Albany - Schenectady - Troy, NY Area Used Cars Under $20,000

2018 Chevrolet Cruze LT Auto

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This low mileage preowned 2018 Chevrolet Cruze LT Auto FWD hatchback below 45,000 miles, automatic transmission, and 32 MPG, 1.4L gas engine is for sale right now below $15K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$15,000
Est. Payment:	$282.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,813
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,338.66
Avg. DMV Fee	86.00
Cash Sale Price	$16,499.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,499.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$282.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

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This above average mileage second hand 2021 Hyundai TUCSON Ultimate FWD SUV below 99,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $17K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$16,400
Est. Payment:	$486.18 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,446
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$16,400.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,462.98
Avg. DMV Fee	86.00
Cash Sale Price	$18,023.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,023.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$486.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 38,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,800
Est. Payment:	$353.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,395
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,676.10
Avg. DMV Fee	86.00
Cash Sale Price	$20,637.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,637.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$353.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chrysler Pacifica Touring L

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This above average mileage second hand 2020 Chrysler Pacifica Touring L FWD minivan under 96,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $17K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$16,900
Est. Payment:	$500.87 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,972
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$16,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,507.38
Avg. DMV Fee	86.00
Cash Sale Price	$18,568.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,568.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$500.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer LS

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This low mileage used 2023 Chevrolet Trailblazer LS FWD SUV under 37,000 miles, cvt transmission, and 32 MPG, 1.2L gas engine is for sale right now under $19K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$18,350
Est. Payment:	$344.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,498
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,636.14
Avg. DMV Fee	86.00
Cash Sale Price	$20,147.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,147.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$344.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 20,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,900
Est. Payment:	$373.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,961
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,773.78
Avg. DMV Fee	86.00
Cash Sale Price	$21,834.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500 Big Horn

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This low mileage second hand 2015 Ram 1500 Big Horn 4x4 pickup under 53,000 miles, automatic transmission, and 32 MPG, 5.7L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,974
Est. Payment:	$402.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,912
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,974.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,780.35
Avg. DMV Fee	86.00
Cash Sale Price	$21,915.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,915.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$402.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified second hand 2025 Hyundai VENUE SEL FWD hatchback under 31,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now under $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,500
Est. Payment:	$366.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,386
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,738.26
Avg. DMV Fee	86.00
Cash Sale Price	$21,399.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,399.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$366.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Escape SE

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This low mileage preowned 2021 Ford Escape SE AWD SUV below 42,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$17,166
Est. Payment:	$322.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,996
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$17,166.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,531.00
Avg. DMV Fee	86.00
Cash Sale Price	$18,858.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,858.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$322.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA Limited

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This low mileage second hand 2020 Hyundai SONATA Limited FWD sedan below 46,000 miles, automatic transmission, and 32 MPG, 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,683
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2018 Chevrolet Cruze LT Auto

2021 Hyundai TUCSON Ultimate

2023 Hyundai ELANTRA SEL

2020 Chrysler Pacifica Touring L

2023 Chevrolet Trailblazer LS

2023 Hyundai ELANTRA SEL

2015 Ram 1500 Big Horn

2025 Hyundai VENUE SEL

2021 Ford Escape SE

2020 Hyundai SONATA Limited

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2018 Chevrolet Cruze LT Auto

Chevrolet Cruze LT Auto

2018 Chevrolet Cruze LT Auto Car Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2020 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2020 Chrysler Pacifica Touring L Car Loan Estimate

2023 Chevrolet Trailblazer LS

Chevrolet Trailblazer LS

2023 Chevrolet Trailblazer LS Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2015 Ram 1500 Big Horn

Ram 1500 Big Horn

2015 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2021 Ford Escape SE

Ford Escape SE

2021 Ford Escape SE Car Loan Estimate

2020 Hyundai SONATA Limited

Hyundai SONATA Limited

2020 Hyundai SONATA Limited Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

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