Rancho Santa Margarita, CA Used Cars Under $35,000 |with Payments|

2023 Ford F-150 XL

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This below average mileage certified second hand 2023 Ford F-150 XL 4x4 pickup below 67,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,210
Est. Payment:	$734.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,060
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,210.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,412.23
Avg. DMV Fee	296.00
Cash Sale Price	$36,998.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,998.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$734.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,210.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified second hand 2023 Ford Explorer Limited RWD SUV under 36,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,762
Est. Payment:	$605.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,935
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,762.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,263.81
Avg. DMV Fee	296.00
Cash Sale Price	$35,401.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,401.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$605.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,762.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Tesla Model Y Performance

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This low mileage preowned 2022 Tesla Model Y Performance AWD SUV below 38,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $33K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$32,858
Est. Payment:	$626.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,335
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$32,858.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,376.15
Avg. DMV Fee	296.00
Cash Sale Price	$36,610.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,610.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,858.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Black Diamond

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This low mileage certified used 2022 Ford Bronco Black Diamond 4x4 SUV under 47,000 miles, transmission, and 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,984
Est. Payment:	$647.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,703
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,984.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,491.56
Avg. DMV Fee	296.00
Cash Sale Price	$37,851.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,851.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage certified used 2025 Ford Bronco Sport Outer Banks AWD SUV under 9,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $33K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$32,369
Est. Payment:	$617.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,795
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$32,369.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,326.02
Avg. DMV Fee	296.00
Cash Sale Price	$36,071.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,071.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$617.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

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This low mileage certified used 2023 Ford Mustang Mach-E Premium RWD SUV below 28,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,128
Est. Payment:	$593.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,515
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,128.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,198.82
Avg. DMV Fee	296.00
Cash Sale Price	$34,702.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,702.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$593.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,128.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified used 2023 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,272
Est. Payment:	$596.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,946
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,272.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,213.58
Avg. DMV Fee	296.00
Cash Sale Price	$34,861.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,861.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$596.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,272.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Big Bend

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This low mileage certified preowned 2022 Ford Bronco Big Bend 4x4 SUV below 35,000 miles, transmission, and 2.3L gas engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,382
Est. Payment:	$636.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,996
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,382.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,429.86
Avg. DMV Fee	296.00
Cash Sale Price	$37,187.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,187.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$636.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,382.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $35,000

2023 Ford F-150 XL

2023 Ford Explorer Limited

2022 Tesla Model Y Performance

2022 Ford Bronco Black Diamond

2025 Ford Bronco Sport Outer Banks

2023 Ford Mustang Mach-E Premium

2023 Ford Explorer XLT

2022 Ford Bronco Big Bend

Used Cars under $35,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $35,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2022 Tesla Model Y Performance

Tesla Model Y Performance

2022 Tesla Model Y Performance Car Loan Estimate

2022 Ford Bronco Black Diamond

Ford Bronco Black Diamond

2022 Ford Bronco Black Diamond Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Ford Bronco Big Bend

Ford Bronco Big Bend

2022 Ford Bronco Big Bend Car Loan Estimate

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