Albany - Schenectady - Troy, NY Area Used Cars Under $55,000

2022 Toyota 4Runner Limited

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This low mileage preowned 2022 Toyota 4Runner Limited AWD SUV below 23,000 miles, automatic transmission, and 4.0L gas engine is for sale right now under $51K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$50,301
Est. Payment:	$940.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,662
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$50,301.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,473.39
Avg. DMV Fee	86.00
Cash Sale Price	$54,935.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,935.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$940.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV below 9,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $55K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$54,688
Est. Payment:	$1021.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,430
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$54,688.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,862.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,711.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,711.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1021.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $54K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$53,200
Est. Payment:	$994.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,391
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$53,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,730.82
Avg. DMV Fee	86.00
Cash Sale Price	$58,091.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,091.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$994.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage used 2025 Ford Bronco Badlands 4x4 SUV under 4,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $54K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$53,498
Est. Payment:	$999.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,886
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$53,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,757.28
Avg. DMV Fee	86.00
Cash Sale Price	$58,416.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,416.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$999.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Badlands

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This low mileage preowned 2024 Ford Bronco Badlands 4x4 SUV under 14,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $51K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$50,615
Est. Payment:	$945.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,466
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$50,615.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,501.27
Avg. DMV Fee	86.00
Cash Sale Price	$55,277.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,277.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$945.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,615.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $52K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$51,949
Est. Payment:	$970.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,023
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$51,949.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.73
Avg. DMV Fee	86.00
Cash Sale Price	$56,729.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,729.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$970.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-450 Super Duty King Ranch

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This low mileage second hand 2016 Ford F-450 Super Duty King Ranch 4x4 pickup under 40,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $55K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$54,650
Est. Payment:	$1021.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,900
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$54,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,859.58
Avg. DMV Fee	86.00
Cash Sale Price	$59,670.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,670.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1021.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Timberline

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This below average mileage preowned 2023 Ford Expedition Timberline 4x4 SUV below 61,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $52K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$51,500
Est. Payment:	$1117.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,391
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$51,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,579.86
Avg. DMV Fee	86.00
Cash Sale Price	$56,240.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,240.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$1117.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 20,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $54K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1008.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,609
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.77
Avg. DMV Fee	86.00
Cash Sale Price	$58,961.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,961.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1008.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 2500HD Denali

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This average mileage second hand 2020 GMC Sierra 2500HD Denali 4x4 pickup under 76,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now below $54K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$53,800
Est. Payment:	$1274.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,887
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$53,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,784.10
Avg. DMV Fee	86.00
Cash Sale Price	$58,745.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,745.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1274.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $55,000

2022 Toyota 4Runner Limited

2025 Ford Explorer ST

2023 Ford F-150 XL

2025 Ford Bronco Badlands

2024 Ford Bronco Badlands

2023 Ford F-150 XLT

2016 Ford F-450 Super Duty King Ranch

2023 Ford Expedition Timberline

2023 Ford F-150 XLT

2020 GMC Sierra 2500HD Denali

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $55K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $55,000

2022 Toyota 4Runner Limited

Toyota 4Runner Limited

2022 Toyota 4Runner Limited Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2024 Ford Bronco Badlands

Ford Bronco Badlands

2024 Ford Bronco Badlands Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2016 Ford F-450 Super Duty King Ranch

Ford F-450 Super Duty King Ranch

2016 Ford F-450 Super Duty King Ranch Car Loan Estimate

2023 Ford Expedition Timberline

Ford Expedition Timberline

2023 Ford Expedition Timberline Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2020 GMC Sierra 2500HD Denali Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $55K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $55,000

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