Texas Used Pickups Under $40,000 |with Payments|

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie RWD pickup below 42,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now under $39K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$38,485
Est. Payment:	$717.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,103
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$38,485.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.39
Avg. DMV Fee	94.00
Cash Sale Price	$41,916.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,916.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 2500 Tradesman

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This average mileage preowned 2019 Ram 2500 Tradesman 4x4 pickup under 83,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now under $36K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$35,889
Est. Payment:	$938.81 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,917
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.22
Avg. DMV Fee	94.00
Cash Sale Price	$39,106.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,106.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$938.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

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This low mileage used 2025 Jeep Gladiator NightHawk 4x4 pickup under 38,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,175
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage preowned 2023 Chevrolet Silverado 1500 RST RWD pickup below 64,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,499
Est. Payment:	$832.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,220
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.54
Avg. DMV Fee	94.00
Cash Sale Price	$41,931.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,931.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$832.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4x4 pickup below 52,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now under $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$36,000
Est. Payment:	$720.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,226.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,226.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup below 3,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $38K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$37,424
Est. Payment:	$697.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,668
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,424.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,099.86
Avg. DMV Fee	94.00
Cash Sale Price	$40,767.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,767.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 4,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $39K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$38,428
Est. Payment:	$716.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,697
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,428.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.69
Avg. DMV Fee	94.00
Cash Sale Price	$41,854.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,854.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra 1794 Edition

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This high mileage preowned 2020 Toyota Tundra 1794 Edition 4x4 pickup below 128,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now under $36K at Northside Ford in San Antonio, TX. ...View More Details

Sales Price:	$35,977
Est. Payment:	$1430.50 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,664
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,980.48
Avg. DMV Fee	94.00
Cash Sale Price	$39,201.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,201.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1430.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX RWD pickup under 27,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at Mccombs Ford West in San Antonio, TX. ...View More Details

Sales Price:	$38,147
Est. Payment:	$710.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,519
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$38,147.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,159.50
Avg. DMV Fee	94.00
Cash Sale Price	$41,550.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,550.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,147.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This high mileage preowned 2021 Ford F-150 Platinum 4x4 pickup below 107,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $38K at Cook Ford in Texas City, TX. ...View More Details

Sales Price:	$37,125
Est. Payment:	$1251.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,534
Location:	Texas City, TX

Item	Amount
Used Car Price⁽¹⁾	$37,125.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,075.19
Avg. DMV Fee	94.00
Cash Sale Price	$40,444.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,444.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1251.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2022 Ram 1500 Laramie

2019 Ram 2500 Tradesman

2025 Jeep Gladiator NightHawk

2023 Chevrolet Silverado 1500 RST

2021 Ram 1500 Laramie

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited

2020 Toyota Tundra 1794 Edition

2024 Ford F-150 STX

2021 Ford F-150 Platinum

Texas Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2019 Ram 2500 Tradesman

Ram 2500 Tradesman

2019 Ram 2500 Tradesman Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2020 Toyota Tundra 1794 Edition

Toyota Tundra 1794 Edition

2020 Toyota Tundra 1794 Edition Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

Texas Areas with Used Pickups for Sale Below $40,000

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