9 Rancho Santa Margarita, CA Used Ford Explorer SUVs for Sale |with Payments|

2026 Ford Explorer Active

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This low mileage certified preowned 2026 Ford Explorer Active RWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$761.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,725
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.10
Avg. DMV Fee	296.00
Cash Sale Price	$44,483.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,483.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT RWD SUV under 43,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $26K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$25,395
Est. Payment:	$485.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,711
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$25,395.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,611.19
Avg. DMV Fee	296.00
Cash Sale Price	$28,382.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,382.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$485.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,499
Est. Payment:	$638.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,942
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,441.85
Avg. DMV Fee	296.00
Cash Sale Price	$37,316.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,316.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$638.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage certified used 2025 Ford Explorer Platinum RWD SUV under 13,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $49K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$48,171
Est. Payment:	$915.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,301
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$48,171.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,945.73
Avg. DMV Fee	296.00
Cash Sale Price	$53,492.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,492.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$915.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $48,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage certified second hand 2025 Ford Explorer Active RWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,958
Est. Payment:	$684.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,408
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,958.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,693.90
Avg. DMV Fee	296.00
Cash Sale Price	$40,027.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,027.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified preowned 2023 Ford Explorer Limited RWD SUV below 36,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,739
Est. Payment:	$643.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,931
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,739.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,466.45
Avg. DMV Fee	296.00
Cash Sale Price	$37,581.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,581.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$643.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This above average mileage second hand 2021 Ford Explorer ST AWD SUV under 91,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $27K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$26,990
Est. Payment:	$813.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,366
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,774.68
Avg. DMV Fee	296.00
Cash Sale Price	$30,140.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,140.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$813.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage certified second hand 2023 Ford Explorer Timberline AWD SUV under 44,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,160
Est. Payment:	$594.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,658
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,160.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,202.10
Avg. DMV Fee	296.00
Cash Sale Price	$34,738.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,738.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$594.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV under 60,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$27,914
Est. Payment:	$572.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,950
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$27,914.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,869.39
Avg. DMV Fee	296.00
Cash Sale Price	$31,159.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,159.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$572.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Ford Explorer SUVs for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Explorer SUV Inventory

2026 Ford Explorer Active

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2025 Ford Explorer Platinum

2025 Ford Explorer Active

2023 Ford Explorer Limited

2021 Ford Explorer ST

2023 Ford Explorer Timberline

2023 Ford Explorer XLT

Used Ford Explorer SUVs for Sale in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Secondhand Used Explorer SUV Inventory

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

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