Waterloo, IA Used Cars Under $55,000 |with Payments|

2023 Genesis G90 3.5T

⇩ View Seller Description

This low mileage second hand 2023 Genesis G90 3.5T AWD sedan under 26,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $53K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$52,011
Est. Payment:	$961.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,389
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$52,011.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,653.37
Avg. DMV Fee	365.00
Cash Sale Price	$56,209.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,209.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$961.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,011.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Elevation

⇩ View Seller Description

This low mileage used 2025 GMC Sierra 1500 Elevation 4x4 pickup under 18,000 miles, automatic transmission, and 30 MPG, 3.0L diesel engine is for sale right now below $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,493
Est. Payment:	$952.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,092
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,493.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,617.11
Avg. DMV Fee	365.00
Cash Sale Price	$55,655.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,655.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$952.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G80 2.5T Advanced

⇩ View Seller Description

This low mileage used 2025 Genesis G80 2.5T Advanced AWD sedan below 8,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $53K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$52,652
Est. Payment:	$973.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,143
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$52,652.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,698.24
Avg. DMV Fee	365.00
Cash Sale Price	$56,895.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,895.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$973.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE Limited AWD SUV under 0,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now below $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,430
Est. Payment:	$951.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,430.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,612.70
Avg. DMV Fee	365.00
Cash Sale Price	$55,587.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,587.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE Limited AWD SUV under 6,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now below $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,430
Est. Payment:	$951.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,430.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,612.70
Avg. DMV Fee	365.00
Cash Sale Price	$55,587.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,587.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$951.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 30 MPG, 2.5L hybrid engine is for sale right now under $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,395
Est. Payment:	$950.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,395.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,610.25
Avg. DMV Fee	365.00
Cash Sale Price	$55,550.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,550.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$950.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL Premium

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE Hybrid SEL Premium AWD SUV under 0,000 miles, automatic transmission, and 30 MPG, 2.5L hybrid engine is for sale right now below $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,395
Est. Payment:	$950.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,395.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,610.25
Avg. DMV Fee	365.00
Cash Sale Price	$55,550.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,550.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$950.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE Limited AWD SUV under 6,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,485
Est. Payment:	$952.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,485.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,616.55
Avg. DMV Fee	365.00
Cash Sale Price	$55,646.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,646.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$952.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL Premium

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE Hybrid SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 30 MPG, 2.5L hybrid engine is for sale right now below $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,580
Est. Payment:	$953.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,580.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,623.20
Avg. DMV Fee	365.00
Cash Sale Price	$55,748.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,748.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$953.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai PALISADE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 30 MPG, 2.5L hybrid engine is for sale right now under $52K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$51,765
Est. Payment:	$957.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$51,765.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,636.15
Avg. DMV Fee	365.00
Cash Sale Price	$55,946.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,946.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$957.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $55,000

2023 Genesis G90 3.5T

2025 GMC Sierra 1500 Elevation

2025 Genesis G80 2.5T Advanced

2026 Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited

2026 Hyundai PALISADE Hybrid SEL

2026 Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Limited

2026 Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL

Used Cars under $55,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $55,000

2023 Genesis G90 3.5T

Genesis G90 3.5T

2023 Genesis G90 3.5T Car Loan Estimate

2025 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2025 GMC Sierra 1500 Elevation Car Loan Estimate

2025 Genesis G80 2.5T Advanced

Genesis G80 2.5T Advanced

2025 Genesis G80 2.5T Advanced Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL

Hyundai PALISADE Hybrid SEL

2026 Hyundai PALISADE Hybrid SEL Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL Premium

Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL Premium Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL Premium

Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL Premium Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL

Hyundai PALISADE Hybrid SEL

2026 Hyundai PALISADE Hybrid SEL Car Loan Estimate

Customize Payments

Find Financing

Customize Payments