Albany - Schenectady - Troy, NY Area Used Cars Under $20,000

2022 Hyundai KONA SE

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This low mileage second hand 2022 Hyundai KONA SE AWD SUV under 50,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,000
Est. Payment:	$338.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,951
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,605.06
Avg. DMV Fee	86.00
Cash Sale Price	$19,766.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,766.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$338.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LXS

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This low mileage certified second hand 2023 Kia Forte LXS FWD sedan below 19,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$18,430
Est. Payment:	$346.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,202
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,430.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,643.24
Avg. DMV Fee	86.00
Cash Sale Price	$20,234.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,234.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$346.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer LS

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This low mileage used 2023 Chevrolet Trailblazer LS FWD SUV under 37,000 miles, cvt transmission, and 24 MPG, 1.2L gas engine is for sale right now under $19K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$18,350
Est. Payment:	$344.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,498
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,636.14
Avg. DMV Fee	86.00
Cash Sale Price	$20,147.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,147.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$344.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos LX

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This average mileage used 2021 Kia Seltos LX AWD SUV below 84,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $16K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$15,840
Est. Payment:	$418.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,558
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,840.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,413.25
Avg. DMV Fee	86.00
Cash Sale Price	$17,414.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,414.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$418.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai ELANTRA Value Edition

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This low mileage preowned 2017 Hyundai ELANTRA Value Edition FWD sedan below 13,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,000
Est. Payment:	$338.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,717
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,605.06
Avg. DMV Fee	86.00
Cash Sale Price	$19,766.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,766.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$338.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Limited

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This low mileage certified preowned 2021 Hyundai KONA Limited AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 1.6L gas engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,488
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Niro LX

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This low mileage preowned 2019 Kia Niro LX FWD hatchback under 52,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $16K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$15,490
Est. Payment:	$312.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,894
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,382.17
Avg. DMV Fee	86.00
Cash Sale Price	$17,033.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,033.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$312.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Traverse LT Cloth

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This average mileage second hand 2019 Chevrolet Traverse LT Cloth FWD SUV below 85,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $19K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$18,150
Est. Payment:	$478.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,301
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$18,150.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,618.38
Avg. DMV Fee	86.00
Cash Sale Price	$19,929.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,929.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$478.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This below average mileage second hand 2022 Hyundai TUCSON SEL AWD SUV under 62,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $17K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$16,500
Est. Payment:	$360.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,707
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$16,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,471.86
Avg. DMV Fee	86.00
Cash Sale Price	$18,132.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$360.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Volkswagen Tiguan SE 4Motion

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This average mileage second hand 2020 Volkswagen Tiguan SE 4Motion AWD SUV below 72,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $17K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$16,500
Est. Payment:	$393.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,187
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$16,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,471.86
Avg. DMV Fee	86.00
Cash Sale Price	$18,132.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$393.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai KONA SE

2023 Kia Forte LXS

2023 Chevrolet Trailblazer LS

2021 Kia Seltos LX

2017 Hyundai ELANTRA Value Edition

2021 Hyundai KONA Limited

2019 Kia Niro LX

2019 Chevrolet Traverse LT Cloth

2022 Hyundai TUCSON SEL

2020 Volkswagen Tiguan SE 4Motion

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai KONA SE

Hyundai KONA SE

2022 Hyundai KONA SE Car Loan Estimate

2023 Kia Forte LXS

Kia Forte LXS

2023 Kia Forte LXS Car Loan Estimate

2023 Chevrolet Trailblazer LS

Chevrolet Trailblazer LS

2023 Chevrolet Trailblazer LS Car Loan Estimate

2021 Kia Seltos LX

Kia Seltos LX

2021 Kia Seltos LX Car Loan Estimate

2017 Hyundai ELANTRA Value Edition

Hyundai ELANTRA Value Edition

2017 Hyundai ELANTRA Value Edition Car Loan Estimate

2021 Hyundai KONA Limited

Hyundai KONA Limited

2021 Hyundai KONA Limited Car Loan Estimate

2019 Kia Niro LX

Kia Niro LX

2019 Kia Niro LX Car Loan Estimate

2019 Chevrolet Traverse LT Cloth

Chevrolet Traverse LT Cloth

2019 Chevrolet Traverse LT Cloth Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2020 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2020 Volkswagen Tiguan SE 4Motion Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $20K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $20,000

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