Rancho Santa Margarita, CA Used Cars Under $650 a Month

2023 Ford Explorer XLT

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This low mileage certified used 2023 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,499
Est. Payment:	$638.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,942
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,441.85
Avg. DMV Fee	296.00
Cash Sale Price	$37,316.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,316.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified preowned 2023 Ford Explorer Limited RWD SUV below 36,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,739
Est. Payment:	$643.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,931
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,739.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,466.45
Avg. DMV Fee	296.00
Cash Sale Price	$37,581.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,581.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$643.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Outer Banks

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This low mileage certified preowned 2022 Ford Bronco Outer Banks 4x4 SUV under 47,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,984
Est. Payment:	$647.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,703
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,984.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,491.56
Avg. DMV Fee	296.00
Cash Sale Price	$37,851.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,851.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified preowned 2025 Ford F-150 XLT RWD pickup under 39,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $35K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$34,286
Est. Payment:	$653.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,283
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$34,286.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,522.52
Avg. DMV Fee	296.00
Cash Sale Price	$38,184.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,184.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$653.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base

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This low mileage certified used 2022 Ford Bronco Base 4x4 SUV under 35,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,407
Est. Payment:	$674.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,988
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,407.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,637.42
Avg. DMV Fee	296.00
Cash Sale Price	$39,420.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,420.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $650 / Month

2023 Ford Explorer XLT

2023 Ford Explorer Limited

2022 Ford Bronco Outer Banks

2025 Ford F-150 XLT

2022 Ford Bronco Base

Used Cars under $650 per month for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles with Payments Below $650 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2022 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2022 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Base

Ford Bronco Base

2022 Ford Bronco Base Car Loan Estimate

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