Metro Albany - Schenectady - Troy, NY Area Used Cars Under $500 a Month

2022 Kia K5 GT-Line

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This below average mileage certified second hand 2022 Kia K5 GT-Line FWD sedan below 62,000 miles, automatic transmission, and 51 MPG, 1.6L gas engine is for sale right now below $22K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$21,990
Est. Payment:	$478.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,053
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.37
Avg. DMV Fee	86.00
Cash Sale Price	$24,110.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,110.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$478.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Seltos LX

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This low mileage certified preowned 2025 Kia Seltos LX AWD SUV below 2,000 miles, cvt transmission, and 51 MPG, 2.0L gas engine is for sale right now below $25K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$24,962
Est. Payment:	$467.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,335
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$24,962.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,223.29
Avg. DMV Fee	86.00
Cash Sale Price	$27,346.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,346.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$467.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage certified second hand 2023 Hyundai SANTA FE SEL AWD SUV below 23,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now below $26K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$25,750
Est. Payment:	$482.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,823
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$25,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,293.26
Avg. DMV Fee	86.00
Cash Sale Price	$28,204.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,204.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$482.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage used 2020 Ford Explorer XLT AWD SUV under 75,000 miles, automatic transmission, and 51 MPG, 2.3L gas engine is for sale right now under $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$475.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,267
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$475.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This low mileage certified second hand 2022 Hyundai TUCSON SEL AWD SUV under 23,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now below $26K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$25,068
Est. Payment:	$469.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,099
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$25,068.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,232.70
Avg. DMV Fee	86.00
Cash Sale Price	$27,461.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,461.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$469.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,068.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified preowned 2023 Hyundai TUCSON SEL AWD SUV below 29,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now under $25K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$468.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,832
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,226.66
Avg. DMV Fee	86.00
Cash Sale Price	$27,387.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,387.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$468.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda CR-V EX

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This average mileage second hand 2019 Honda CR-V EX AWD SUV under 78,000 miles, cvt transmission, and 51 MPG, 1.5L gas engine is for sale right now below $20K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$19,166
Est. Payment:	$456.52 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,715
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,166.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,708.60
Avg. DMV Fee	86.00
Cash Sale Price	$21,035.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,035.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$456.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA Limited

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This low mileage second hand 2023 Hyundai SONATA Limited FWD sedan under 34,000 miles, automatic transmission, and 51 MPG, 1.6L gas engine is for sale right now below $25K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$24,500
Est. Payment:	$459.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,580
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,182.26
Avg. DMV Fee	86.00
Cash Sale Price	$26,843.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,843.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$459.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Tiguan SE 4Motion

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This average mileage second hand 2021 Volkswagen Tiguan SE 4Motion AWD SUV below 83,000 miles, automatic transmission, and 51 MPG, 2.0L gas engine is for sale right now below $18K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$17,823
Est. Payment:	$469.89 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,777
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$17,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,589.34
Avg. DMV Fee	86.00
Cash Sale Price	$19,573.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,573.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$469.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid Limited FWD sedan below 20,000 miles, automatic transmission, and 51 MPG, 1.6L hybrid engine is for sale right now below $26K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$25,900
Est. Payment:	$485.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,594
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$25,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,306.58
Avg. DMV Fee	86.00
Cash Sale Price	$28,367.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,367.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$485.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $500 / Month

2022 Kia K5 GT-Line

2025 Kia Seltos LX

2023 Hyundai SANTA FE SEL

2020 Ford Explorer XLT

2022 Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL

2019 Honda CR-V EX

2023 Hyundai SONATA Limited

2021 Volkswagen Tiguan SE 4Motion

2025 Hyundai ELANTRA Hybrid Limited

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $500 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $500 / Month

2022 Kia K5 GT-Line

Kia K5 GT-Line

2022 Kia K5 GT-Line Car Loan Estimate

2025 Kia Seltos LX

Kia Seltos LX

2025 Kia Seltos LX Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2019 Honda CR-V EX

Honda CR-V EX

2019 Honda CR-V EX Car Loan Estimate

2023 Hyundai SONATA Limited

Hyundai SONATA Limited

2023 Hyundai SONATA Limited Car Loan Estimate

2021 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2021 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $500 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $500 / Month

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