Metro Albany - Schenectady - Troy, NY Area Used Cars Under $800 a Month

2025 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage certified used 2025 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $43K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,608
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Hybrid XLE

⇩ View Seller Description

This average mileage used 2021 Toyota Highlander Hybrid XLE AWD SUV below 71,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $35K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$34,033
Est. Payment:	$807.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,125
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$34,033.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,028.79
Avg. DMV Fee	86.00
Cash Sale Price	$37,222.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,222.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$807.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,033.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV below 1,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $43K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$42,950
Est. Payment:	$803.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,441
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$42,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,931.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,931.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV under 18,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $42K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,864
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XLT

⇩ View Seller Description

This high mileage used 2018 Ford F-150 XLT 4x4 pickup under 120,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $23K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$22,739
Est. Payment:	$771.12 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,655
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$22,739.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,025.88
Avg. DMV Fee	86.00
Cash Sale Price	$24,925.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,925.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$771.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Yukon SLT

⇩ View Seller Description

This high mileage used 2017 GMC Yukon SLT 4x4 SUV below 104,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $23K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$22,787
Est. Payment:	$772.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,919
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$22,787.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,030.15
Avg. DMV Fee	86.00
Cash Sale Price	$24,978.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,978.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$772.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This average mileage preowned 2023 Ford F-150 XL 4x4 pickup below 75,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $34K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$33,800
Est. Payment:	$802.32 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,524
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$33,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,008.10
Avg. DMV Fee	86.00
Cash Sale Price	$36,969.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,969.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$802.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup under 4,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $44K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$43,750
Est. Payment:	$817.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,935
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$43,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,891.66
Avg. DMV Fee	86.00
Cash Sale Price	$47,802.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,802.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$817.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX XLT

⇩ View Seller Description

This average mileage preowned 2021 Ford Expedition MAX XLT 4x4 SUV under 71,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $34K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$33,500
Est. Payment:	$795.23 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,634
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,981.46
Avg. DMV Fee	86.00
Cash Sale Price	$36,642.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,642.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$795.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Big Horn

⇩ View Seller Description

This high mileage used 2021 Ram 1500 Big Horn 4x4 pickup under 101,000 miles, automatic transmission, and 25 MPG, 3.0L diesel engine is for sale right now below $24K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$23,150
Est. Payment:	$784.97 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,799
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$23,150.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,062.38
Avg. DMV Fee	86.00
Cash Sale Price	$25,373.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,373.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$784.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2025 Hyundai SANTA FE Calligraphy

2021 Toyota Highlander Hybrid XLE

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE Calligraphy

2018 Ford F-150 XLT

2017 GMC Yukon SLT

2023 Ford F-150 XL

2025 Ford Ranger XLT

2021 Ford Expedition MAX XLT

2021 Ram 1500 Big Horn

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2021 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2021 Toyota Highlander Hybrid XLE Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2018 Ford F-150 XLT

Ford F-150 XLT

2018 Ford F-150 XLT Car Loan Estimate

2017 GMC Yukon SLT

GMC Yukon SLT

2017 GMC Yukon SLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2021 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2021 Ford Expedition MAX XLT Car Loan Estimate

2021 Ram 1500 Big Horn

Ram 1500 Big Horn

2021 Ram 1500 Big Horn Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

Customize Payments

Find Financing

Customize Payments