Rancho Santa Margarita, CA Low Mileage Used Cars Under 40,000 Miles |with Payments|

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited RWD SUV below 36,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now under $31K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$30,383
Est. Payment:	$579.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,935
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$30,383.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,122.46
Avg. DMV Fee	296.00
Cash Sale Price	$33,881.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,881.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$579.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Ascent Limited 8-Passenger

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This low mileage preowned 2021 Subaru Ascent Limited 8-Passenger AWD SUV under 31,000 miles, cvt transmission, and 28 MPG, 2.4L gas engine is for sale right now below $26K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$25,881
Est. Payment:	$494.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,165
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$25,881.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,661.00
Avg. DMV Fee	296.00
Cash Sale Price	$28,918.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,918.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$494.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,881.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Big Bend

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This low mileage second hand 2022 Ford Bronco Big Bend 4X4 SUV below 35,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,144
Est. Payment:	$631.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,996
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,144.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,405.46
Avg. DMV Fee	296.00
Cash Sale Price	$36,925.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,925.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$631.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,144.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning Platinum

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This low mileage second hand 2023 Ford F-150 Lightning Platinum AWD pickup under 33,000 miles, a transmission, and 0.0L electric engine is for sale right now under $58K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$57,999
Est. Payment:	$1100.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,565
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$57,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	5,953.10
Avg. DMV Fee	296.00
Cash Sale Price	$64,328.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,328.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1100.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $57,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X2 pickup under 39,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now below $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,838
Est. Payment:	$607.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,283
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,838.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,271.60
Avg. DMV Fee	296.00
Cash Sale Price	$35,485.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,485.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$607.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lightning XLT

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This low mileage second hand 2024 Ford F-150 Lightning XLT AWD pickup under 32,000 miles, a transmission, and 0.0L electric engine is for sale right now under $42K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$41,944
Est. Payment:	$797.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,588
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$41,944.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,307.46
Avg. DMV Fee	296.00
Cash Sale Price	$46,627.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,627.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$797.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage second hand 2025 Ford Expedition MAX Active 4X2 SUV under 30,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $50K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$49,349
Est. Payment:	$937.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,118
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$49,349.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	5,066.47
Avg. DMV Fee	296.00
Cash Sale Price	$54,791.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,791.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$937.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $49,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Raptor

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This low mileage second hand 2023 Ford F-150 Raptor 4X4 pickup below 38,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $64K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$63,868
Est. Payment:	$1211.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,145
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$63,868.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	6,554.67
Avg. DMV Fee	296.00
Cash Sale Price	$70,798.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,798.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1211.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $63,868.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage preowned 2025 Ford Expedition MAX Active 4X4 SUV under 30,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now below $53K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$52,808
Est. Payment:	$1002.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,046
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$52,808.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	5,421.02
Avg. DMV Fee	296.00
Cash Sale Price	$58,605.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,605.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1002.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage used 2025 Ford Bronco Sport Outer Banks AWD SUV under 33,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $30K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$29,021
Est. Payment:	$554.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,657
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$29,021.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,982.85
Avg. DMV Fee	296.00
Cash Sale Price	$32,379.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,379.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,021.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 miles for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Below 40,000 Miles

2023 Ford Explorer Limited

2021 Subaru Ascent Limited 8-Passenger

2022 Ford Bronco Big Bend

2023 Ford F-150 Lightning Platinum

2025 Ford F-150 XLT

2024 Ford F-150 Lightning XLT

2025 Ford Expedition MAX Active

2023 Ford F-150 Raptor

2025 Ford Expedition MAX Active

2025 Ford Bronco Sport Outer Banks

Low Mileage Used Cars Under 40,000 miles for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Vehicles Below 40,000 Miles

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2021 Subaru Ascent Limited 8-Passenger

Subaru Ascent Limited 8-Passenger

2021 Subaru Ascent Limited 8-Passenger Car Loan Estimate

2022 Ford Bronco Big Bend

Ford Bronco Big Bend

2022 Ford Bronco Big Bend Car Loan Estimate

2023 Ford F-150 Lightning Platinum

Ford F-150 Lightning Platinum

2023 Ford F-150 Lightning Platinum Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2024 Ford F-150 Lightning XLT Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2023 Ford F-150 Raptor

Ford F-150 Raptor

2023 Ford F-150 Raptor Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

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