North Carolina Used Pickups Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 47,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $38K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$37,583
Est. Payment:	$674.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,795
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$37,583.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,145.46
Avg. DMV Fee	88.00
Cash Sale Price	$39,415.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,415.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$674.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Frontier SV

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This low mileage used 2026 Nissan Frontier SV RWD pickup below 4,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$35,250
Est. Payment:	$633.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,586
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,075.47
Avg. DMV Fee	88.00
Cash Sale Price	$37,012.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,012.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$633.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup below 27,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $40K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$39,920
Est. Payment:	$715.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,616
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$39,920.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,215.57
Avg. DMV Fee	88.00
Cash Sale Price	$41,822.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,822.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This low mileage used 2023 Toyota Tacoma SR5 V6 4x4 pickup under 33,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now under $39K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$38,750
Est. Payment:	$695.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,225
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$38,750.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,180.47
Avg. DMV Fee	88.00
Cash Sale Price	$40,617.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,617.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage second hand 2024 Ram 2500 Big Horn 4x4 pickup under 41,000 miles, automatic transmission, and 22 MPG, 6.4L gas engine is for sale right now under $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,010
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Sierra 1500 SLT

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This low mileage preowned 2018 GMC Sierra 1500 SLT 4x4 pickup below 26,000 miles, transmission, and 22 MPG, 5.3L gas engine is for sale right now under $37K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$36,998
Est. Payment:	$664.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,463
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,812.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,812.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This low mileage used 2023 Toyota Tacoma SR5 V6 4x4 pickup under 47,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$37,775
Est. Payment:	$677.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,464
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$37,775.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,151.22
Avg. DMV Fee	88.00
Cash Sale Price	$39,613.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,613.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This low mileage preowned 2023 Toyota Tacoma SR5 V6 4x4 pickup under 42,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$37,250
Est. Payment:	$668.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,458
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$37,250.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,135.47
Avg. DMV Fee	88.00
Cash Sale Price	$39,072.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,072.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$39,985
Est. Payment:	$716.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,218
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.52
Avg. DMV Fee	88.00
Cash Sale Price	$41,889.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage certified second hand 2025 Ford F-150 STX RWD pickup below 16,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,968
Est. Payment:	$698.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,106
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,968.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.01
Avg. DMV Fee	88.00
Cash Sale Price	$40,842.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,842.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Pickups Priced Below $40,000

2023 Ford F-150 XL

2026 Nissan Frontier SV

2021 Ford F-150 XL

2023 Toyota Tacoma SR5 V6

2024 Ram 2500 Big Horn

2018 GMC Sierra 1500 SLT

2023 Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6

2022 Ford F-150 XLT

2025 Ford F-150 STX

North Carolina Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Pickups Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2026 Nissan Frontier SV

Nissan Frontier SV

2026 Nissan Frontier SV Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2018 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2018 GMC Sierra 1500 SLT Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

North Carolina Areas with Used Pickups for Sale Below $40,000

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