Rancho Santa Margarita, CA Used Cars Under $550 a Month

2023 Ford Mustang Mach-E Premium

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This low mileage certified preowned 2023 Ford Mustang Mach-E Premium RWD SUV under 46,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,097
Est. Payment:	$536.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,261
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,097.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,888.14
Avg. DMV Fee	296.00
Cash Sale Price	$31,361.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,361.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$536.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,097.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang Mach-E Premium

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This low mileage certified used 2022 Ford Mustang Mach-E Premium RWD SUV below 49,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,999
Est. Payment:	$534.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,140
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,878.10
Avg. DMV Fee	296.00
Cash Sale Price	$31,253.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,253.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$534.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Plug-In Hybrid PHEV

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This low mileage certified preowned 2024 Ford Escape Plug-In Hybrid PHEV FWD SUV under 18,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,869
Est. Payment:	$551.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,259
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,869.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,967.27
Avg. DMV Fee	296.00
Cash Sale Price	$32,212.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,212.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$551.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,869.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage certified second hand 2025 Ford Bronco Sport Big Bend AWD SUV below 8,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,740
Est. Payment:	$548.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,203
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,740.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,954.05
Avg. DMV Fee	296.00
Cash Sale Price	$32,070.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,070.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$548.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV under 60,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,689
Est. Payment:	$567.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,950
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,689.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,846.32
Avg. DMV Fee	296.00
Cash Sale Price	$30,911.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,911.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$567.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Select

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This low mileage certified preowned 2023 Ford Mustang Mach-E Select RWD SUV below 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,980
Est. Payment:	$553.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,675
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,980.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,978.65
Avg. DMV Fee	296.00
Cash Sale Price	$32,334.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,334.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$553.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Select

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This low mileage certified preowned 2023 Ford Mustang Mach-E Select RWD SUV below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $29K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$28,999
Est. Payment:	$553.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,445
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,980.60
Avg. DMV Fee	296.00
Cash Sale Price	$32,355.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,355.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$553.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Outer Banks

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This low mileage certified preowned 2023 Ford Bronco Sport Outer Banks AWD SUV under 15,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,793
Est. Payment:	$530.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,977
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,793.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,856.98
Avg. DMV Fee	296.00
Cash Sale Price	$31,025.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,025.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$530.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Ford Mustang Mach-E Premium

2022 Ford Mustang Mach-E Premium

2024 Ford Escape Plug-In Hybrid PHEV

2025 Ford Bronco Sport Big Bend

2023 Ford Explorer XLT

2023 Ford Mustang Mach-E Select

2023 Ford Mustang Mach-E Select

2023 Ford Bronco Sport Outer Banks

Used Cars under $550 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2022 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2024 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2023 Ford Mustang Mach-E Select Car Loan Estimate

2023 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2023 Ford Mustang Mach-E Select Car Loan Estimate

2023 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2023 Ford Bronco Sport Outer Banks Car Loan Estimate

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