Rancho Santa Margarita, CA Used Cars for Sale |with Payments|

2021 Ford Explorer XLT

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This low mileage used 2021 Ford Explorer XLT RWD SUV under 52,000 miles, a transmission, and 84 MPG, 2.3L gas engine is for sale right now under $23K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$22,905
Est. Payment:	$470.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,035
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$22,905.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,355.96
Avg. DMV Fee	296.00
Cash Sale Price	$25,636.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,636.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$470.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning Platinum

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This low mileage used 2023 Ford F-150 Lightning Platinum AWD pickup below 33,000 miles, a transmission, and 0.0L electric engine is for sale right now under $58K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$57,999
Est. Payment:	$1100.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,565
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$57,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	5,953.10
Avg. DMV Fee	296.00
Cash Sale Price	$64,328.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,328.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1100.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $57,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lightning XLT

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This low mileage second hand 2024 Ford F-150 Lightning XLT AWD pickup below 32,000 miles, a transmission, and 0.0L electric engine is for sale right now below $42K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$41,944
Est. Payment:	$797.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,588
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$41,944.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,307.46
Avg. DMV Fee	296.00
Cash Sale Price	$46,627.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,627.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$797.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 26,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now under $42K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$41,377
Est. Payment:	$787.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,200
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$41,377.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,249.34
Avg. DMV Fee	296.00
Cash Sale Price	$46,002.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,002.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$787.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage preowned 2022 Ford Bronco Base Advanced 4X4 SUV below 24,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now below $44K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$43,775
Est. Payment:	$832.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,158
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$43,775.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,495.14
Avg. DMV Fee	296.00
Cash Sale Price	$48,646.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,646.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active FWD SUV under 19,000 miles, a transmission, and 84 MPG, 1.5L gas engine is for sale right now below $21K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$20,492
Est. Payment:	$393.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,116
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$20,492.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,108.63
Avg. DMV Fee	296.00
Cash Sale Price	$22,976.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,976.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Raptor

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This low mileage used 2025 Ford F-150 Raptor 4X4 pickup below 6,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now under $81K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$80,708
Est. Payment:	$1529.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,266
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$80,708.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	8,280.77
Avg. DMV Fee	296.00
Cash Sale Price	$89,364.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$89,364.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1529.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $80,708.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX X-Line

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This low mileage preowned 2024 Kia Telluride EX X-Line AWD SUV under 41,000 miles, a transmission, and 84 MPG, 3.8L gas engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,917
Est. Payment:	$684.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,130
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,917.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,689.69
Avg. DMV Fee	296.00
Cash Sale Price	$39,982.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,982.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage used 2023 Ford Escape ST-Line FWD SUV below 18,000 miles, a transmission, and 84 MPG, 1.5L gas engine is for sale right now under $22K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$21,679
Est. Payment:	$415.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,280
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$21,679.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,230.30
Avg. DMV Fee	296.00
Cash Sale Price	$24,285.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,285.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$415.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,679.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage preowned 2023 Ford Mustang Mach-E GT AWD SUV under 29,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$36,957
Est. Payment:	$703.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,855
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$36,957.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,796.29
Avg. DMV Fee	296.00
Cash Sale Price	$41,129.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,129.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Rancho Santa Margarita, CA Used Cars for Sale

Rancho Santa Margarita, CA Secondhand Used Vehicle Inventory

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 Lightning Platinum

Ford F-150 Lightning Platinum

2023 Ford F-150 Lightning Platinum Car Loan Estimate

2024 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2024 Ford F-150 Lightning XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2025 Ford F-150 Raptor

Ford F-150 Raptor

2025 Ford F-150 Raptor Car Loan Estimate

2024 Kia Telluride EX X-Line

Kia Telluride EX X-Line

2024 Kia Telluride EX X-Line Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

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