Metro Albany - Schenectady - Troy, NY Area Used Cars Under $700 a Month

2022 Dodge Durango GT

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This average mileage preowned 2022 Dodge Durango GT AWD SUV below 78,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $29K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$28,524
Est. Payment:	$677.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,732
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$28,524.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,539.59
Avg. DMV Fee	86.00
Cash Sale Price	$31,224.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,224.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$677.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified second hand 2025 Hyundai SANTA FE XRT AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$37,590
Est. Payment:	$703.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,427
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$37,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,344.65
Avg. DMV Fee	86.00
Cash Sale Price	$41,095.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,095.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$703.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage used 2025 Subaru Outback Onyx Edition XT AWD SUV below 6,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now below $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2025 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $36K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$35,950
Est. Payment:	$672.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,341
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,199.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,310.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,310.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado Z71

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This average mileage preowned 2021 Chevrolet Colorado Z71 4x4 pickup below 82,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $27K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$26,120
Est. Payment:	$686.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,309
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$26,120.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,326.12
Avg. DMV Fee	86.00
Cash Sale Price	$28,607.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,607.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$686.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified second hand 2024 Hyundai PALISADE Limited AWD SUV below 54,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $35K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$34,900
Est. Payment:	$700.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,805
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$34,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,105.78
Avg. DMV Fee	86.00
Cash Sale Price	$38,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$700.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2024 Hyundai SANTA FE Calligraphy AWD SUV below 29,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$36,950
Est. Payment:	$691.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,205
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,398.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,398.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 14,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,906
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.58
Avg. DMV Fee	86.00
Cash Sale Price	$39,255.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos SEL 4Motion

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This low mileage certified preowned 2025 Volkswagen Taos SEL 4Motion AWD SUV below 6,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $37K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$36,410
Est. Payment:	$681.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,766
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$36,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,239.87
Avg. DMV Fee	86.00
Cash Sale Price	$39,810.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$37,799
Est. Payment:	$707.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,743
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,363.21
Avg. DMV Fee	86.00
Cash Sale Price	$41,323.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,323.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2022 Dodge Durango GT

2025 Hyundai SANTA FE XRT

2025 Subaru Outback Onyx Edition XT

2025 Hyundai SANTA FE Hybrid SEL

2021 Chevrolet Colorado Z71

2024 Hyundai PALISADE Limited

2024 Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA CRUZ Limited

2025 Volkswagen Taos SEL 4Motion

2026 Hyundai SANTA FE SEL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $700 / Month

2022 Dodge Durango GT

Dodge Durango GT

2022 Dodge Durango GT Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2025 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2025 Subaru Outback Onyx Edition XT Car Loan Estimate

2025 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2021 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2021 Chevrolet Colorado Z71 Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Volkswagen Taos SEL 4Motion

Volkswagen Taos SEL 4Motion

2025 Volkswagen Taos SEL 4Motion Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $700 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $700 / Month

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