Texas Used Sedans Under $45,000 |with Payments|

2023 Dodge Charger R/T

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This low mileage preowned 2023 Dodge Charger R/T RWD sedan under 6,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $44K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$43,812
Est. Payment:	$815.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,849
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$43,812.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,626.87
Avg. DMV Fee	94.00
Cash Sale Price	$47,682.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,682.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$815.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,812.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 Gran Coupe

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This low mileage preowned 2026 BMW 2 Series 228 Gran Coupe FWD sedan under 9,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,637
Est. Payment:	$757.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,965
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,637.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,364.93
Avg. DMV Fee	94.00
Cash Sale Price	$44,245.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,245.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300

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This low mileage used 2025 Mercedes-Benz C-Class C 300 RWD sedan under 3,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $43K at Mercedes-Benz of Laredo in Laredo, TX. ...View More Details

Sales Price:	$42,500
Est. Payment:	$791.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,944
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,518.63
Avg. DMV Fee	94.00
Cash Sale Price	$46,262.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,262.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Audi RS 3 2.5T quattro

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This low mileage second hand 2020 Audi RS 3 2.5T quattro AWD sedan under 55,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $42K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$41,495
Est. Payment:	$829.43 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,297
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$41,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,435.71
Avg. DMV Fee	94.00
Cash Sale Price	$45,174.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,174.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$829.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Audi A8 L quattro 60 TFSI

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This low mileage used 2020 Audi A8 L quattro 60 TFSI AWD sedan under 26,000 miles, automatic transmission, and 23 MPG, 4.0L hybrid engine is for sale right now under $43K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$42,426
Est. Payment:	$790.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,544
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$42,426.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,512.52
Avg. DMV Fee	94.00
Cash Sale Price	$46,182.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,182.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$790.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT5 Sport

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This low mileage preowned 2025 Cadillac CT5 Sport RWD sedan below 15,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $45K at Holiday Ford in Whitesboro, TX. ...View More Details

Sales Price:	$44,400
Est. Payment:	$826.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,468
Location:	Whitesboro, TX

Item	Amount
Used Car Price⁽¹⁾	$44,400.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,675.38
Avg. DMV Fee	94.00
Cash Sale Price	$48,319.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,319.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$826.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage preowned 2023 Dodge Charger R/T RWD sedan under 5,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $43K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$42,582
Est. Payment:	$793.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,886
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$42,582.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,525.39
Avg. DMV Fee	94.00
Cash Sale Price	$46,351.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,351.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$793.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus IS 350 F SPORT

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This low mileage used 2022 Lexus IS 350 F SPORT RWD sedan below 17,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Doggett Ford of Beaumont in Beaumont, TX. ...View More Details

Sales Price:	$44,499
Est. Payment:	$828.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,332
Location:	Beaumont, TX

Item	Amount
Used Car Price⁽¹⁾	$44,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,683.54
Avg. DMV Fee	94.00
Cash Sale Price	$48,426.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,426.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$828.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz E-Class E 450 4MATIC

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This low mileage used 2022 Mercedes-Benz E-Class E 450 4MATIC AWD sedan below 48,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $44K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$43,990
Est. Payment:	$819.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,969
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$43,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,641.55
Avg. DMV Fee	94.00
Cash Sale Price	$47,875.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,875.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$819.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Premium Luxury

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This low mileage preowned 2023 Cadillac CT5 Premium Luxury RWD sedan under 32,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $42K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$41,605
Est. Payment:	$775.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,149
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$41,605.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,444.79
Avg. DMV Fee	94.00
Cash Sale Price	$45,293.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,293.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $45,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $45,000

2023 Dodge Charger R/T

2026 BMW 2 Series 228 Gran Coupe

2025 Mercedes-Benz C-Class C 300

2020 Audi RS 3 2.5T quattro

2020 Audi A8 L quattro 60 TFSI

2025 Cadillac CT5 Sport

2023 Dodge Charger R/T

2022 Lexus IS 350 F SPORT

2022 Mercedes-Benz E-Class E 450 4MATIC

2023 Cadillac CT5 Premium Luxury

Texas Areas with Used Sedans for Sale Below $45,000

Used Sedans under $45,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $45,000

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2026 BMW 2 Series 228 Gran Coupe

BMW 2 Series 228 Gran Coupe

2026 BMW 2 Series 228 Gran Coupe Car Loan Estimate

2025 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2025 Mercedes-Benz C-Class C 300 Car Loan Estimate

2020 Audi RS 3 2.5T quattro

Audi RS 3 2.5T quattro

2020 Audi RS 3 2.5T quattro Car Loan Estimate

2020 Audi A8 L quattro 60 TFSI

Audi A8 L quattro 60 TFSI

2020 Audi A8 L quattro 60 TFSI Car Loan Estimate

2025 Cadillac CT5 Sport

Cadillac CT5 Sport

2025 Cadillac CT5 Sport Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2022 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2022 Lexus IS 350 F SPORT Car Loan Estimate

2022 Mercedes-Benz E-Class E 450 4MATIC

Mercedes-Benz E-Class E 450 4MATIC

2022 Mercedes-Benz E-Class E 450 4MATIC Car Loan Estimate

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

Texas Areas with Used Sedans for Sale Below $45,000

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