Metro Albany - Schenectady - Troy, NY Area Used Cars Under $700 a Month

2020 Chevrolet Silverado 1500 RST

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This low mileage preowned 2020 Chevrolet Silverado 1500 RST 4x4 pickup under 45,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $37K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$36,990
Est. Payment:	$692.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,491
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.37
Avg. DMV Fee	86.00
Cash Sale Price	$40,442.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,442.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage used 2025 Subaru Outback Onyx Edition XT AWD SUV below 6,000 miles, cvt transmission, and 20 MPG, 2.4L gas engine is for sale right now below $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos SEL 4Motion

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This low mileage certified preowned 2025 Volkswagen Taos SEL 4Motion AWD SUV under 6,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now below $37K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$36,410
Est. Payment:	$681.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,766
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,239.87
Avg. DMV Fee	86.00
Cash Sale Price	$39,810.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Durango GT

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This average mileage preowned 2022 Dodge Durango GT AWD SUV under 78,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $29K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$28,524
Est. Payment:	$677.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,732
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$28,524.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,539.59
Avg. DMV Fee	86.00
Cash Sale Price	$31,224.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,224.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$677.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 11,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,302
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Acura ADX w/A-SPEC

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This low mileage preowned 2025 Acura ADX w/A-SPEC AWD wagon under 4,000 miles, cvt transmission, and 20 MPG, 1.5L gas engine is for sale right now under $36K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$35,732
Est. Payment:	$668.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,467
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$35,732.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,179.66
Avg. DMV Fee	86.00
Cash Sale Price	$39,072.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,072.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage preowned 2022 Chevrolet Silverado 1500 LT 4x4 pickup under 37,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,886
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This low mileage preowned 2021 Chevrolet Silverado 1500 RST 4x4 pickup below 29,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $37K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$36,175
Est. Payment:	$676.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,337
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$36,175.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,219.00
Avg. DMV Fee	86.00
Cash Sale Price	$39,555.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,555.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$676.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This average mileage used 2020 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $30K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$29,888
Est. Payment:	$709.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,147
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$29,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,660.71
Avg. DMV Fee	86.00
Cash Sale Price	$32,709.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,709.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$709.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 36,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$37,919
Est. Payment:	$709.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,892
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$37,919.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,373.87
Avg. DMV Fee	86.00
Cash Sale Price	$41,453.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,919.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2020 Chevrolet Silverado 1500 RST

2025 Subaru Outback Onyx Edition XT

2025 Volkswagen Taos SEL 4Motion

2022 Dodge Durango GT

2026 Hyundai SANTA FE SEL

2025 Acura ADX w/A-SPEC

2022 Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 RST

2020 Ford F-150 XLT

2023 Ford F-150 XL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2020 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2020 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2025 Subaru Outback Onyx Edition XT Car Loan Estimate

2025 Volkswagen Taos SEL 4Motion

Volkswagen Taos SEL 4Motion

2025 Volkswagen Taos SEL 4Motion Car Loan Estimate

2022 Dodge Durango GT

Dodge Durango GT

2022 Dodge Durango GT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Acura ADX w/A-SPEC

Acura ADX w/A-SPEC

2025 Acura ADX w/A-SPEC Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

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