Waterloo, IA Used Cars Under $30,000 |with Payments|

2022 Ford Explorer XLT

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This average mileage preowned 2022 Ford Explorer XLT AWD SUV under 78,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,363
Est. Payment:	$624.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,873
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,363.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,858.01
Avg. DMV Fee	365.00
Cash Sale Price	$28,766.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,766.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$624.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,363.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT

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This average mileage used 2021 Chevrolet Silverado 1500 LT 4X4 pickup under 81,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,246
Est. Payment:	$661.88 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,248
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,246.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,779.82
Avg. DMV Fee	365.00
Cash Sale Price	$27,570.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,570.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$661.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Touring

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This low mileage used 2023 Subaru Forester Touring AWD wagon under 37,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,037
Est. Payment:	$541.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,828
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,037.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,045.19
Avg. DMV Fee	365.00
Cash Sale Price	$31,627.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,627.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,037.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Onyx Edition XT

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This low mileage used 2021 Subaru Outback Onyx Edition XT AWD wagon below 25,000 miles, cvt transmission, and 21 MPG, 2.4L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,966
Est. Payment:	$503.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,966.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,900.22
Avg. DMV Fee	365.00
Cash Sale Price	$29,411.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,411.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$503.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,966.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This average mileage preowned 2019 Ford F-150 XLT 4X4 pickup under 80,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,641
Est. Payment:	$630.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,822
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,641.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,877.47
Avg. DMV Fee	365.00
Cash Sale Price	$29,063.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,063.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$630.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2025 Hyundai SANTA CRUZ SEL AWD pickup under 9,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,357
Est. Payment:	$528.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,596
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,357.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,997.59
Avg. DMV Fee	365.00
Cash Sale Price	$30,899.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,899.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$528.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,357.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition

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This low mileage used 2025 Subaru Outback Onyx Edition AWD wagon under 35,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,071
Est. Payment:	$541.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,615
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,071.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,047.57
Avg. DMV Fee	365.00
Cash Sale Price	$31,663.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,663.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Forester Premium

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This low mileage preowned 2024 Subaru Forester Premium AWD wagon under 26,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,776
Est. Payment:	$499.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,931
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,776.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,886.92
Avg. DMV Fee	365.00
Cash Sale Price	$29,207.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,207.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$499.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Sport

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This low mileage preowned 2021 Subaru Crosstrek Sport AWD wagon under 57,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,479
Est. Payment:	$510.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,544
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,479.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,796.13
Avg. DMV Fee	365.00
Cash Sale Price	$27,820.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,820.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$510.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This high mileage second hand 2022 Ford F-150 XLT 4X4 pickup below 120,000 miles, a transmission, and 21 MPG, 3.3L flexible engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,860
Est. Payment:	$906.37 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,814
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,860.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,892.80
Avg. DMV Fee	365.00
Cash Sale Price	$29,297.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,297.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$906.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,860.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2022 Ford Explorer XLT

2021 Chevrolet Silverado 1500 LT

2023 Subaru Forester Touring

2021 Subaru Outback Onyx Edition XT

2019 Ford F-150 XLT

2025 Hyundai SANTA CRUZ SEL

2025 Subaru Outback Onyx Edition

2024 Subaru Forester Premium

2021 Subaru Crosstrek Sport

2022 Ford F-150 XLT

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Subaru Forester Touring

Subaru Forester Touring

2023 Subaru Forester Touring Car Loan Estimate

2021 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2021 Subaru Outback Onyx Edition XT Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2025 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Subaru Outback Onyx Edition

Subaru Outback Onyx Edition

2025 Subaru Outback Onyx Edition Car Loan Estimate

2024 Subaru Forester Premium

Subaru Forester Premium

2024 Subaru Forester Premium Car Loan Estimate

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

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