Albany - Schenectady - Troy, NY Area Used Cars Under $20,000

2019 Jeep Cherokee Latitude Plus

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This low mileage second hand 2019 Jeep Cherokee Latitude Plus 4x4 SUV below 38,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,056
Est. Payment:	$357.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,946
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,056.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,698.83
Avg. DMV Fee	86.00
Cash Sale Price	$20,915.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,915.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$357.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage second hand 2020 Ford Explorer XLT AWD SUV under 75,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$475.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,267
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$475.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chrysler Voyager LXi

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This average mileage used 2021 Chrysler Voyager LXi FWD minivan below 70,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $16K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$15,681
Est. Payment:	$374.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,364
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,681.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,399.13
Avg. DMV Fee	86.00
Cash Sale Price	$17,241.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,241.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$374.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,681.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 39,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,985
Est. Payment:	$375.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,985.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.33
Avg. DMV Fee	86.00
Cash Sale Price	$21,927.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,927.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage preowned 2024 Kia Forte LXS FWD sedan under 55,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$18,500
Est. Payment:	$372.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,501
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.46
Avg. DMV Fee	86.00
Cash Sale Price	$20,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$372.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 58,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $18K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,756
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$362.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Encore Premium

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This low mileage preowned 2017 Buick Encore Premium AWD SUV under 24,000 miles, automatic transmission, and 27 MPG, 1.4L gas engine is for sale right now under $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$17,581
Est. Payment:	$330.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,840
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$17,581.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,567.85
Avg. DMV Fee	86.00
Cash Sale Price	$19,309.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,309.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$330.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This below average mileage used 2023 Hyundai TUCSON SEL AWD SUV below 62,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$18,990
Est. Payment:	$414.02 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,546
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.97
Avg. DMV Fee	86.00
Cash Sale Price	$20,843.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,843.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$414.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Tiguan SE 4Motion

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This average mileage used 2021 Volkswagen Tiguan SE 4Motion AWD SUV below 83,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $18K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$17,823
Est. Payment:	$469.89 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,777
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$17,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,589.34
Avg. DMV Fee	86.00
Cash Sale Price	$19,573.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,573.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$469.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Honda CR-V EX-L

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This low mileage second hand 2014 Honda CR-V EX-L FWD SUV below 46,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$17,626
Est. Payment:	$331.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,699
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$17,626.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,571.85
Avg. DMV Fee	86.00
Cash Sale Price	$19,358.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,358.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$331.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2019 Jeep Cherokee Latitude Plus

2020 Ford Explorer XLT

2021 Chrysler Voyager LXi

2023 Hyundai ELANTRA SEL

2024 Kia Forte LXS

2024 Hyundai ELANTRA SEL

2017 Buick Encore Premium

2023 Hyundai TUCSON SEL

2021 Volkswagen Tiguan SE 4Motion

2014 Honda CR-V EX-L

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2019 Jeep Cherokee Latitude Plus

Jeep Cherokee Latitude Plus

2019 Jeep Cherokee Latitude Plus Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2021 Chrysler Voyager LXi

Chrysler Voyager LXi

2021 Chrysler Voyager LXi Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2017 Buick Encore Premium

Buick Encore Premium

2017 Buick Encore Premium Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2021 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2021 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2014 Honda CR-V EX-L

Honda CR-V EX-L

2014 Honda CR-V EX-L Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

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