Texas Used Pickups Under $40,000 |with Payments|

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 4,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $39K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$38,428
Est. Payment:	$716.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,697
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,428.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.69
Avg. DMV Fee	94.00
Cash Sale Price	$41,854.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,854.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage preowned 2023 Chevrolet Silverado 1500 RST RWD pickup below 64,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,499
Est. Payment:	$832.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,220
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.54
Avg. DMV Fee	94.00
Cash Sale Price	$41,931.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,931.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$832.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4x4 pickup under 52,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$36,000
Est. Payment:	$720.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,226.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,226.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 3,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $38K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$37,424
Est. Payment:	$697.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,668
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,424.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,099.86
Avg. DMV Fee	94.00
Cash Sale Price	$40,767.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,767.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

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This low mileage used 2025 Jeep Gladiator NightHawk 4x4 pickup below 38,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,175
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie RWD pickup under 42,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $39K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$38,485
Est. Payment:	$717.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,103
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$38,485.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.39
Avg. DMV Fee	94.00
Cash Sale Price	$41,916.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,916.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 2500 Tradesman

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This average mileage preowned 2019 Ram 2500 Tradesman 4x4 pickup below 83,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now under $36K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$35,889
Est. Payment:	$938.81 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,917
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.22
Avg. DMV Fee	94.00
Cash Sale Price	$39,106.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,106.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$938.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT RWD pickup under 27,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $40K at Sames Ford in Corpus Christi, TX. ...View More Details

Sales Price:	$40,000
Est. Payment:	$745.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,049
Location:	Corpus Christi, TX

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.38
Avg. DMV Fee	94.00
Cash Sale Price	$43,556.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,556.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This low mileage used 2022 Toyota Tacoma TRD Sport RWD pickup under 46,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $38K at Bayer Ford in Comanche, TX. ...View More Details

Sales Price:	$37,790
Est. Payment:	$704.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,973
Location:	Comanche, TX

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.05
Avg. DMV Fee	94.00
Cash Sale Price	$41,164.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,164.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Tremor

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This above average mileage second hand 2021 Ford F-150 Tremor 4x4 pickup below 99,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $37K at Joe Myers Ford in Houston, TX. ...View More Details

Sales Price:	$36,512
Est. Payment:	$1073.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,465
Location:	Houston, TX

Item	Amount
Used Car Price⁽¹⁾	$36,512.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,024.62
Avg. DMV Fee	94.00
Cash Sale Price	$39,780.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,780.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1073.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2023 Chevrolet Silverado 1500 RST

2021 Ram 1500 Laramie

2026 Hyundai SANTA CRUZ Limited

2025 Jeep Gladiator NightHawk

2022 Ram 1500 Laramie

2019 Ram 2500 Tradesman

2024 Ford F-150 XLT

2022 Toyota Tacoma TRD Sport

2021 Ford F-150 Tremor

Texas Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Texas

Texas Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2019 Ram 2500 Tradesman

Ram 2500 Tradesman

2019 Ram 2500 Tradesman Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2021 Ford F-150 Tremor

Ford F-150 Tremor

2021 Ford F-150 Tremor Car Loan Estimate

Texas Areas with Used Pickups for Sale Below $40,000

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