Rancho Santa Margarita, CA Used Cars Under $35,000 |with Payments|

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 59,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $35K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$34,662
Est. Payment:	$708.69 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,240
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$34,662.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,561.06
Avg. DMV Fee	296.00
Cash Sale Price	$38,599.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,599.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$708.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Outer Banks

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This low mileage used 2022 Ford Bronco Outer Banks 4X4 SUV under 47,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,247
Est. Payment:	$633.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,703
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,247.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,416.02
Avg. DMV Fee	296.00
Cash Sale Price	$37,039.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,039.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

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This low mileage preowned 2023 Ford Mustang Mach-E Premium RWD SUV below 17,000 miles, a transmission, and 0.0L electric engine is for sale right now under $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,717
Est. Payment:	$604.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,699
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,717.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,259.19
Avg. DMV Fee	296.00
Cash Sale Price	$35,352.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,352.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$604.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,717.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage second hand 2022 Chevrolet Silverado 1500 LT 4X2 pickup under 53,000 miles, a transmission, and 21 MPG, 5.3L gas engine is for sale right now under $33K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$32,117
Est. Payment:	$657.18 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,318
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$32,117.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,300.19
Avg. DMV Fee	296.00
Cash Sale Price	$35,793.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,793.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$657.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,117.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active RWD SUV below 10,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $35K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$34,143
Est. Payment:	$650.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,925
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$34,143.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,507.86
Avg. DMV Fee	296.00
Cash Sale Price	$38,026.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,026.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,143.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X2 pickup under 22,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $35K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$34,884
Est. Payment:	$664.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,650
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$34,884.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,583.81
Avg. DMV Fee	296.00
Cash Sale Price	$38,843.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,843.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited RWD SUV below 36,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $31K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$30,383
Est. Payment:	$579.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,935
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$30,383.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,122.46
Avg. DMV Fee	296.00
Cash Sale Price	$33,881.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,881.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$579.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 58,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,717
Est. Payment:	$689.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,136
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,717.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,464.19
Avg. DMV Fee	296.00
Cash Sale Price	$37,557.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,557.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$689.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,717.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4X4 pickup below 67,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,773
Est. Payment:	$703.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,066
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,773.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,264.93
Avg. DMV Fee	296.00
Cash Sale Price	$35,413.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,413.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$703.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,773.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X2 pickup under 39,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,838
Est. Payment:	$607.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,283
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,838.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,271.60
Avg. DMV Fee	296.00
Cash Sale Price	$35,485.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,485.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$607.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $35,000

2023 Ford F-150 XLT

2022 Ford Bronco Outer Banks

2023 Ford Mustang Mach-E Premium

2022 Chevrolet Silverado 1500 LT

2025 Ford Explorer Active

2023 Ford F-150 XL

2023 Ford Explorer Limited

2024 Ford F-150 XLT

2023 Ford F-150 XL

2025 Ford F-150 XLT

Used Cars under $35,000 for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Priced Below $35,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2022 Ford Bronco Outer Banks Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

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