Monticello, IL Used 4x4s for Sale |with Payments|

2024 GMC Sierra 1500 AT4

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This average mileage second hand 2024 GMC Sierra 1500 AT4 4x4 pickup under 74,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now under $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,890
Est. Payment:	$1161.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,286.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,541.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,541.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1161.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Lariat

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This average mileage second hand 2019 Ford F-150 Lariat 4x4 pickup under 88,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$728.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,578
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$728.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage used 2024 Ford Ranger Lariat 4x4 pickup below 12,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,589
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$819.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now under $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,790
Est. Payment:	$781.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,262
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,660.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,660.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Expedition MAX Active

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This low mileage used 2026 Ford Expedition MAX Active 4x4 SUV below 1,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $69K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$68,490
Est. Payment:	$1307.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,328
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$68,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,552.49
Avg. DMV Fee	196.00
Cash Sale Price	$76,407.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$76,407.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1307.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $68,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Raptor

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This low mileage used 2022 Ford F-150 Raptor 4x4 pickup under 45,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $63K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,872
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1202.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 9,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $55K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1051.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,235
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1051.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Silverado 3500HD LTZ

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This above average mileage second hand 2017 Chevrolet Silverado 3500HD LTZ 4x4 pickup under 93,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$35,992
Est. Payment:	$1087.99 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,125
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.71
Avg. DMV Fee	196.00
Cash Sale Price	$40,334.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,334.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1087.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage used 2025 Cadillac XT5 Premium Luxury 4x4 SUV below 21,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,290
Est. Payment:	$790.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,102
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,560.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,215.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,215.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$790.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage preowned 2025 Ford F-150 Lariat 4x4 pickup below 16,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,990
Est. Payment:	$1089.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,431
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,287.49
Avg. DMV Fee	196.00
Cash Sale Price	$63,642.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,642.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1089.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $56,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2024 GMC Sierra 1500 AT4

2019 Ford F-150 Lariat

2024 Ford Ranger Lariat

2023 Ram 1500 Big Horn

2026 Ford Expedition MAX Active

2022 Ford F-150 Raptor

2025 Ford F-150 XLT

2017 Chevrolet Silverado 3500HD LTZ

2025 Cadillac XT5 Premium Luxury

2025 Ford F-150 Lariat

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2019 Ford F-150 Lariat

Ford F-150 Lariat

2019 Ford F-150 Lariat Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2026 Ford Expedition MAX Active

Ford Expedition MAX Active

2026 Ford Expedition MAX Active Car Loan Estimate

2022 Ford F-150 Raptor

Ford F-150 Raptor

2022 Ford F-150 Raptor Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2017 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2017 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

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