Waterloo, IA Used Cars Under $30,000 |with Payments|

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL AWD SUV under 16,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,994
Est. Payment:	$485.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,597
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,832.18
Avg. DMV Fee	365.00
Cash Sale Price	$28,371.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,371.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$485.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2025 Hyundai SANTA CRUZ SEL AWD pickup below 9,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,662
Est. Payment:	$534.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,596
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,662.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,018.94
Avg. DMV Fee	365.00
Cash Sale Price	$31,225.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,225.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$534.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage used 2024 Ford Maverick XLT FWD pickup below 23,000 miles, automatic transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,984
Est. Payment:	$558.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,984.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,111.48
Avg. DMV Fee	365.00
Cash Sale Price	$32,640.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,640.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$558.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LTZ

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This high mileage preowned 2018 Chevrolet Silverado 1500 LTZ 4x4 pickup below 112,000 miles, transmission, and 24 MPG, 5.3L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,893
Est. Payment:	$874.36 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,525
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,893.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,825.11
Avg. DMV Fee	365.00
Cash Sale Price	$28,263.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,263.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$874.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT

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This average mileage preowned 2021 Chevrolet Silverado 1500 LT 4x4 pickup below 81,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,996
Est. Payment:	$732.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,248
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,996.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,972.32
Avg. DMV Fee	365.00
Cash Sale Price	$30,513.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,513.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$732.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage second hand 2022 Ford Explorer XLT AWD SUV below 77,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,659
Est. Payment:	$654.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,190
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,948.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,152.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,152.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$654.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Onyx Edition XT

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This low mileage preowned 2021 Subaru Outback Onyx Edition XT AWD SUV under 25,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,745
Est. Payment:	$554.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,745.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,094.75
Avg. DMV Fee	365.00
Cash Sale Price	$32,384.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,384.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,745.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Outback Base

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This low mileage preowned 2024 Subaru Outback Base AWD SUV below 21,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,192
Est. Payment:	$507.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,002
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,192.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,916.04
Avg. DMV Fee	365.00
Cash Sale Price	$29,653.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,653.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$507.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,192.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Sport

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This low mileage used 2023 Subaru Forester Sport AWD SUV under 20,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,489
Est. Payment:	$549.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,910
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,489.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,076.83
Avg. DMV Fee	365.00
Cash Sale Price	$32,110.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,110.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$549.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE SEL

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This low mileage second hand 2024 Hyundai SANTA FE SEL AWD SUV under 57,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,986
Est. Payment:	$540.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,250
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,986.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,901.62
Avg. DMV Fee	365.00
Cash Sale Price	$29,432.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,432.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$540.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2023 Hyundai TUCSON SEL

2025 Hyundai SANTA CRUZ SEL

2024 Ford Maverick XLT

2018 Chevrolet Silverado 1500 LTZ

2021 Chevrolet Silverado 1500 LT

2022 Ford Explorer XLT

2021 Subaru Outback Onyx Edition XT

2024 Subaru Outback Base

2023 Subaru Forester Sport

2024 Hyundai SANTA FE SEL

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2025 Hyundai SANTA CRUZ SEL Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2018 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2021 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2021 Subaru Outback Onyx Edition XT Car Loan Estimate

2024 Subaru Outback Base

Subaru Outback Base

2024 Subaru Outback Base Car Loan Estimate

2023 Subaru Forester Sport

Subaru Forester Sport

2023 Subaru Forester Sport Car Loan Estimate

2024 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2024 Hyundai SANTA FE SEL Car Loan Estimate

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