Metro Albany - Schenectady - Troy, NY Area Used Cars Under $700 a Month

2019 Volkswagen Atlas V6 SEL R-Line 4Motion

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This high mileage preowned 2019 Volkswagen Atlas V6 SEL R-Line 4Motion AWD SUV under 103,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $20K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$19,750
Est. Payment:	$670.44 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,609
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,760.46
Avg. DMV Fee	86.00
Cash Sale Price	$21,671.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,671.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$670.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Ascent Onyx Edition Limited

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This below average mileage used 2023 Subaru Ascent Onyx Edition Limited AWD SUV below 63,000 miles, cvt transmission, and 20 MPG, 2.4L gas engine is for sale right now under $32K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$31,967
Est. Payment:	$694.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,301
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$31,967.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,845.33
Avg. DMV Fee	86.00
Cash Sale Price	$34,973.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,973.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$694.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV below 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$36,313
Est. Payment:	$679.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,181
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,313.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,231.25
Avg. DMV Fee	86.00
Cash Sale Price	$39,705.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,705.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,313.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV below 16,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$36,500
Est. Payment:	$682.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,089
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.86
Avg. DMV Fee	86.00
Cash Sale Price	$39,908.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,908.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 11,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$36,900
Est. Payment:	$690.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,499
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.38
Avg. DMV Fee	86.00
Cash Sale Price	$40,344.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,344.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos SEL 4Motion

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This low mileage certified second hand 2025 Volkswagen Taos SEL 4Motion AWD SUV under 6,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now under $37K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$36,410
Est. Payment:	$681.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,766
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,239.87
Avg. DMV Fee	86.00
Cash Sale Price	$39,810.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage preowned 2025 Subaru Outback Onyx Edition XT AWD SUV under 6,000 miles, cvt transmission, and 20 MPG, 2.4L gas engine is for sale right now below $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Reserve

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This low mileage preowned 2022 Lincoln Corsair Reserve AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$36,888
Est. Payment:	$690.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,943
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,282.31
Avg. DMV Fee	86.00
Cash Sale Price	$40,331.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,331.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup under 56,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $34K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$33,995
Est. Payment:	$682.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,416
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.42
Avg. DMV Fee	86.00
Cash Sale Price	$37,181.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,181.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$682.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage used 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 52,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $34K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$33,376
Est. Payment:	$670.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,693
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$33,376.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,970.45
Avg. DMV Fee	86.00
Cash Sale Price	$36,507.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,507.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$670.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area