Monticello, IL Used 4x4s for Sale |with Payments|

2025 Ford Expedition King Ranch

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This low mileage preowned 2025 Ford Expedition King Ranch 4x4 SUV under 17,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $78K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$77,490
Est. Payment:	$1478.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,329
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$77,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,542.49
Avg. DMV Fee	196.00
Cash Sale Price	$86,397.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$86,397.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1478.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $77,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage second hand 2025 Cadillac XT5 Premium Luxury 4x4 SUV under 21,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,290
Est. Payment:	$790.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,102
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,560.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,215.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,215.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$790.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 35,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,490
Est. Payment:	$737.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,186
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,252.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,107.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,107.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator Reserve

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This low mileage second hand 2025 Lincoln Navigator Reserve 4x4 SUV under 18,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $86K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$85,990
Est. Payment:	$1639.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,125
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$85,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,477.49
Avg. DMV Fee	196.00
Cash Sale Price	$95,832.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$95,832.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1639.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $85,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage used 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 31,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$785.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,404
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,527.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,882.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,882.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 19,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,751
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $49K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$48,790
Est. Payment:	$933.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,385.49
Avg. DMV Fee	196.00
Cash Sale Price	$54,540.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,540.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$933.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $48,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage used 2023 Ford F-150 Raptor 4x4 pickup under 26,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $72K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$71,990
Est. Payment:	$1373.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,202
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$71,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,937.49
Avg. DMV Fee	196.00
Cash Sale Price	$80,292.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,292.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1373.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $71,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Platinum

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This low mileage second hand 2025 Ford Expedition Platinum 4x4 SUV below 14,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,988
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1335.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty King Ranch

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This low mileage preowned 2023 Ford F-250 Super Duty King Ranch 4x4 pickup under 22,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,290
Est. Payment:	$1322.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,752
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,640.49
Avg. DMV Fee	196.00
Cash Sale Price	$77,295.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,295.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1322.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $69,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2025 Ford Expedition King Ranch

2025 Cadillac XT5 Premium Luxury

2024 Ford F-150 XLT

2025 Lincoln Navigator Reserve

2025 Chevrolet Silverado 1500 LT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 Raptor

2025 Ford Expedition Platinum

2023 Ford F-250 Super Duty King Ranch

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2025 Ford Expedition King Ranch

Ford Expedition King Ranch

2025 Ford Expedition King Ranch Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2025 Lincoln Navigator Reserve Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

2025 Ford Expedition Platinum

Ford Expedition Platinum

2025 Ford Expedition Platinum Car Loan Estimate

2023 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2023 Ford F-250 Super Duty King Ranch Car Loan Estimate

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