Metro Albany - Schenectady - Troy, NY Area Used Cars Under $450 a Month

2020 Hyundai SANTA FE Limited 2.0T

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This low mileage used 2020 Hyundai SANTA FE Limited 2.0T AWD SUV below 31,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,000
Est. Payment:	$412.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,698
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,960.26
Avg. DMV Fee	86.00
Cash Sale Price	$24,121.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,121.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$412.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SE

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This low mileage certified second hand 2026 Hyundai KONA SE AWD SUV below 10,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $23K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$23,000
Est. Payment:	$431.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,806
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$23,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,049.06
Avg. DMV Fee	86.00
Cash Sale Price	$25,210.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,210.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$431.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Civic Sport

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This low mileage second hand 2023 Honda Civic Sport FWD hatchback below 13,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$23,900
Est. Payment:	$448.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,266
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,128.98
Avg. DMV Fee	86.00
Cash Sale Price	$26,189.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,189.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$448.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This below average mileage preowned 2023 Hyundai TUCSON SEL AWD SUV below 62,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$18,990
Est. Payment:	$414.02 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,546
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.97
Avg. DMV Fee	86.00
Cash Sale Price	$20,843.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,843.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$414.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This below average mileage preowned 2024 Hyundai TUCSON SEL AWD SUV below 62,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,500
Est. Payment:	$425.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,010
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,738.26
Avg. DMV Fee	86.00
Cash Sale Price	$21,399.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,399.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$425.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Seltos S

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This low mileage second hand 2024 Kia Seltos S AWD SUV under 51,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $23K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$22,250
Est. Payment:	$447.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,035
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,982.46
Avg. DMV Fee	86.00
Cash Sale Price	$24,393.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,393.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$447.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Big Bend

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This low mileage second hand 2022 Ford Bronco Sport Big Bend AWD SUV under 29,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,000
Est. Payment:	$412.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,860
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,960.26
Avg. DMV Fee	86.00
Cash Sale Price	$24,121.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,121.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$412.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Sport

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This below average mileage certified preowned 2021 Hyundai TUCSON Sport AWD SUV under 67,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $19K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,000
Est. Payment:	$414.23 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,840
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.86
Avg. DMV Fee	86.00
Cash Sale Price	$20,854.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,854.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$414.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 15,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $23K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,118
Est. Payment:	$414.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,326
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$22,118.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,970.74
Avg. DMV Fee	86.00
Cash Sale Price	$24,249.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,249.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$414.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 LXS

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This low mileage certified preowned 2025 Kia K5 LXS FWD sedan under 6,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $24K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$23,500
Est. Payment:	$440.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,241
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$23,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,093.46
Avg. DMV Fee	86.00
Cash Sale Price	$25,754.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,754.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$440.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $450 / Month

2020 Hyundai SANTA FE Limited 2.0T

2026 Hyundai KONA SE

2023 Honda Civic Sport

2023 Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL

2024 Kia Seltos S

2022 Ford Bronco Sport Big Bend

2021 Hyundai TUCSON Sport

2023 Hyundai ELANTRA SEL

2025 Kia K5 LXS

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $450 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles with Payments Under $450 / Month

2020 Hyundai SANTA FE Limited 2.0T

Hyundai SANTA FE Limited 2.0T

2020 Hyundai SANTA FE Limited 2.0T Car Loan Estimate

2026 Hyundai KONA SE

Hyundai KONA SE

2026 Hyundai KONA SE Car Loan Estimate

2023 Honda Civic Sport

Honda Civic Sport

2023 Honda Civic Sport Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2024 Kia Seltos S

Kia Seltos S

2024 Kia Seltos S Car Loan Estimate

2022 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2022 Ford Bronco Sport Big Bend Car Loan Estimate

2021 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2021 Hyundai TUCSON Sport Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Kia K5 LXS

Kia K5 LXS

2025 Kia K5 LXS Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $450 / Month

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $450 / Month

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