Waterloo, IA Used Cars Under $650 a Month

2023 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage used 2023 Hyundai PALISADE Limited AWD SUV below 37,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,780
Est. Payment:	$646.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,000
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,780.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,447.20
Avg. DMV Fee	365.00
Cash Sale Price	$37,772.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,772.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$646.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

⇩ View Seller Description

This average mileage second hand 2022 Ford Explorer XLT AWD SUV below 77,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,659
Est. Payment:	$654.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,190
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,948.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,152.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,152.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$654.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Forester Premium

⇩ View Seller Description

This high mileage used 2021 Subaru Forester Premium AWD SUV under 104,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,994
Est. Payment:	$645.99 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,123
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,342.18
Avg. DMV Fee	365.00
Cash Sale Price	$20,881.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,881.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$645.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This high mileage preowned 2015 Chevrolet Silverado 1500 LT 4x4 pickup under 110,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,646
Est. Payment:	$634.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,646.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,317.82
Avg. DMV Fee	365.00
Cash Sale Price	$20,508.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$634.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Ascent Limited 7-Passenger

⇩ View Seller Description

This high mileage second hand 2020 Subaru Ascent Limited 7-Passenger AWD SUV under 118,000 miles, cvt transmission, and 25 MPG, 2.4L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,247
Est. Payment:	$621.26 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,124
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,247.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,289.89
Avg. DMV Fee	365.00
Cash Sale Price	$20,081.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,081.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$621.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

⇩ View Seller Description

This average mileage preowned 2019 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,848
Est. Payment:	$635.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,621
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,848.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,891.96
Avg. DMV Fee	365.00
Cash Sale Price	$29,284.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,284.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$635.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express 2500

⇩ View Seller Description

This low mileage preowned 2024 Chevrolet Express 2500 RWD van under 25,000 miles, automatic transmission, and 25 MPG, 4.3L gas engine is for sale right now below $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,900
Est. Payment:	$611.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,296
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,315.60
Avg. DMV Fee	365.00
Cash Sale Price	$35,760.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,760.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$611.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 18,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,997
Est. Payment:	$613.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,490
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,997.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,322.39
Avg. DMV Fee	365.00
Cash Sale Price	$35,864.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,864.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$613.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G70 2.5T Standard

⇩ View Seller Description

This low mileage preowned 2025 Genesis G70 2.5T Standard RWD sedan below 17,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,798
Est. Payment:	$646.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,134
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,798.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,448.46
Avg. DMV Fee	365.00
Cash Sale Price	$37,791.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,791.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $650 / Month

2023 Hyundai PALISADE Limited

2022 Ford Explorer XLT

2021 Subaru Forester Premium

2015 Chevrolet Silverado 1500 LT

2020 Subaru Ascent Limited 7-Passenger

2019 Ford F-150 XLT

2024 Chevrolet Express 2500

2025 Hyundai SANTA CRUZ XRT

2025 Genesis G70 2.5T Standard

Used Cars under $650 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $650 / Month

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 Subaru Ascent Limited 7-Passenger

Subaru Ascent Limited 7-Passenger

2020 Subaru Ascent Limited 7-Passenger Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Express 2500

Chevrolet Express 2500

2024 Chevrolet Express 2500 Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2025 Genesis G70 2.5T Standard Car Loan Estimate

Customize Payments

Find Financing

Customize Payments