Albany - Schenectady - Troy, NY Area Used Pickups Under $40,000

2021 Ram 1500 Limited

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This average mileage preowned 2021 Ram 1500 Limited 4x4 pickup below 84,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $37K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$36,750
Est. Payment:	$964.61 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,938
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$36,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,270.06
Avg. DMV Fee	86.00
Cash Sale Price	$40,181.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,181.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$964.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 14,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $36K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,906
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.58
Avg. DMV Fee	86.00
Cash Sale Price	$39,255.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage second hand 2022 Chevrolet Silverado 1500 LT 4x4 pickup below 37,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $37K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$36,500
Est. Payment:	$682.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,886
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.86
Avg. DMV Fee	86.00
Cash Sale Price	$39,908.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,908.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XL

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This low mileage certified preowned 2024 Ford Ranger XL 4x4 pickup below 11,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,944
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This average mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 89,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $36K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$35,950
Est. Payment:	$943.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,098
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,199.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,310.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,310.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$943.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tundra SR5

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This low mileage second hand 2019 Toyota Tundra SR5 4x4 pickup below 34,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $38K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$37,493
Est. Payment:	$701.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,281
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$37,493.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.04
Avg. DMV Fee	86.00
Cash Sale Price	$40,990.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,990.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This low mileage preowned 2023 Ford F-250 Super Duty XL 4x4 pickup below 48,000 miles, automatic transmission, and 6.8L gas engine is for sale right now under $40K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$39,594
Est. Payment:	$740.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,799
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$39,594.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,522.61
Avg. DMV Fee	86.00
Cash Sale Price	$43,277.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,277.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$740.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,594.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $38K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$37,651
Est. Payment:	$704.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,507
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$37,651.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,350.07
Avg. DMV Fee	86.00
Cash Sale Price	$41,162.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,162.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,651.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 28,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $39K at Brown's Ford of Johnstown in Johnstown, NY. ...View More Details

Sales Price:	$38,995
Est. Payment:	$729.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,296
Location:	Johnstown, NY

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.42
Avg. DMV Fee	86.00
Cash Sale Price	$42,625.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,625.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage second hand 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 17,000 miles, automatic transmission, and 6.6L gas engine is for sale right now under $38K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$37,710
Est. Payment:	$705.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,772
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$37,710.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,355.31
Avg. DMV Fee	86.00
Cash Sale Price	$41,226.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,226.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Pickups Priced Below $40,000

2021 Ram 1500 Limited

2025 Hyundai SANTA CRUZ Limited

2022 Chevrolet Silverado 1500 LT

2024 Ford Ranger XL

2022 Ford F-150 XLT

2019 Toyota Tundra SR5

2023 Ford F-250 Super Duty XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2020 Chevrolet Silverado 2500HD Work Truck

Greater Albany - Schenectady - Troy Area Cities with Used Pickups for Sale Below $40K

Metro Albany - Schenectady - Troy Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Pickups Priced Below $40,000

2021 Ram 1500 Limited

Ram 1500 Limited

2021 Ram 1500 Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Ranger XL

Ford Ranger XL

2024 Ford Ranger XL Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2019 Toyota Tundra SR5

Toyota Tundra SR5

2019 Toyota Tundra SR5 Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Pickups for Sale Below $40K

Metro Albany - Schenectady - Troy Area Counties with Used Pickups for Sale Below $40,000

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