Waterloo, IA Used Cars Under $30,000 |with Payments|

2024 Ford Maverick XLT

⇩ View Seller Description

This low mileage used 2024 Ford Maverick XLT FWD pickup under 23,000 miles, automatic transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,984
Est. Payment:	$558.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,984.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,111.48
Avg. DMV Fee	365.00
Cash Sale Price	$32,640.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,640.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$558.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Onyx Edition XT

⇩ View Seller Description

This low mileage preowned 2021 Subaru Outback Onyx Edition XT AWD SUV under 25,000 miles, cvt transmission, and 23 MPG, 2.4L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,745
Est. Payment:	$554.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,745.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,094.75
Avg. DMV Fee	365.00
Cash Sale Price	$32,384.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,384.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,745.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda Passport Elite

⇩ View Seller Description

This low mileage used 2021 Honda Passport Elite AWD SUV below 44,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,837
Est. Payment:	$555.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,870
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,837.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,101.19
Avg. DMV Fee	365.00
Cash Sale Price	$32,483.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,483.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$555.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

⇩ View Seller Description

This low mileage used 2025 Ford Bronco Sport Big Bend AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,499
Est. Payment:	$549.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,653
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,499.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,077.53
Avg. DMV Fee	365.00
Cash Sale Price	$32,121.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,121.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$549.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Limited

⇩ View Seller Description

This low mileage second hand 2023 Subaru Outback Limited AWD SUV under 35,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,667
Est. Payment:	$534.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,585
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,667.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,019.29
Avg. DMV Fee	365.00
Cash Sale Price	$31,231.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,231.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$534.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage LX

⇩ View Seller Description

This low mileage second hand 2023 Kia Sportage LX AWD SUV under 31,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,219
Est. Payment:	$471.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,087
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,219.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,777.93
Avg. DMV Fee	365.00
Cash Sale Price	$27,541.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,541.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$471.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,219.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-250 Super Duty XL

⇩ View Seller Description

This high mileage second hand 2016 Ford F-250 Super Duty XL 4x4 pickup below 106,000 miles, automatic transmission, and 23 MPG, 6.7L diesel engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,227
Est. Payment:	$918.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,621
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,227.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,918.49
Avg. DMV Fee	365.00
Cash Sale Price	$29,690.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,690.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$918.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Forester Premium

⇩ View Seller Description

This low mileage preowned 2024 Subaru Forester Premium AWD SUV under 26,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,956
Est. Payment:	$539.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,931
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$28,956.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,039.52
Avg. DMV Fee	365.00
Cash Sale Price	$31,540.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,540.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$539.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

⇩ View Seller Description

This average mileage preowned 2019 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,848
Est. Payment:	$635.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,621
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,848.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,891.96
Avg. DMV Fee	365.00
Cash Sale Price	$29,284.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,284.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$635.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

⇩ View Seller Description

This average mileage second hand 2022 Ford Explorer XLT AWD SUV under 77,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,659
Est. Payment:	$654.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,190
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,948.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,152.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,152.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$654.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2024 Ford Maverick XLT

2021 Subaru Outback Onyx Edition XT

2021 Honda Passport Elite

2025 Ford Bronco Sport Big Bend

2023 Subaru Outback Limited

2023 Kia Sportage LX

2016 Ford F-250 Super Duty XL

2024 Subaru Forester Premium

2019 Ford F-150 XLT

2022 Ford Explorer XLT

Used Cars under $30,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $30,000

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2021 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2021 Subaru Outback Onyx Edition XT Car Loan Estimate

2021 Honda Passport Elite

Honda Passport Elite

2021 Honda Passport Elite Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2023 Subaru Outback Limited

Subaru Outback Limited

2023 Subaru Outback Limited Car Loan Estimate

2023 Kia Sportage LX

Kia Sportage LX

2023 Kia Sportage LX Car Loan Estimate

2016 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2016 Ford F-250 Super Duty XL Car Loan Estimate

2024 Subaru Forester Premium

Subaru Forester Premium

2024 Subaru Forester Premium Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments