Waterloo, IA Used Cars Under $650 a Month

2022 Ford Explorer XLT

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This average mileage used 2022 Ford Explorer XLT AWD SUV under 78,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,363
Est. Payment:	$624.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,873
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,363.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,858.01
Avg. DMV Fee	365.00
Cash Sale Price	$28,766.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,766.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$624.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,363.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Charger SXT

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This above average mileage second hand 2022 Dodge Charger SXT AWD sedan under 99,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,727
Est. Payment:	$613.27 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,166
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,727.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,463.49
Avg. DMV Fee	365.00
Cash Sale Price	$22,735.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,735.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$613.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,727.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Traverse LT Cloth

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This high mileage used 2022 Chevrolet Traverse LT Cloth 4X4 SUV below 110,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,223
Est. Payment:	$620.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,289
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,223.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,288.21
Avg. DMV Fee	365.00
Cash Sale Price	$20,056.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,056.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$620.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LT

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This above average mileage second hand 2024 Chevrolet Equinox LT 4X4 SUV under 98,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,664
Est. Payment:	$611.45 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,940
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,664.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,459.08
Avg. DMV Fee	365.00
Cash Sale Price	$22,668.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,668.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$611.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

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This high mileage preowned 2015 Chevrolet Silverado 1500 LT 4X4 pickup under 110,000 miles, a transmission, and 28 MPG, 5.3L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,134
Est. Payment:	$617.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,134.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,281.98
Avg. DMV Fee	365.00
Cash Sale Price	$19,960.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,960.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$617.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,134.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SE 4Motion

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This below average mileage second hand 2024 Volkswagen Atlas SE 4Motion AWD SUV under 65,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,370
Est. Payment:	$656.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,336
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,370.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,138.50
Avg. DMV Fee	365.00
Cash Sale Price	$33,053.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,053.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$656.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,370.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This high mileage used 2019 Ford F-150 XLT 4X4 pickup under 118,000 miles, a transmission, and 28 MPG, 2.7L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,078
Est. Payment:	$648.77 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,064
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,078.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,348.06
Avg. DMV Fee	365.00
Cash Sale Price	$20,971.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,971.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$648.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE SEL 2.4L

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This high mileage preowned 2019 Hyundai SANTA FE SEL 2.4L FWD SUV under 145,000 miles, a transmission, and 28 MPG, 2.4L gas engine is for sale right now under $13K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$12,875
Est. Payment:	$523.06 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	145,266
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$12,875.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	913.85
Avg. DMV Fee	365.00
Cash Sale Price	$14,333.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,333.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$523.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Luxury

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This low mileage second hand 2023 Lexus ES 350 Luxury FWD sedan below 42,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,577
Est. Payment:	$642.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,577.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,432.99
Avg. DMV Fee	365.00
Cash Sale Price	$37,554.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,554.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$642.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Premium

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This low mileage used 2026 Subaru Outback Premium AWD wagon under 0,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,056
Est. Payment:	$633.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,056.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,396.52
Avg. DMV Fee	365.00
Cash Sale Price	$36,997.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,997.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $650 / Month

2022 Ford Explorer XLT

2022 Dodge Charger SXT

2022 Chevrolet Traverse LT Cloth

2024 Chevrolet Equinox LT

2015 Chevrolet Silverado 1500 LT

2024 Volkswagen Atlas SE 4Motion

2019 Ford F-150 XLT

2019 Hyundai SANTA FE SEL 2.4L

2023 Lexus ES 350 Luxury

2026 Subaru Outback Premium

Used Cars under $650 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $650 / Month

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2022 Dodge Charger SXT

Dodge Charger SXT

2022 Dodge Charger SXT Car Loan Estimate

2022 Chevrolet Traverse LT Cloth

Chevrolet Traverse LT Cloth

2022 Chevrolet Traverse LT Cloth Car Loan Estimate

2024 Chevrolet Equinox LT

Chevrolet Equinox LT

2024 Chevrolet Equinox LT Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2024 Volkswagen Atlas SE 4Motion Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2019 Hyundai SANTA FE SEL 2.4L

Hyundai SANTA FE SEL 2.4L

2019 Hyundai SANTA FE SEL 2.4L Car Loan Estimate

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2026 Subaru Outback Premium

Subaru Outback Premium

2026 Subaru Outback Premium Car Loan Estimate

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