Waterloo, IA Used Cars Under $500 a Month

2024 Hyundai SONATA SEL

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This low mileage used 2024 Hyundai SONATA SEL AWD sedan below 15,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,492
Est. Payment:	$457.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,416
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,492.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,727.04
Avg. DMV Fee	365.00
Cash Sale Price	$26,764.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,764.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$457.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL AWD SUV under 16,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,994
Est. Payment:	$485.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,597
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,832.18
Avg. DMV Fee	365.00
Cash Sale Price	$28,371.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,371.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$485.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT4 Premium Luxury

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This below average mileage preowned 2020 Cadillac XT4 Premium Luxury 4x4 SUV under 63,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$21,899
Est. Payment:	$476.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,367
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$21,899.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,545.53
Avg. DMV Fee	365.00
Cash Sale Price	$23,989.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,989.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$476.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mercedes-Benz E-Class E 300 4MATIC

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This below average mileage used 2017 Mercedes-Benz E-Class E 300 4MATIC AWD sedan below 61,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,891
Est. Payment:	$455.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,547
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,891.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,474.97
Avg. DMV Fee	365.00
Cash Sale Price	$22,910.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,910.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$455.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV below 20,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,807
Est. Payment:	$500.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,902
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,807.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,889.09
Avg. DMV Fee	365.00
Cash Sale Price	$29,241.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,241.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$500.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,807.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL AWD SUV under 44,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,463
Est. Payment:	$457.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,644
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,463.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,725.01
Avg. DMV Fee	365.00
Cash Sale Price	$26,733.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,733.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$457.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage LX

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This low mileage preowned 2023 Kia Sportage LX AWD SUV under 31,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,219
Est. Payment:	$471.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,087
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,219.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,777.93
Avg. DMV Fee	365.00
Cash Sale Price	$27,541.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,541.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$471.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,219.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA N Line

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This low mileage second hand 2024 Hyundai KONA N Line AWD SUV below 31,000 miles, automatic transmission, and 30 MPG, 1.6L gas engine is for sale right now below $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,910
Est. Payment:	$465.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,913
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,910.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,756.30
Avg. DMV Fee	365.00
Cash Sale Price	$27,211.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,211.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$465.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Crosstrek Premium

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This low mileage certified second hand 2025 Subaru Crosstrek Premium AWD SUV under 13,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,479
Est. Payment:	$494.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,101
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,479.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,866.13
Avg. DMV Fee	365.00
Cash Sale Price	$28,890.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,890.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$494.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Outback Premium

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This below average mileage used 2020 Subaru Outback Premium AWD SUV below 64,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$21,917
Est. Payment:	$476.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,693
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$21,917.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,546.79
Avg. DMV Fee	365.00
Cash Sale Price	$24,008.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,008.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$476.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $500 / Month

2024 Hyundai SONATA SEL

2023 Hyundai TUCSON SEL

2020 Cadillac XT4 Premium Luxury

2017 Mercedes-Benz E-Class E 300 4MATIC

2023 Hyundai SANTA FE SEL

2023 Hyundai TUCSON SEL

2023 Kia Sportage LX

2024 Hyundai KONA N Line

2025 Subaru Crosstrek Premium

2020 Subaru Outback Premium

Used Cars under $500 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $500 / Month

2024 Hyundai SONATA SEL

Hyundai SONATA SEL

2024 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2020 Cadillac XT4 Premium Luxury

Cadillac XT4 Premium Luxury

2020 Cadillac XT4 Premium Luxury Car Loan Estimate

2017 Mercedes-Benz E-Class E 300 4MATIC

Mercedes-Benz E-Class E 300 4MATIC

2017 Mercedes-Benz E-Class E 300 4MATIC Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Kia Sportage LX

Kia Sportage LX

2023 Kia Sportage LX Car Loan Estimate

2024 Hyundai KONA N Line

Hyundai KONA N Line

2024 Hyundai KONA N Line Car Loan Estimate

2025 Subaru Crosstrek Premium

Subaru Crosstrek Premium

2025 Subaru Crosstrek Premium Car Loan Estimate

2020 Subaru Outback Premium

Subaru Outback Premium

2020 Subaru Outback Premium Car Loan Estimate

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