Waterloo, IA Used Cars Under $30,000 |with Payments|

2016 Ford F-250 Super Duty XL

⇩ View Seller Description

This high mileage second hand 2016 Ford F-250 Super Duty XL 4x4 pickup below 106,000 miles, automatic transmission, and 30 MPG, 6.7L diesel engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,227
Est. Payment:	$918.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,621
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,227.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,918.49
Avg. DMV Fee	365.00
Cash Sale Price	$29,690.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,690.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$918.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai TUCSON SEL AWD SUV below 16,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,994
Est. Payment:	$485.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,597
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,832.18
Avg. DMV Fee	365.00
Cash Sale Price	$28,371.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,371.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$485.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Classic Warlock

⇩ View Seller Description

This below average mileage preowned 2020 Ram 1500 Classic Warlock 4x4 pickup below 62,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,133
Est. Payment:	$566.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,854
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,133.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,841.91
Avg. DMV Fee	365.00
Cash Sale Price	$28,519.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,519.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$566.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,133.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This below average mileage second hand 2023 Hyundai SANTA FE Calligraphy AWD SUV below 65,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,921
Est. Payment:	$604.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,886
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,921.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,967.07
Avg. DMV Fee	365.00
Cash Sale Price	$30,433.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,433.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$604.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Limited

⇩ View Seller Description

This low mileage second hand 2023 Subaru Outback Limited AWD SUV under 35,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,667
Est. Payment:	$534.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,585
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,667.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,019.29
Avg. DMV Fee	365.00
Cash Sale Price	$31,231.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,231.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$534.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Yukon Denali

⇩ View Seller Description

This high mileage preowned 2018 GMC Yukon Denali 4x4 SUV under 119,000 miles, automatic transmission, and 30 MPG, 6.2L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,220
Est. Payment:	$885.19 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,335
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,220.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,848.00
Avg. DMV Fee	365.00
Cash Sale Price	$28,613.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,613.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$885.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Crosstrek Sport

⇩ View Seller Description

This low mileage certified used 2025 Subaru Crosstrek Sport AWD SUV under 10,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,657
Est. Payment:	$515.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,114
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,657.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,948.59
Avg. DMV Fee	365.00
Cash Sale Price	$30,150.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,150.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$515.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

⇩ View Seller Description

This low mileage used 2025 Ford Bronco Sport Big Bend AWD SUV below 5,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,499
Est. Payment:	$549.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,653
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,499.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,077.53
Avg. DMV Fee	365.00
Cash Sale Price	$32,121.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,121.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$549.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

⇩ View Seller Description

This average mileage second hand 2022 Ford Explorer XLT AWD SUV below 77,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,659
Est. Payment:	$654.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,190
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,948.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,152.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,152.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$654.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Limited

⇩ View Seller Description

This low mileage preowned 2023 Subaru Forester Limited AWD SUV below 15,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,995
Est. Payment:	$540.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,703
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,042.25
Avg. DMV Fee	365.00
Cash Sale Price	$31,582.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,582.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$540.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2016 Ford F-250 Super Duty XL

2023 Hyundai TUCSON SEL

2020 Ram 1500 Classic Warlock

2023 Hyundai SANTA FE Calligraphy

2023 Subaru Outback Limited

2018 GMC Yukon Denali

2025 Subaru Crosstrek Sport

2025 Ford Bronco Sport Big Bend

2022 Ford Explorer XLT

2023 Subaru Forester Limited

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2016 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2016 Ford F-250 Super Duty XL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2020 Ram 1500 Classic Warlock

Ram 1500 Classic Warlock

2020 Ram 1500 Classic Warlock Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Subaru Outback Limited

Subaru Outback Limited

2023 Subaru Outback Limited Car Loan Estimate

2018 GMC Yukon Denali

GMC Yukon Denali

2018 GMC Yukon Denali Car Loan Estimate

2025 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2025 Subaru Crosstrek Sport Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Subaru Forester Limited

Subaru Forester Limited

2023 Subaru Forester Limited Car Loan Estimate

Customize Payments

Find Financing

Customize Payments