Metro Albany - Schenectady - Troy, NY Area Used Cars Under $700 a Month

2022 Dodge Durango GT

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This average mileage preowned 2022 Dodge Durango GT AWD SUV below 78,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $29K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$28,524
Est. Payment:	$677.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,732
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$28,524.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,539.59
Avg. DMV Fee	86.00
Cash Sale Price	$31,224.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,224.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$677.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage used 2025 Subaru Outback Onyx Edition XT AWD wagon below 6,000 miles, cvt transmission, and 28 MPG, 2.4L gas engine is for sale right now under $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos SEL 4Motion

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This low mileage second hand 2025 Volkswagen Taos SEL 4Motion AWD SUV below 6,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $37K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$36,410
Est. Payment:	$681.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,766
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,239.87
Avg. DMV Fee	86.00
Cash Sale Price	$39,810.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado Z71

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This average mileage second hand 2021 Chevrolet Colorado Z71 4X4 pickup below 82,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $27K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$26,120
Est. Payment:	$686.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,309
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$26,120.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,326.12
Avg. DMV Fee	86.00
Cash Sale Price	$28,607.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,607.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$686.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 38,000 miles, a transmission, and 28 MPG, 3.5L hybrid engine is for sale right now below $38K at R C Lacy, Inc. in Catskill, NY. ...View More Details

Sales Price:	$37,600
Est. Payment:	$703.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,108
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,345.54
Avg. DMV Fee	86.00
Cash Sale Price	$41,106.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,106.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage second hand 2022 Chevrolet Silverado 1500 LT 4X4 pickup below 37,000 miles, a transmission, and 28 MPG, 2.7L gas engine is for sale right now under $37K at Brown's Ford of Johnstown, Inc. in Johnstown, NY. ...View More Details

Sales Price:	$36,500
Est. Payment:	$682.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,886
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.86
Avg. DMV Fee	86.00
Cash Sale Price	$39,908.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,908.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage preowned 2022 Ford Explorer XLT AWD SUV under 15,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $37K at The Johnson Dealerships, Inc. in Pittsfield, MA. ...View More Details

Sales Price:	$36,591
Est. Payment:	$684.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,633
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$36,591.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,255.94
Avg. DMV Fee	86.00
Cash Sale Price	$40,007.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,007.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger Lariat

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This low mileage second hand 2021 Ford Ranger Lariat 4X4 pickup below 23,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $38K at The Johnson Dealerships, Inc. in Pittsfield, MA. ...View More Details

Sales Price:	$37,389
Est. Payment:	$699.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,901
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$37,389.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,326.80
Avg. DMV Fee	86.00
Cash Sale Price	$40,876.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,876.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Premium

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This low mileage second hand 2026 Subaru Outback Premium AWD wagon under 3,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $37K at R C Lacy, Inc. in Catskill, NY. ...View More Details

Sales Price:	$36,900
Est. Payment:	$690.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,806
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.38
Avg. DMV Fee	86.00
Cash Sale Price	$40,344.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,344.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Sport Heritage

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This low mileage used 2026 Ford Bronco Sport Heritage AWD SUV below 0,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $38K at Brown's Ford of Johnstown, Inc. in Johnstown, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2022 Dodge Durango GT

2025 Subaru Outback Onyx Edition XT

2025 Volkswagen Taos SEL 4Motion

2021 Chevrolet Colorado Z71

2024 Ford F-150 XLT

2022 Chevrolet Silverado 1500 LT

2022 Ford Explorer XLT

2021 Ford Ranger Lariat

2026 Subaru Outback Premium

2026 Ford Bronco Sport Heritage

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2022 Dodge Durango GT

Dodge Durango GT

2022 Dodge Durango GT Car Loan Estimate

2025 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2025 Subaru Outback Onyx Edition XT Car Loan Estimate

2025 Volkswagen Taos SEL 4Motion

Volkswagen Taos SEL 4Motion

2025 Volkswagen Taos SEL 4Motion Car Loan Estimate

2021 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2021 Chevrolet Colorado Z71 Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Ford Ranger Lariat

Ford Ranger Lariat

2021 Ford Ranger Lariat Car Loan Estimate

2026 Subaru Outback Premium

Subaru Outback Premium

2026 Subaru Outback Premium Car Loan Estimate

2026 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2026 Ford Bronco Sport Heritage Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

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