Metro Albany - Schenectady - Troy, NY Area Used Cars Under $800 a Month

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV under 1,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$42,950
Est. Payment:	$803.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,441
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$42,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,931.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,931.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $42K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,864
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Hybrid XLE

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This average mileage preowned 2021 Toyota Highlander Hybrid XLE AWD SUV below 71,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $35K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$34,033
Est. Payment:	$807.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,125
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$34,033.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,028.79
Avg. DMV Fee	86.00
Cash Sale Price	$37,222.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,222.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$807.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,033.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,608
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $43K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$42,499
Est. Payment:	$794.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,849
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.57
Avg. DMV Fee	86.00
Cash Sale Price	$46,440.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$794.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XLT

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This high mileage preowned 2018 Ford F-150 XLT 4x4 pickup under 120,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $23K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$22,739
Est. Payment:	$771.12 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,655
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$22,739.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,025.88
Avg. DMV Fee	86.00
Cash Sale Price	$24,925.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,925.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$771.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup below 36,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$41,510
Est. Payment:	$776.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,890
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$41,510.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,692.75
Avg. DMV Fee	86.00
Cash Sale Price	$45,363.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,363.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$776.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Highlander Platinum

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This average mileage preowned 2020 Toyota Highlander Platinum AWD SUV under 84,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $30K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$29,168
Est. Payment:	$766.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,616
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$29,168.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,596.78
Avg. DMV Fee	86.00
Cash Sale Price	$31,925.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,925.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$766.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,168.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $43K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$42,995
Est. Payment:	$803.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,734
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,980.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,980.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage certified second hand 2022 Ford F-150 Lariat 4x4 pickup below 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Brown's Ford of Amsterdam in Amsterdam, NY. ...View More Details

Sales Price:	$42,997
Est. Payment:	$803.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,464
Location:	Amsterdam, NY

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.79
Avg. DMV Fee	86.00
Cash Sale Price	$46,982.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,982.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE Calligraphy

2021 Toyota Highlander Hybrid XLE

2025 Hyundai SANTA FE Calligraphy

2023 Ford F-150 XL

2018 Ford F-150 XLT

2023 Ford F-150 XL

2020 Toyota Highlander Platinum

2023 Ford F-150 Lariat

2022 Ford F-150 Lariat

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2021 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2021 Toyota Highlander Hybrid XLE Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2018 Ford F-150 XLT

Ford F-150 XLT

2018 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Toyota Highlander Platinum

Toyota Highlander Platinum

2020 Toyota Highlander Platinum Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

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