Rancho Santa Margarita, CA Used Cars Under $700 a Month

2026 Ford Explorer Active

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This low mileage certified used 2026 Ford Explorer Active RWD SUV under 4,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $37K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$36,786
Est. Payment:	$700.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,725
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$36,786.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,778.77
Avg. DMV Fee	296.00
Cash Sale Price	$40,940.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,940.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified preowned 2024 Ford F-150 XLT 4x4 pickup under 58,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,414
Est. Payment:	$723.92 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,136
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,414.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,638.14
Avg. DMV Fee	296.00
Cash Sale Price	$39,428.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,428.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$723.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Prius LE

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This low mileage second hand 2026 Toyota Prius LE FWD hatchback below 2,000 miles, cvt transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $38K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$37,999
Est. Payment:	$723.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,243
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,903.10
Avg. DMV Fee	296.00
Cash Sale Price	$42,278.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,278.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL RWD pickup under 22,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,901
Est. Payment:	$683.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,650
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,901.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,688.05
Avg. DMV Fee	296.00
Cash Sale Price	$39,965.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,965.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$683.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified second hand 2025 Ford F-150 XLT RWD pickup below 39,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,785
Est. Payment:	$681.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,283
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,785.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,676.16
Avg. DMV Fee	296.00
Cash Sale Price	$39,837.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,837.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage certified preowned 2025 Ford Explorer Active RWD SUV below 10,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,905
Est. Payment:	$683.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,920
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,905.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,688.46
Avg. DMV Fee	296.00
Cash Sale Price	$39,969.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,969.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $700 / Month

2026 Ford Explorer Active

2024 Ford F-150 XLT

2026 Toyota Prius LE

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Ford Explorer Active

Used Cars under $700 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $700 / Month

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Toyota Prius LE

Toyota Prius LE

2026 Toyota Prius LE Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

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