Albany - Schenectady - Troy, NY Area Used Cars Under $55,000

2025 Toyota Grand Highlander Platinum

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This low mileage second hand 2025 Toyota Grand Highlander Platinum AWD SUV under 12,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $55K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$54,600
Est. Payment:	$1020.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,554
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$54,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,855.14
Avg. DMV Fee	86.00
Cash Sale Price	$59,616.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,616.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1020.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 5,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $52K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$51,950
Est. Payment:	$970.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,256
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$51,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,730.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,730.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$970.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV under 5,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $55K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$54,950
Est. Payment:	$1026.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,238
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$54,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,886.22
Avg. DMV Fee	86.00
Cash Sale Price	$59,997.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,997.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1026.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 2500HD Denali

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This average mileage used 2020 GMC Sierra 2500HD Denali 4x4 pickup under 76,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $54K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$53,800
Est. Payment:	$1274.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,888
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$53,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,784.10
Avg. DMV Fee	86.00
Cash Sale Price	$58,745.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,745.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1274.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This low mileage used 2023 Chevrolet Silverado 1500 RST 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $53K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$52,450
Est. Payment:	$980.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,579
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$52,450.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,664.22
Avg. DMV Fee	86.00
Cash Sale Price	$57,275.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,275.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$980.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $53K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$52,500
Est. Payment:	$981.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,391
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$52,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,668.66
Avg. DMV Fee	86.00
Cash Sale Price	$57,329.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,329.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$981.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban Premier

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This low mileage second hand 2023 Chevrolet Suburban Premier 4x4 SUV below 51,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $54K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$53,476
Est. Payment:	$1072.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,428
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$53,476.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,755.33
Avg. DMV Fee	86.00
Cash Sale Price	$58,392.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,392.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1072.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,476.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Timberline

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This below average mileage second hand 2023 Ford Expedition Timberline 4x4 SUV below 61,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $52K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$51,500
Est. Payment:	$1117.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,391
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$51,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,579.86
Avg. DMV Fee	86.00
Cash Sale Price	$56,240.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,240.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$1117.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup below 39,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $53K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$52,750
Est. Payment:	$985.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,374
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$52,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,690.86
Avg. DMV Fee	86.00
Cash Sale Price	$57,601.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,601.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$985.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $54K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1008.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,609
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.77
Avg. DMV Fee	86.00
Cash Sale Price	$58,961.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,961.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1008.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $55,000

2025 Toyota Grand Highlander Platinum

2023 Ford F-150 XL

2025 Ford Explorer ST

2020 GMC Sierra 2500HD Denali

2023 Chevrolet Silverado 1500 RST

2023 Ford F-150 XL

2023 Chevrolet Suburban Premier

2023 Ford Expedition Timberline

2023 Ford F-150 King Ranch

2023 Ford F-150 XLT

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $55K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $55,000

2025 Toyota Grand Highlander Platinum

Toyota Grand Highlander Platinum

2025 Toyota Grand Highlander Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2020 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2020 GMC Sierra 2500HD Denali Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2023 Chevrolet Suburban Premier Car Loan Estimate

2023 Ford Expedition Timberline

Ford Expedition Timberline

2023 Ford Expedition Timberline Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $55K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $55,000

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