Piatt County, IL Used 4x4s for Sale |with Payments|

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 19,000 miles, automatic transmission, and 49 MPG, 2.7L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,751
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 Lariat 4x4 pickup below 16,000 miles, automatic transmission, and 49 MPG, 3.5L gas engine is for sale right now below $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1089.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

⇩ View Seller Description

This low mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV under 35,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,958
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 18,000 miles, automatic transmission, and 49 MPG, 2.7L gas engine is for sale right now under $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,790
Est. Payment:	$781.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,378
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,660.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,660.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 49 MPG, 3.5L hybrid engine is for sale right now under $49K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$48,790
Est. Payment:	$933.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,385.49
Avg. DMV Fee	196.00
Cash Sale Price	$54,540.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,540.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$933.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $48,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD Custom

⇩ View Seller Description

This low mileage used 2023 Chevrolet Silverado 2500HD Custom 4x4 pickup under 22,000 miles, automatic transmission, and 49 MPG, 6.6L gas engine is for sale right now under $47K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$46,990
Est. Payment:	$899.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,562
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,187.49
Avg. DMV Fee	196.00
Cash Sale Price	$52,542.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,542.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$899.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $46,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 AT4

⇩ View Seller Description

This average mileage preowned 2024 GMC Sierra 1500 AT4 4x4 pickup below 74,000 miles, automatic transmission, and 49 MPG, 3.0L diesel engine is for sale right now below $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,890
Est. Payment:	$1161.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,286.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,541.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,541.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1161.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

⇩ View Seller Description

This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 12,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage second hand 2025 Jeep Grand Cherokee L Limited 4x4 SUV below 5,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now under $47K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$46,490
Est. Payment:	$889.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,588
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,132.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,987.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,987.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$889.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $46,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

⇩ View Seller Description

This low mileage preowned 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 10,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.38

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Piatt County, IL

Piatt County Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 XLT

2025 Ford F-150 Lariat

2023 Jeep Wrangler Willys 4xe

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Chevrolet Silverado 2500HD Custom

2024 GMC Sierra 1500 AT4

2025 Jeep Wrangler Backcountry 4xe

2025 Jeep Grand Cherokee L Limited

2025 Jeep Wrangler Backcountry 4xe

Piatt County Cities with Used 4x4s

Used 4x4s for Sale in Piatt County, IL

Piatt County Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 2500HD Custom

Chevrolet Silverado 2500HD Custom

2023 Chevrolet Silverado 2500HD Custom Car Loan Estimate

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

Piatt County Cities with Used 4x4s

Customize Payments

Find Financing

Customize Payments