Piatt County, IL Used 4x4s for Sale |with Payments|

2025 Ford Expedition Active

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This low mileage used 2025 Ford Expedition Active 4x4 SUV under 20,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now below $61K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$60,490
Est. Payment:	$1155.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$60,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,672.49
Avg. DMV Fee	196.00
Cash Sale Price	$67,527.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$67,527.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1155.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $60,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Navigator Reserve

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This low mileage used 2024 Lincoln Navigator Reserve 4x4 SUV below 27,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now below $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,029
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1335.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT 4x4 SUV below 18,000 miles, automatic transmission, and 16 MPG, 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,184
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator Reserve

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This low mileage preowned 2025 Lincoln Navigator Reserve 4x4 SUV under 18,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now under $86K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$85,990
Est. Payment:	$1639.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,125
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$85,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,477.49
Avg. DMV Fee	196.00
Cash Sale Price	$95,832.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$95,832.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1639.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $85,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT 4x4 SUV below 21,000 miles, automatic transmission, and 16 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.18

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 18,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now below $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,790
Est. Payment:	$781.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,378
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,660.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,660.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Platinum

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This low mileage second hand 2025 Ford Expedition Platinum 4x4 SUV under 14,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,988
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1335.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator L Reserve

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This low mileage second hand 2025 Lincoln Navigator L Reserve 4x4 SUV under 16,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now under $87K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$86,990
Est. Payment:	$1658.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,402
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$86,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,587.49
Avg. DMV Fee	196.00
Cash Sale Price	$96,942.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$96,942.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1658.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $86,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Raptor

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This low mileage second hand 2022 Ford F-150 Raptor 4x4 pickup below 45,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now below $63K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,872
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1202.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage second hand 2023 Ford F-150 Raptor 4x4 pickup below 26,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now below $72K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$71,990
Est. Payment:	$1373.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,202
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$71,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,937.49
Avg. DMV Fee	196.00
Cash Sale Price	$80,292.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,292.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1373.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $71,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Piatt County, IL

Piatt County Secondhand Used Four Wheel Drive Inventory

2025 Ford Expedition Active

2024 Lincoln Navigator Reserve

2026 Chevrolet Equinox LT

2025 Lincoln Navigator Reserve

2026 Chevrolet Equinox LT

2023 Ford F-150 XL

2025 Ford Expedition Platinum

2025 Lincoln Navigator L Reserve

2022 Ford F-150 Raptor

2023 Ford F-150 Raptor

Piatt County Cities with Used 4x4s

Used 4x4s for Sale in Piatt County, IL

Piatt County Secondhand Used Four Wheel Drive Inventory

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2024 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2024 Lincoln Navigator Reserve Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2025 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2025 Lincoln Navigator Reserve Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Expedition Platinum

Ford Expedition Platinum

2025 Ford Expedition Platinum Car Loan Estimate

2025 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2025 Lincoln Navigator L Reserve Car Loan Estimate

2022 Ford F-150 Raptor

Ford F-150 Raptor

2022 Ford F-150 Raptor Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

Piatt County Cities with Used 4x4s

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