Metro Albany - Schenectady - Troy, NY Area Used Cars Under $800 a Month

2021 Toyota Highlander Hybrid XLE

⇩ View Seller Description

This average mileage preowned 2021 Toyota Highlander Hybrid XLE AWD SUV below 71,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $35K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$34,033
Est. Payment:	$807.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,125
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$34,033.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,028.79
Avg. DMV Fee	86.00
Cash Sale Price	$37,222.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,222.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$807.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,033.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage preowned 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 11,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $42K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$41,775
Est. Payment:	$781.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,500
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$41,775.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,716.28
Avg. DMV Fee	86.00
Cash Sale Price	$45,652.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,652.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $43K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,608
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

⇩ View Seller Description

This low mileage second hand 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 18,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $43K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,414
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Highlander Platinum

⇩ View Seller Description

This average mileage second hand 2020 Toyota Highlander Platinum AWD SUV below 84,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $31K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$30,500
Est. Payment:	$801.25 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,609
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$30,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,715.06
Avg. DMV Fee	86.00
Cash Sale Price	$33,376.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,376.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$801.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

⇩ View Seller Description

This high mileage used 2022 Ford Escape SE AWD SUV under 126,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now below $16K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$15,999
Est. Payment:	$641.78 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,456
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,427.37
Avg. DMV Fee	86.00
Cash Sale Price	$17,587.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,587.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$641.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty King Ranch

⇩ View Seller Description

This low mileage used 2019 Ford F-250 Super Duty King Ranch 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $42K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$41,349
Est. Payment:	$773.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,239
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$41,349.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,678.45
Avg. DMV Fee	86.00
Cash Sale Price	$45,188.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,188.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage certified used 2023 Ford F-150 XL 4x4 pickup below 26,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $43K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$42,495
Est. Payment:	$794.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,638
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$42,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.22
Avg. DMV Fee	86.00
Cash Sale Price	$46,436.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,436.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage used 2024 BMW X3 xDrive30i AWD SUV below 14,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $42K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$41,900
Est. Payment:	$783.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,275
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.38
Avg. DMV Fee	86.00
Cash Sale Price	$45,788.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,788.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$783.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$41,343
Est. Payment:	$773.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,415
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$41,343.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,677.92
Avg. DMV Fee	86.00
Cash Sale Price	$45,181.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,181.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,343.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2021 Toyota Highlander Hybrid XLE

2025 Jeep Grand Cherokee L Limited

2025 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE Calligraphy Night Edition

2020 Toyota Highlander Platinum

2022 Ford Escape SE

2019 Ford F-250 Super Duty King Ranch

2023 Ford F-150 XL

2024 BMW X3 xDrive30i

2023 Ford F-150 XL

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $800 / Month

2021 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2021 Toyota Highlander Hybrid XLE Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2020 Toyota Highlander Platinum

Toyota Highlander Platinum

2020 Toyota Highlander Platinum Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2019 Ford F-250 Super Duty King Ranch Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $800 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $800 / Month

Customize Payments

Find Financing

Customize Payments