Metro Albany - Schenectady - Troy, NY Area Used Cars Under $400 a Month

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan under 56,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $18K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,123
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA Limited

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This low mileage second hand 2019 Hyundai KONA Limited AWD SUV under 16,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now under $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,119
Est. Payment:	$396.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,474
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$21,119.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,882.03
Avg. DMV Fee	86.00
Cash Sale Price	$23,162.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,162.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$396.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,119.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 20,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$20,500
Est. Payment:	$384.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,961
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,827.06
Avg. DMV Fee	86.00
Cash Sale Price	$22,488.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,488.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL AWD SUV under 28,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$20,900
Est. Payment:	$392.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,755
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,862.58
Avg. DMV Fee	86.00
Cash Sale Price	$22,923.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,923.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$392.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Limited

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This low mileage preowned 2023 Hyundai ELANTRA Hybrid Limited FWD sedan under 51,000 miles, automatic transmission, and 31 MPG, 1.6L hybrid engine is for sale right now below $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,000
Est. Payment:	$362.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,915
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,605.06
Avg. DMV Fee	86.00
Cash Sale Price	$19,766.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,766.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Limited

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This low mileage certified preowned 2021 Hyundai KONA Limited AWD SUV under 33,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,488
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$374.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage used 2024 Kia Forte LXS FWD sedan under 55,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$18,500
Est. Payment:	$372.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,501
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.46
Avg. DMV Fee	86.00
Cash Sale Price	$20,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$372.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified used 2025 Hyundai VENUE SEL FWD hatchback below 24,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,900
Est. Payment:	$373.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,573
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,773.78
Avg. DMV Fee	86.00
Cash Sale Price	$21,834.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$373.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 33,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$21,000
Est. Payment:	$394.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,104
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.46
Avg. DMV Fee	86.00
Cash Sale Price	$23,032.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,032.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL AWD SUV below 14,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,084
Est. Payment:	$358.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,665
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,084.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,701.32
Avg. DMV Fee	86.00
Cash Sale Price	$20,946.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,946.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$358.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $400 / Month

2024 Hyundai ELANTRA SEL

2019 Hyundai KONA Limited

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

2023 Hyundai ELANTRA Hybrid Limited

2021 Hyundai KONA Limited

2024 Kia Forte LXS

2025 Hyundai VENUE SEL

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai KONA SEL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $400 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $400 / Month

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2019 Hyundai KONA Limited

Hyundai KONA Limited

2019 Hyundai KONA Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2023 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2021 Hyundai KONA Limited

Hyundai KONA Limited

2021 Hyundai KONA Limited Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $400 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $400 / Month

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