Rancho Santa Margarita, CA Used Cars Under $30,000 |with Payments|

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV below 60,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,689
Est. Payment:	$567.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,950
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,689.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,846.32
Avg. DMV Fee	296.00
Cash Sale Price	$30,911.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,911.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$567.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage certified used 2025 Ford Bronco Sport Big Bend AWD SUV under 8,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,740
Est. Payment:	$548.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,203
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,740.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,954.05
Avg. DMV Fee	296.00
Cash Sale Price	$32,070.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,070.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$548.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Plug-In Hybrid PHEV

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This low mileage certified used 2024 Ford Escape Plug-In Hybrid PHEV FWD SUV below 18,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,869
Est. Payment:	$551.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,259
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,869.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,967.27
Avg. DMV Fee	296.00
Cash Sale Price	$32,212.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,212.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$551.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,869.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This above average mileage second hand 2021 Ford Explorer ST AWD SUV under 91,000 miles, automatic transmission, and 27 MPG, 3.0L gas engine is for sale right now under $27K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$26,233
Est. Payment:	$790.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,366
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$26,233.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,697.08
Avg. DMV Fee	296.00
Cash Sale Price	$29,306.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,306.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$790.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,233.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Ascent Limited 8-Passenger

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This low mileage preowned 2021 Subaru Ascent Limited 8-Passenger AWD SUV under 31,000 miles, cvt transmission, and 27 MPG, 2.4L gas engine is for sale right now under $27K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$26,748
Est. Payment:	$511.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,165
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$26,748.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,749.87
Avg. DMV Fee	296.00
Cash Sale Price	$29,873.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,873.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$511.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang Mach-E Premium

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This low mileage certified used 2022 Ford Mustang Mach-E Premium RWD SUV under 49,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,999
Est. Payment:	$534.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,140
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,878.10
Avg. DMV Fee	296.00
Cash Sale Price	$31,253.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,253.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$534.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

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This low mileage certified preowned 2023 Ford Mustang Mach-E Premium RWD SUV under 46,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,097
Est. Payment:	$536.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,261
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,097.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,888.14
Avg. DMV Fee	296.00
Cash Sale Price	$31,361.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,361.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$536.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,097.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Outer Banks

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This low mileage certified preowned 2023 Ford Bronco Sport Outer Banks AWD SUV under 15,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,793
Est. Payment:	$530.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,977
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,793.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,856.98
Avg. DMV Fee	296.00
Cash Sale Price	$31,025.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,025.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$530.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST-Line

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This low mileage certified second hand 2023 Ford Edge ST-Line AWD SUV under 20,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $26K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$25,687
Est. Payment:	$491.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,519
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$25,687.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,641.12
Avg. DMV Fee	296.00
Cash Sale Price	$28,704.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,704.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$491.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,687.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Outer Banks

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This low mileage certified preowned 2023 Ford Bronco Sport Outer Banks AWD SUV below 17,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $27K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$26,793
Est. Payment:	$512.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,930
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$26,793.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,754.48
Avg. DMV Fee	296.00
Cash Sale Price	$29,923.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,923.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$512.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $30,000

2023 Ford Explorer XLT

2025 Ford Bronco Sport Big Bend

2024 Ford Escape Plug-In Hybrid PHEV

2021 Ford Explorer ST

2021 Subaru Ascent Limited 8-Passenger

2022 Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium

2023 Ford Bronco Sport Outer Banks

2023 Ford Edge ST-Line

2023 Ford Bronco Sport Outer Banks

Used Cars under $30,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $30,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2024 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2024 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2021 Subaru Ascent Limited 8-Passenger

Subaru Ascent Limited 8-Passenger

2021 Subaru Ascent Limited 8-Passenger Car Loan Estimate

2022 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2022 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2023 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Ford Edge ST-Line

Ford Edge ST-Line

2023 Ford Edge ST-Line Car Loan Estimate

2023 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2023 Ford Bronco Sport Outer Banks Car Loan Estimate

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