Waterloo, IA Used Cars Under $550 a Month

2023 Subaru Crosstrek Limited

⇩ View Seller Description

This low mileage second hand 2023 Subaru Crosstrek Limited AWD SUV below 36,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,348
Est. Payment:	$510.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,190
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,348.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,926.96
Avg. DMV Fee	365.00
Cash Sale Price	$29,819.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,819.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$510.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Sport

⇩ View Seller Description

This average mileage second hand 2021 Subaru Crosstrek Sport AWD SUV under 87,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,548
Est. Payment:	$515.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,156
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,548.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,380.96
Avg. DMV Fee	365.00
Cash Sale Price	$21,473.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,473.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$515.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Buick Encore GX Essence

⇩ View Seller Description

This high mileage used 2020 Buick Encore GX Essence AWD SUV under 101,000 miles, automatic transmission, and 38 MPG, 1.3L gas engine is for sale right now below $17K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$16,101
Est. Payment:	$550.23 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,151
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$16,101.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,139.67
Avg. DMV Fee	365.00
Cash Sale Price	$17,785.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,785.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$550.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,101.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SANTA CRUZ SEL AWD pickup below 9,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now under $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,779
Est. Payment:	$536.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,596
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,779.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,027.13
Avg. DMV Fee	365.00
Cash Sale Price	$31,351.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,351.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$536.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

⇩ View Seller Description

This low mileage second hand 2025 Hyundai TUCSON SEL Convenience AWD SUV under 15,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,556
Est. Payment:	$550.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,087
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,556.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,081.52
Avg. DMV Fee	365.00
Cash Sale Price	$32,182.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,182.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$550.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain Denali

⇩ View Seller Description

This low mileage second hand 2024 GMC Terrain Denali AWD SUV under 35,000 miles, automatic transmission, and 38 MPG, 1.5L gas engine is for sale right now under $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,709
Est. Payment:	$535.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,404
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,709.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,022.23
Avg. DMV Fee	365.00
Cash Sale Price	$31,276.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,276.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$535.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Onyx Edition XT

⇩ View Seller Description

This low mileage preowned 2021 Subaru Outback Onyx Edition XT AWD SUV under 25,000 miles, cvt transmission, and 38 MPG, 2.4L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,465
Est. Payment:	$512.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,465.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,935.15
Avg. DMV Fee	365.00
Cash Sale Price	$29,945.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,945.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$512.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Touring

⇩ View Seller Description

This low mileage second hand 2023 Subaru Forester Touring AWD SUV below 37,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,786
Est. Payment:	$554.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,828
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,786.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,097.62
Avg. DMV Fee	365.00
Cash Sale Price	$32,428.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,428.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$554.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Sport

⇩ View Seller Description

This high mileage preowned 2021 Hyundai TUCSON Sport AWD SUV under 103,000 miles, automatic transmission, and 38 MPG, 2.4L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,994
Est. Payment:	$546.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,279
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,132.18
Avg. DMV Fee	365.00
Cash Sale Price	$17,671.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,671.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$546.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Maverick XLT FWD pickup under 23,000 miles, automatic transmission, and 38 MPG, 2.5L hybrid engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,332
Est. Payment:	$546.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,332.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,065.84
Avg. DMV Fee	365.00
Cash Sale Price	$31,942.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,942.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$546.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Subaru Crosstrek Limited

2021 Subaru Crosstrek Sport

2020 Buick Encore GX Essence

2025 Hyundai SANTA CRUZ SEL

2025 Hyundai TUCSON SEL Convenience

2024 GMC Terrain Denali

2021 Subaru Outback Onyx Edition XT

2023 Subaru Forester Touring

2021 Hyundai TUCSON Sport

2024 Ford Maverick XLT

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Subaru Crosstrek Limited

Subaru Crosstrek Limited

2023 Subaru Crosstrek Limited Car Loan Estimate

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2020 Buick Encore GX Essence

Buick Encore GX Essence

2020 Buick Encore GX Essence Car Loan Estimate

2025 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2025 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2024 GMC Terrain Denali

GMC Terrain Denali

2024 GMC Terrain Denali Car Loan Estimate

2021 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2021 Subaru Outback Onyx Edition XT Car Loan Estimate

2023 Subaru Forester Touring

Subaru Forester Touring

2023 Subaru Forester Touring Car Loan Estimate

2021 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2021 Hyundai TUCSON Sport Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments