Waterloo, IA Used Cars Under $35,000 |with Payments|

2024 GMC Terrain Denali

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This low mileage second hand 2024 GMC Terrain Denali AWD SUV below 35,000 miles, automatic transmission, and 19 MPG, 1.5L gas engine is for sale right now below $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,306
Est. Payment:	$582.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,402
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,306.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,204.02
Avg. DMV Fee	365.00
Cash Sale Price	$34,055.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,055.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$582.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,306.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition

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This low mileage used 2025 Subaru Outback Onyx Edition AWD SUV below 35,000 miles, cvt transmission, and 19 MPG, 2.5L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,388
Est. Payment:	$565.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,615
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,388.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,139.76
Avg. DMV Fee	365.00
Cash Sale Price	$33,072.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,072.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$565.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Touring

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This low mileage second hand 2023 Subaru Forester Touring AWD SUV below 37,000 miles, cvt transmission, and 19 MPG, 2.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,903
Est. Payment:	$575.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,828
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,903.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,175.81
Avg. DMV Fee	365.00
Cash Sale Price	$33,623.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,623.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$575.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This average mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 71,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,817
Est. Payment:	$750.94 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,806
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,817.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,239.79
Avg. DMV Fee	365.00
Cash Sale Price	$34,601.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,601.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$750.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express 2500

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This low mileage second hand 2024 Chevrolet Express 2500 RWD van under 25,000 miles, automatic transmission, and 19 MPG, 4.3L gas engine is for sale right now under $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,900
Est. Payment:	$611.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,296
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,315.60
Avg. DMV Fee	365.00
Cash Sale Price	$35,760.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,760.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$611.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 18,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,997
Est. Payment:	$613.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,490
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,997.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,322.39
Avg. DMV Fee	365.00
Cash Sale Price	$35,864.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,864.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$613.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Forester Touring

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This low mileage second hand 2023 Subaru Forester Touring AWD SUV below 43,000 miles, cvt transmission, and 19 MPG, 2.5L gas engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,590
Est. Payment:	$587.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,521
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,223.90
Avg. DMV Fee	365.00
Cash Sale Price	$34,358.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,358.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$587.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 250

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This low mileage preowned 2024 Ford Transit 250 RWD van below 23,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,533
Est. Payment:	$586.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,053
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,533.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,219.91
Avg. DMV Fee	365.00
Cash Sale Price	$34,297.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,297.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$586.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,533.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Limited

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This low mileage preowned 2023 Subaru Outback Limited AWD SUV below 24,000 miles, cvt transmission, and 19 MPG, 2.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,108
Est. Payment:	$560.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,398
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,108.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,120.16
Avg. DMV Fee	365.00
Cash Sale Price	$32,773.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,773.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$560.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage preowned 2020 GMC Sierra 1500 AT4 4x4 pickup below 109,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now under $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,625
Est. Payment:	$1097.21 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,625.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,296.35
Avg. DMV Fee	365.00
Cash Sale Price	$35,466.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,466.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1097.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $35,000

2024 GMC Terrain Denali

2025 Subaru Outback Onyx Edition

2023 Subaru Forester Touring

2023 Chevrolet Silverado 1500 LT

2024 Chevrolet Express 2500

2025 Hyundai SANTA CRUZ XRT

2023 Subaru Forester Touring

2024 Ford Transit 250

2023 Subaru Outback Limited

2020 GMC Sierra 1500 AT4

Used Cars under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $35,000

2024 GMC Terrain Denali

GMC Terrain Denali

2024 GMC Terrain Denali Car Loan Estimate

2025 Subaru Outback Onyx Edition

Subaru Outback Onyx Edition

2025 Subaru Outback Onyx Edition Car Loan Estimate

2023 Subaru Forester Touring

Subaru Forester Touring

2023 Subaru Forester Touring Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Express 2500

Chevrolet Express 2500

2024 Chevrolet Express 2500 Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Subaru Forester Touring

Subaru Forester Touring

2023 Subaru Forester Touring Car Loan Estimate

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2023 Subaru Outback Limited

Subaru Outback Limited

2023 Subaru Outback Limited Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

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