Metro Albany - Schenectady - Troy, NY Area Used Cars Under $700 a Month

2025 Volkswagen Taos SEL 4Motion

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This low mileage used 2025 Volkswagen Taos SEL 4Motion AWD SUV below 6,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now under $37K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$36,410
Est. Payment:	$681.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,766
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,239.87
Avg. DMV Fee	86.00
Cash Sale Price	$39,810.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage used 2025 Subaru Outback Onyx Edition XT AWD wagon below 6,000 miles, cvt transmission, and 21 MPG, 2.4L gas engine is for sale right now below $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Durango GT

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This average mileage preowned 2022 Dodge Durango GT AWD SUV below 78,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $29K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$28,524
Est. Payment:	$677.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,732
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$28,524.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,539.59
Avg. DMV Fee	86.00
Cash Sale Price	$31,224.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,224.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$677.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado Z71

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This average mileage second hand 2021 Chevrolet Colorado Z71 4X4 pickup below 82,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $27K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$26,120
Est. Payment:	$686.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,309
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$26,120.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,326.12
Avg. DMV Fee	86.00
Cash Sale Price	$28,607.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,607.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$686.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Ranger XL

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This above average mileage second hand 2019 Ford Ranger XL 4X4 pickup below 95,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $24K at The Johnson Dealerships, Inc. in Pittsfield, MA. ...View More Details

Sales Price:	$23,811
Est. Payment:	$703.84 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,390
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$23,811.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,121.08
Avg. DMV Fee	86.00
Cash Sale Price	$26,093.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,093.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$703.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Overland

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This low mileage used 2023 Jeep Grand Cherokee Overland 4X4 SUV below 15,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $38K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$37,673
Est. Payment:	$704.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,657
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$37,673.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,352.02
Avg. DMV Fee	86.00
Cash Sale Price	$41,186.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,186.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 38,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now below $38K at R C Lacy, Inc. in Catskill, NY. ...View More Details

Sales Price:	$37,600
Est. Payment:	$703.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,108
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,345.54
Avg. DMV Fee	86.00
Cash Sale Price	$41,106.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,106.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LT

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This high mileage preowned 2018 Chevrolet Silverado 1500 LT 4X4 pickup under 109,000 miles, a transmission, and 21 MPG, 5.3L gas engine is for sale right now below $21K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$20,175
Est. Payment:	$684.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,800
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$20,175.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,798.20
Avg. DMV Fee	86.00
Cash Sale Price	$22,134.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,134.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$684.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Limited

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This low mileage second hand 2024 Jeep Grand Cherokee Limited 4X4 SUV under 24,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Brown's Ford of Johnstown, Inc. in Johnstown, NY. ...View More Details

Sales Price:	$36,695
Est. Payment:	$686.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,179
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$36,695.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,265.18
Avg. DMV Fee	86.00
Cash Sale Price	$40,121.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,121.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage preowned 2021 Ford F-150 XL 4X4 pickup below 53,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $34K at The Johnson Dealerships, Inc. in Pittsfield, MA. ...View More Details

Sales Price:	$33,628
Est. Payment:	$675.33 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,563
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$33,628.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,992.83
Avg. DMV Fee	86.00
Cash Sale Price	$36,781.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,781.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$675.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2025 Volkswagen Taos SEL 4Motion

2025 Subaru Outback Onyx Edition XT

2022 Dodge Durango GT

2021 Chevrolet Colorado Z71

2019 Ford Ranger XL

2023 Jeep Grand Cherokee Overland

2024 Ford F-150 XLT

2018 Chevrolet Silverado 1500 LT

2024 Jeep Grand Cherokee Limited

2021 Ford F-150 XL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2025 Volkswagen Taos SEL 4Motion

Volkswagen Taos SEL 4Motion

2025 Volkswagen Taos SEL 4Motion Car Loan Estimate

2025 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2025 Subaru Outback Onyx Edition XT Car Loan Estimate

2022 Dodge Durango GT

Dodge Durango GT

2022 Dodge Durango GT Car Loan Estimate

2021 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2021 Chevrolet Colorado Z71 Car Loan Estimate

2019 Ford Ranger XL

Ford Ranger XL

2019 Ford Ranger XL Car Loan Estimate

2023 Jeep Grand Cherokee Overland

Jeep Grand Cherokee Overland

2023 Jeep Grand Cherokee Overland Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2018 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2024 Jeep Grand Cherokee Limited Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

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