Metro Albany - Schenectady - Troy, NY Area Used Cars Under $400 a Month

2025 Hyundai VENUE SEL

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This low mileage certified used 2025 Hyundai VENUE SEL FWD hatchback under 31,000 miles, cvt transmission, and 35 MPG, 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,500
Est. Payment:	$366.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,386
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,738.26
Avg. DMV Fee	86.00
Cash Sale Price	$21,399.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,399.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$366.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Latitude Plus

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This low mileage used 2019 Jeep Cherokee Latitude Plus 4x4 SUV under 38,000 miles, automatic transmission, and 35 MPG, 2.4L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,056
Est. Payment:	$357.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,946
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,056.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,698.83
Avg. DMV Fee	86.00
Cash Sale Price	$20,915.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,915.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$357.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL AWD SUV below 31,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $22K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$21,500
Est. Payment:	$403.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,172
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,915.86
Avg. DMV Fee	86.00
Cash Sale Price	$23,576.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,576.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 33,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$21,000
Est. Payment:	$394.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,104
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.46
Avg. DMV Fee	86.00
Cash Sale Price	$23,032.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,032.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$394.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA Hybrid SEL

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This low mileage preowned 2020 Hyundai SONATA Hybrid SEL FWD sedan under 45,000 miles, automatic transmission, and 35 MPG, 2.0L hybrid engine is for sale right now below $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,512
Est. Payment:	$366.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,712
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,512.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.33
Avg. DMV Fee	86.00
Cash Sale Price	$21,412.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,412.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$366.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage second hand 2024 Kia Forte LXS FWD sedan under 1,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,288
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Jetta S

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This average mileage used 2021 Volkswagen Jetta S FWD sedan below 85,000 miles, automatic transmission, and 35 MPG, 1.4L gas engine is for sale right now under $15K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$14,427
Est. Payment:	$381.12 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,480
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$14,427.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,287.78
Avg. DMV Fee	86.00
Cash Sale Price	$15,875.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,875.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$381.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,427.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 58,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$18,500
Est. Payment:	$372.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,756
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.46
Avg. DMV Fee	86.00
Cash Sale Price	$20,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$372.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 21,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,249
Est. Payment:	$398.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,494
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$21,249.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,893.57
Avg. DMV Fee	86.00
Cash Sale Price	$23,303.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,303.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$398.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,249.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 18,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$20,999
Est. Payment:	$394.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,864
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.37
Avg. DMV Fee	86.00
Cash Sale Price	$23,031.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,031.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $400 / Month

2025 Hyundai VENUE SEL

2019 Jeep Cherokee Latitude Plus

2023 Hyundai KONA SEL

2025 Hyundai ELANTRA SEL Sport

2020 Hyundai SONATA Hybrid SEL

2024 Kia Forte LXS

2021 Volkswagen Jetta S

2024 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $400 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $400 / Month

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2019 Jeep Cherokee Latitude Plus

Jeep Cherokee Latitude Plus

2019 Jeep Cherokee Latitude Plus Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2020 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2020 Hyundai SONATA Hybrid SEL Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2021 Volkswagen Jetta S

Volkswagen Jetta S

2021 Volkswagen Jetta S Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $400 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $400 / Month

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