Metro Albany - Schenectady - Troy, NY Area Used Cars Under $450 a Month

2021 GMC Terrain SLE

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This below average mileage second hand 2021 GMC Terrain SLE 4x4 SUV below 60,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $20K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$19,700
Est. Payment:	$429.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,076
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,756.02
Avg. DMV Fee	86.00
Cash Sale Price	$21,617.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,617.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$429.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Seltos S

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This low mileage used 2024 Kia Seltos S AWD SUV below 51,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $23K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$22,250
Est. Payment:	$447.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,035
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,982.46
Avg. DMV Fee	86.00
Cash Sale Price	$24,393.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,393.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$447.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos LX

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This average mileage used 2021 Kia Seltos LX AWD SUV under 84,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $16K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$15,700
Est. Payment:	$414.40 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,558
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,700.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,400.82
Avg. DMV Fee	86.00
Cash Sale Price	$17,261.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,261.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$414.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA N Line

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This below average mileage second hand 2023 Hyundai ELANTRA N Line FWD sedan below 61,000 miles, automatic transmission, and 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$435.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,180
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$435.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage certified second hand 2025 Hyundai SONATA SEL FWD sedan below 47,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $22K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$21,900
Est. Payment:	$410.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,257
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$21,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,951.38
Avg. DMV Fee	86.00
Cash Sale Price	$24,012.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,012.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$410.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 15,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $23K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,118
Est. Payment:	$414.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,326
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,118.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,970.74
Avg. DMV Fee	86.00
Cash Sale Price	$24,249.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,249.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$414.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 37,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $24K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$23,900
Est. Payment:	$448.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,027
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,128.98
Avg. DMV Fee	86.00
Cash Sale Price	$26,189.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,189.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$448.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified second hand 2024 Hyundai TUCSON SEL AWD SUV below 50,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $22K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$21,990
Est. Payment:	$442.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,245
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.37
Avg. DMV Fee	86.00
Cash Sale Price	$24,110.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,110.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$442.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified preowned 2023 Hyundai TUCSON SEL AWD SUV below 29,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $24K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$23,990
Est. Payment:	$449.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,910
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,136.97
Avg. DMV Fee	86.00
Cash Sale Price	$26,287.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,287.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$449.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SE

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This low mileage certified second hand 2025 Hyundai SONATA SE FWD sedan below 9,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $23K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$22,500
Est. Payment:	$422.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,831
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$22,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,004.66
Avg. DMV Fee	86.00
Cash Sale Price	$24,665.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,665.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$422.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $450 / Month

2021 GMC Terrain SLE

2024 Kia Seltos S

2021 Kia Seltos LX

2023 Hyundai ELANTRA N Line

2025 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL

2025 Hyundai SONATA SE

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $450 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $450 / Month

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

2024 Kia Seltos S

Kia Seltos S

2024 Kia Seltos S Car Loan Estimate

2021 Kia Seltos LX

Kia Seltos LX

2021 Kia Seltos LX Car Loan Estimate

2023 Hyundai ELANTRA N Line

Hyundai ELANTRA N Line

2023 Hyundai ELANTRA N Line Car Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $450 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $450 / Month

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