Waterloo, IA Used Cars Under $550 a Month

2024 Kia Seltos SX

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This average mileage preowned 2024 Kia Seltos SX AWD SUV below 82,000 miles, a transmission, and 24 MPG, 1.6L gas engine is for sale right now below $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$21,051
Est. Payment:	$554.12 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,961
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$21,051.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,486.17
Avg. DMV Fee	365.00
Cash Sale Price	$23,082.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,082.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$554.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,051.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda Passport Elite

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This low mileage second hand 2021 Honda Passport Elite AWD SUV below 44,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,998
Est. Payment:	$540.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,870
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,042.46
Avg. DMV Fee	365.00
Cash Sale Price	$31,585.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,585.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$540.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Sport

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This high mileage second hand 2021 Hyundai TUCSON Sport AWD SUV under 103,000 miles, a transmission, and 24 MPG, 2.4L gas engine is for sale right now under $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,994
Est. Payment:	$546.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,279
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,132.18
Avg. DMV Fee	365.00
Cash Sale Price	$17,671.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,671.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$546.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Base

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This low mileage used 2026 Subaru Forester Base AWD wagon below 6,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,442
Est. Payment:	$511.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,442.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,933.54
Avg. DMV Fee	365.00
Cash Sale Price	$29,920.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,920.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$511.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Sport

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This low mileage second hand 2021 Subaru Crosstrek Sport AWD wagon under 57,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,479
Est. Payment:	$510.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,544
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,479.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,796.13
Avg. DMV Fee	365.00
Cash Sale Price	$27,820.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,820.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$510.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Hyundai TUCSON Limited

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This high mileage used 2016 Hyundai TUCSON Limited AWD SUV under 136,000 miles, a transmission, and 24 MPG, 1.6L gas engine is for sale right now under $11K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$10,241
Est. Payment:	$420.21 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	135,885
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$10,241.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	729.47
Avg. DMV Fee	365.00
Cash Sale Price	$11,515.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,515.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$420.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition

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This low mileage used 2025 Subaru Outback Onyx Edition AWD wagon under 35,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,071
Est. Payment:	$541.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,615
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,071.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,047.57
Avg. DMV Fee	365.00
Cash Sale Price	$31,663.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,663.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$541.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage second hand 2024 Ford Maverick XLT FWD pickup below 23,000 miles, a transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,332
Est. Payment:	$546.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,332.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,065.84
Avg. DMV Fee	365.00
Cash Sale Price	$31,942.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,942.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$546.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Avalon Limited

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This high mileage used 2019 Toyota Avalon Limited FWD sedan below 276,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $10K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$9,995
Est. Payment:	$410.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	276,050
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$9,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	712.25
Avg. DMV Fee	365.00
Cash Sale Price	$11,252.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,252.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$410.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Terrain SLE

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This high mileage second hand 2018 GMC Terrain SLE 4X4 SUV under 109,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,009
Est. Payment:	$514.08 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,469
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,009.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,063.23
Avg. DMV Fee	365.00
Cash Sale Price	$16,617.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,617.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$514.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2024 Kia Seltos SX

2021 Honda Passport Elite

2021 Hyundai TUCSON Sport

2026 Subaru Forester Base

2021 Subaru Crosstrek Sport

2016 Hyundai TUCSON Limited

2025 Subaru Outback Onyx Edition

2024 Ford Maverick XLT

2019 Toyota Avalon Limited

2018 GMC Terrain SLE

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2024 Kia Seltos SX

Kia Seltos SX

2024 Kia Seltos SX Car Loan Estimate

2021 Honda Passport Elite

Honda Passport Elite

2021 Honda Passport Elite Car Loan Estimate

2021 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2021 Hyundai TUCSON Sport Car Loan Estimate

2026 Subaru Forester Base

Subaru Forester Base

2026 Subaru Forester Base Car Loan Estimate

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2016 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2016 Hyundai TUCSON Limited Car Loan Estimate

2025 Subaru Outback Onyx Edition

Subaru Outback Onyx Edition

2025 Subaru Outback Onyx Edition Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2019 Toyota Avalon Limited

Toyota Avalon Limited

2019 Toyota Avalon Limited Car Loan Estimate

2018 GMC Terrain SLE

GMC Terrain SLE

2018 GMC Terrain SLE Car Loan Estimate

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