Monticello, IL Used 4x4s for Sale |with Payments|

2024 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2024 Jeep Grand Cherokee L Laredo 4x4 SUV below 37,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 2500HD High Country

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This low mileage second hand 2022 Chevrolet Silverado 2500HD High Country 4x4 pickup below 1,000 miles, automatic transmission, and 21 MPG, 6.6L diesel engine is for sale right now under $67K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$66,990
Est. Payment:	$1278.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,268
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$66,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,387.49
Avg. DMV Fee	196.00
Cash Sale Price	$74,742.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,742.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1278.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $66,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage used 2025 Cadillac XT5 Premium Luxury 4x4 SUV below 21,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,290
Est. Payment:	$790.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,102
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,560.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,215.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,215.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage preowned 2024 Ford Ranger Lariat 4x4 pickup below 12,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,589
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 30,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,690
Est. Payment:	$741.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,133
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,274.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,329.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,329.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 19,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,751
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.31

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 16,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,490
Est. Payment:	$908.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,864
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,242.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,097.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,097.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$908.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $47,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage used 2022 Ram 1500 Big Horn 4x4 pickup below 26,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,896
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now below $41K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$40,790
Est. Payment:	$781.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,262
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$40,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,505.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,660.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,660.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This below average mileage second hand 2023 Chevrolet Traverse RS 4x4 SUV under 68,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$734.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,301
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$734.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2024 Jeep Grand Cherokee L Laredo

2022 Chevrolet Silverado 2500HD High Country

2025 Cadillac XT5 Premium Luxury

2024 Ford Ranger Lariat

2023 Ford F-150 XL

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2022 Ram 1500 Big Horn

2023 Ram 1500 Big Horn

2023 Chevrolet Traverse RS

Used 4x4s for Sale in Monticello, IL

Monticello, IL Secondhand Used Four Wheel Drive Inventory

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2022 Chevrolet Silverado 2500HD High Country

Chevrolet Silverado 2500HD High Country

2022 Chevrolet Silverado 2500HD High Country Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

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