Rancho Santa Margarita, CA Used Cars Under $45,000 |with Payments|

2023 Ford F-150 Lightning Pro

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This low mileage certified preowned 2023 Ford F-150 Lightning Pro AWD pickup below 56,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $44K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$43,384
Est. Payment:	$885.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,976
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$43,384.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,455.06
Avg. DMV Fee	296.00
Cash Sale Price	$48,215.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,215.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$885.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage certified second hand 2024 Ford Bronco Big Bend 4x4 SUV below 1,000 miles, transmission, and 17 MPG, 2.3L gas engine is for sale right now below $41K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$40,452
Est. Payment:	$769.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,325
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$40,452.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,154.53
Avg. DMV Fee	296.00
Cash Sale Price	$44,982.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,982.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$769.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage certified preowned 2022 Ford Bronco Base Advanced 4x4 SUV below 39,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now below $43K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$42,936
Est. Payment:	$816.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,238
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$42,936.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,409.14
Avg. DMV Fee	296.00
Cash Sale Price	$47,721.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,721.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$816.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage used 2023 Ford Bronco Base Advanced 4x4 SUV below 58,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $44K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$43,808
Est. Payment:	$893.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,470
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$43,808.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,498.52
Avg. DMV Fee	296.00
Cash Sale Price	$48,682.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,682.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$893.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Highlander Limited

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This low mileage used 2022 Toyota Highlander Limited FWD SUV below 25,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $43K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$42,999
Est. Payment:	$817.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,184
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,415.60
Avg. DMV Fee	296.00
Cash Sale Price	$47,790.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,790.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

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This low mileage certified preowned 2024 Ford Bronco Outer Banks 4x4 SUV under 19,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now below $44K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$43,166
Est. Payment:	$820.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,175
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$43,166.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,432.72
Avg. DMV Fee	296.00
Cash Sale Price	$47,974.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,974.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$820.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks Advanced

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This low mileage preowned 2023 Ford Bronco Outer Banks Advanced 4x4 SUV under 23,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $41K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$40,689
Est. Payment:	$774.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,802
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$40,689.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,178.82
Avg. DMV Fee	296.00
Cash Sale Price	$45,243.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,243.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$774.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Badlands Advanced

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This low mileage certified preowned 2022 Ford Bronco Badlands Advanced 4x4 SUV under 26,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $44K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$43,649
Est. Payment:	$830.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,045
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$43,649.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,482.22
Avg. DMV Fee	296.00
Cash Sale Price	$48,507.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,507.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$830.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Lightning Pro

2024 Ford Bronco Big Bend

2022 Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced

2022 Toyota Highlander Limited

2024 Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Advanced

2022 Ford Bronco Badlands Advanced

Used Cars under $45,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Lightning Pro

Ford F-150 Lightning Pro

2023 Ford F-150 Lightning Pro Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2022 Toyota Highlander Limited

Toyota Highlander Limited

2022 Toyota Highlander Limited Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2023 Ford Bronco Outer Banks Advanced

Ford Bronco Outer Banks Advanced

2023 Ford Bronco Outer Banks Advanced Car Loan Estimate

2022 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2022 Ford Bronco Badlands Advanced Car Loan Estimate

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