Waterloo, IA Used Cars Under $550 a Month

2021 Honda Passport Elite

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This low mileage second hand 2021 Honda Passport Elite AWD SUV under 44,000 miles, a transmission, and 29 MPG, 3.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,998
Est. Payment:	$540.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,870
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,042.46
Avg. DMV Fee	365.00
Cash Sale Price	$31,585.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,585.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$540.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2025 Hyundai SANTA CRUZ SEL AWD pickup below 9,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,357
Est. Payment:	$528.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,596
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,357.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,997.59
Avg. DMV Fee	365.00
Cash Sale Price	$30,899.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,899.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$528.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,357.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Sport

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This high mileage used 2021 Hyundai TUCSON Sport AWD SUV below 103,000 miles, a transmission, and 29 MPG, 2.4L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,994
Est. Payment:	$546.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,279
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,132.18
Avg. DMV Fee	365.00
Cash Sale Price	$17,671.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,671.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$546.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Seltos SX

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This average mileage preowned 2024 Kia Seltos SX AWD SUV under 82,000 miles, a transmission, and 29 MPG, 1.6L gas engine is for sale right now under $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$21,051
Est. Payment:	$554.12 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,961
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$21,051.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,486.17
Avg. DMV Fee	365.00
Cash Sale Price	$23,082.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,082.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$554.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,051.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Sport

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This low mileage preowned 2021 Subaru Crosstrek Sport AWD wagon under 57,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,479
Est. Payment:	$510.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,544
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,479.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,796.13
Avg. DMV Fee	365.00
Cash Sale Price	$27,820.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,820.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$510.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain Denali

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This above average mileage preowned 2020 GMC Terrain Denali 4X4 SUV under 97,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,185
Est. Payment:	$539.90 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,406
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,185.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,285.55
Avg. DMV Fee	365.00
Cash Sale Price	$20,015.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,015.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$539.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Touring

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This low mileage used 2023 Subaru Forester Touring AWD wagon below 22,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,417
Est. Payment:	$548.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,244
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,417.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,071.79
Avg. DMV Fee	365.00
Cash Sale Price	$32,033.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,033.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$548.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,417.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

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This low mileage preowned 2025 Hyundai TUCSON SEL Convenience AWD SUV under 15,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,556
Est. Payment:	$550.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,087
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,556.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,081.52
Avg. DMV Fee	365.00
Cash Sale Price	$32,182.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,182.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$550.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Avalon Limited

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This high mileage preowned 2019 Toyota Avalon Limited FWD sedan below 276,000 miles, a transmission, and 29 MPG, 3.5L gas engine is for sale right now under $10K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$9,995
Est. Payment:	$410.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	276,050
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$9,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	712.25
Avg. DMV Fee	365.00
Cash Sale Price	$11,252.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,252.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$410.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $9,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition

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This low mileage preowned 2025 Subaru Outback Onyx Edition AWD wagon under 35,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,071
Est. Payment:	$541.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,615
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,071.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,047.57
Avg. DMV Fee	365.00
Cash Sale Price	$31,663.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,663.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$541.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2021 Honda Passport Elite

2025 Hyundai SANTA CRUZ SEL

2021 Hyundai TUCSON Sport

2024 Kia Seltos SX

2021 Subaru Crosstrek Sport

2020 GMC Terrain Denali

2023 Subaru Forester Touring

2025 Hyundai TUCSON SEL Convenience

2019 Toyota Avalon Limited

2025 Subaru Outback Onyx Edition

Used Cars under $550 per month for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles with Payments Below $550 / Month

2021 Honda Passport Elite

Honda Passport Elite

2021 Honda Passport Elite Car Loan Estimate

2025 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2025 Hyundai SANTA CRUZ SEL Car Loan Estimate

2021 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2021 Hyundai TUCSON Sport Car Loan Estimate

2024 Kia Seltos SX

Kia Seltos SX

2024 Kia Seltos SX Car Loan Estimate

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2020 GMC Terrain Denali

GMC Terrain Denali

2020 GMC Terrain Denali Car Loan Estimate

2023 Subaru Forester Touring

Subaru Forester Touring

2023 Subaru Forester Touring Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2019 Toyota Avalon Limited

Toyota Avalon Limited

2019 Toyota Avalon Limited Car Loan Estimate

2025 Subaru Outback Onyx Edition

Subaru Outback Onyx Edition

2025 Subaru Outback Onyx Edition Car Loan Estimate

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