Monticello, IL Used 4x4s for Sale |with Payments|

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $46K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$45,990
Est. Payment:	$880.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,522
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$45,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,077.49
Avg. DMV Fee	196.00
Cash Sale Price	$51,432.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,432.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$880.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup below 26,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,896
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Wrangler Unlimited Sport

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This high mileage preowned 2014 Jeep Wrangler Unlimited Sport 4x4 SUV below 107,000 miles, transmission, and 3.6L gas engine is for sale right now under $15K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$14,490
Est. Payment:	$509.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,146
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$14,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,612.49
Avg. DMV Fee	196.00
Cash Sale Price	$16,467.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,467.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$509.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty XLT

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This low mileage preowned 2025 Ford F-250 Super Duty XLT 4x4 pickup below 10,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $83K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1582.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,147.49
Avg. DMV Fee	196.00
Cash Sale Price	$92,502.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,502.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1582.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage preowned 2024 Jeep Compass Latitude 4x4 SUV below 64,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$470.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$470.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator L Reserve

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This low mileage second hand 2025 Lincoln Navigator L Reserve 4x4 SUV under 16,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $87K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$86,990
Est. Payment:	$1658.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,402
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$86,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,587.49
Avg. DMV Fee	196.00
Cash Sale Price	$96,942.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$96,942.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1658.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $86,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage used 2023 Ford F-150 Raptor 4x4 pickup below 26,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $72K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$71,990
Est. Payment:	$1373.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,202
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$71,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,937.49
Avg. DMV Fee	196.00
Cash Sale Price	$80,292.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,292.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1373.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $71,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 15,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $52K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$51,490
Est. Payment:	$984.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,871
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$51,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,682.49
Avg. DMV Fee	196.00
Cash Sale Price	$57,537.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,537.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$984.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,790
Est. Payment:	$800.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,334
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,615.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,770.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,770.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage second hand 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 31,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$785.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,404
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,527.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,882.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,882.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 Platinum

2022 Ram 1500 Big Horn

2014 Jeep Wrangler Unlimited Sport

2025 Ford F-250 Super Duty XLT

2024 Jeep Compass Latitude

2025 Lincoln Navigator L Reserve

2023 Ford F-150 Raptor

2023 Ford F-150 XL

2023 Ford F-150 XL

2025 Chevrolet Silverado 1500 LT

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2014 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2014 Jeep Wrangler Unlimited Sport Car Loan Estimate

2025 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2025 Ford F-250 Super Duty XLT Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2025 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2025 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

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