Albany - Schenectady - Troy, NY Area Used Cars Under $20,000

2020 Hyundai SONATA Hybrid SEL

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This low mileage second hand 2020 Hyundai SONATA Hybrid SEL FWD sedan below 45,000 miles, automatic transmission, and 32 MPG, 2.0L hybrid engine is for sale right now below $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,512
Est. Payment:	$366.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,712
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,512.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.33
Avg. DMV Fee	86.00
Cash Sale Price	$21,412.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,412.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$366.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage certified used 2022 Hyundai KONA SEL AWD SUV below 41,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,385
Est. Payment:	$364.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,281
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,385.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,728.05
Avg. DMV Fee	86.00
Cash Sale Price	$21,274.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,274.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified preowned 2023 Hyundai KONA SEL AWD SUV under 64,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,650
Est. Payment:	$428.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,945
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,751.58
Avg. DMV Fee	86.00
Cash Sale Price	$21,562.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,562.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$428.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Volkswagen Golf GTI S

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This average mileage preowned 2020 Volkswagen Golf GTI S FWD hatchback under 71,000 miles, manual transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$19,775
Est. Payment:	$470.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,103
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,775.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,762.68
Avg. DMV Fee	86.00
Cash Sale Price	$21,698.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,698.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$470.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Limited

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This low mileage preowned 2023 Hyundai ELANTRA Hybrid Limited FWD sedan below 51,000 miles, automatic transmission, and 32 MPG, 1.6L hybrid engine is for sale right now under $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,000
Est. Payment:	$362.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,915
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,605.06
Avg. DMV Fee	86.00
Cash Sale Price	$19,766.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,766.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Atlas V6 SEL Premium 4Motion

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This average mileage second hand 2018 Volkswagen Atlas V6 SEL Premium 4Motion AWD SUV below 88,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $20K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$19,876
Est. Payment:	$523.55 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,619
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,876.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,771.65
Avg. DMV Fee	86.00
Cash Sale Price	$21,808.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,808.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$523.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 30,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,624
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 38,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,800
Est. Payment:	$353.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,395
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,676.10
Avg. DMV Fee	86.00
Cash Sale Price	$20,637.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,637.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$353.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Sentra S

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This low mileage used 2023 Nissan Sentra S FWD sedan under 35,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $17K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$16,990
Est. Payment:	$319.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,329
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,515.37
Avg. DMV Fee	86.00
Cash Sale Price	$18,666.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,666.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$319.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA Limited

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This low mileage second hand 2020 Hyundai SONATA Limited FWD sedan below 46,000 miles, automatic transmission, and 32 MPG, 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,683
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.56

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SONATA Hybrid SEL

2022 Hyundai KONA SEL

2023 Hyundai KONA SEL

2020 Volkswagen Golf GTI S

2023 Hyundai ELANTRA Hybrid Limited

2018 Volkswagen Atlas V6 SEL Premium 4Motion

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2023 Nissan Sentra S

2020 Hyundai SONATA Limited

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2020 Hyundai SONATA Hybrid SEL Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2020 Volkswagen Golf GTI S

Volkswagen Golf GTI S

2020 Volkswagen Golf GTI S Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2023 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2018 Volkswagen Atlas V6 SEL Premium 4Motion

Volkswagen Atlas V6 SEL Premium 4Motion

2018 Volkswagen Atlas V6 SEL Premium 4Motion Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Nissan Sentra S

Nissan Sentra S

2023 Nissan Sentra S Car Loan Estimate

2020 Hyundai SONATA Limited

Hyundai SONATA Limited

2020 Hyundai SONATA Limited Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

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