0L flexible engine is for sale right now under $38K at Cook Ford in Texas City, TX. ...View More Details

Sales Price:	$37,225
Est. Payment:	$1254.55 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,534
Location:	Texas City, TX

Item	Amount
Used Car Price⁽¹⁾	$37,225.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,083.44
Avg. DMV Fee	94.00
Cash Sale Price	$40,552.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,552.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1254.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This high mileage preowned 2018 Ford F-150 Raptor 4X4 pickup below 120,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $37K at Gullo Ford of Conroe in Conroe, TX. ...View More Details

Sales Price:	$36,863
Est. Payment:	$1242.43 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,696
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$36,863.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,053.57
Avg. DMV Fee	94.00
Cash Sale Price	$40,160.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,160.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1242.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,863.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

2024 Ram 1500 Laramie

2022 Toyota Tundra SR5

2021 Ram 1500 Laramie

2022 Ford F-150 XLT

2025 Jeep Gladiator NightHawk

2024 Ford F-150 XLT

2023 Chevrolet Silverado 1500 RST

2021 Ford F-150 Lariat

2018 Ford F-150 Raptor

Texas Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2022 Toyota Tundra SR5

Toyota Tundra SR5

2022 Toyota Tundra SR5 Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

Texas Areas with Used Pickups for Sale Below $40,000

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