Monticello, IL Used 4x4s for Sale |with Payments|

2026 Chevrolet Equinox LT

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This low mileage used 2026 Chevrolet Equinox LT 4x4 SUV under 21,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage preowned 2026 Chevrolet Equinox LT 4x4 SUV under 18,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,185
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage used 2025 Cadillac XT5 Premium Luxury 4x4 SUV under 21,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,088
Est. Payment:	$786.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,102
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,088.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,538.27
Avg. DMV Fee	196.00
Cash Sale Price	$45,991.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,991.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$786.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 24,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $49K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$48,588
Est. Payment:	$929.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,588.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,363.27
Avg. DMV Fee	196.00
Cash Sale Price	$54,316.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,316.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$929.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $48,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage used 2023 Ford F-150 Raptor 4x4 pickup under 26,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $72K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$71,990
Est. Payment:	$1373.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,202
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$71,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,937.49
Avg. DMV Fee	196.00
Cash Sale Price	$80,292.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,292.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1373.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $71,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage preowned 2025 Ford Expedition Active 4x4 SUV below 20,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $60K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$59,990
Est. Payment:	$1146.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$59,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,617.49
Avg. DMV Fee	196.00
Cash Sale Price	$66,972.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,972.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1146.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $59,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 2500HD High Country

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This low mileage preowned 2022 Chevrolet Silverado 2500HD High Country 4x4 pickup under 1,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $67K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$66,990
Est. Payment:	$1278.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,268
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$66,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,387.49
Avg. DMV Fee	196.00
Cash Sale Price	$74,742.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,742.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1278.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $66,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 15,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$43,088
Est. Payment:	$824.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,992
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$43,088.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,758.27
Avg. DMV Fee	196.00
Cash Sale Price	$48,211.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,211.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$824.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4x4 pickup below 4,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,618
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 18,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,790
Est. Payment:	$781.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,378
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,660.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,660.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2026 Chevrolet Equinox LT

2026 Chevrolet Equinox LT

2025 Cadillac XT5 Premium Luxury

2023 Ford F-150 XL

2023 Ford F-150 Raptor

2025 Ford Expedition Active

2022 Chevrolet Silverado 2500HD High Country

2023 Ford F-150 XLT

2025 Ford Ranger XLT

2023 Ford F-150 XL

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2022 Chevrolet Silverado 2500HD High Country

Chevrolet Silverado 2500HD High Country

2022 Chevrolet Silverado 2500HD High Country Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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