Waterloo, IA Used Pickups Under $35,000 |with Payments|

2023 Chevrolet Silverado 1500 LT

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This average mileage used 2023 Chevrolet Silverado 1500 LT 4X4 pickup below 71,000 miles, a transmission, and 25 MPG, 5.3L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,752
Est. Payment:	$726.21 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,806
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,752.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,165.24
Avg. DMV Fee	365.00
Cash Sale Price	$33,462.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,462.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$726.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage preowned 2020 GMC Sierra 1500 AT4 4X4 pickup below 109,000 miles, a transmission, and 25 MPG, 5.3L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,808
Est. Payment:	$1037.06 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,808.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,169.16
Avg. DMV Fee	365.00
Cash Sale Price	$33,522.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,522.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1037.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This average mileage second hand 2021 Ford F-150 XLT 4X4 pickup under 87,000 miles, a transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,544
Est. Payment:	$823.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,125
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,544.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,220.68
Avg. DMV Fee	365.00
Cash Sale Price	$34,309.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,309.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$823.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,544.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 18,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,914
Est. Payment:	$575.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,494
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,914.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,176.58
Avg. DMV Fee	365.00
Cash Sale Price	$33,635.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,635.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$575.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage preowned 2020 Chevrolet Silverado 2500HD Work Truck 4X4 pickup under 49,000 miles, a transmission, and 25 MPG, 6.6L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,414
Est. Payment:	$639.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,414.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,421.58
Avg. DMV Fee	365.00
Cash Sale Price	$37,380.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,380.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$639.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Lariat

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This below average mileage preowned 2018 Ford F-150 Lariat 4X4 pickup under 62,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,616
Est. Payment:	$746.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,337
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,616.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,435.72
Avg. DMV Fee	365.00
Cash Sale Price	$37,596.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,596.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$746.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

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This high mileage second hand 2020 GMC Sierra 1500 SLT 4X4 pickup below 121,000 miles, a transmission, and 25 MPG, 5.3L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,685
Est. Payment:	$1218.46 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,148
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,685.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,160.55
Avg. DMV Fee	365.00
Cash Sale Price	$33,390.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,390.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1218.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,594
Est. Payment:	$588.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,594.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,224.18
Avg. DMV Fee	365.00
Cash Sale Price	$34,363.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,363.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$588.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,594.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,417
Est. Payment:	$584.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,417.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,211.79
Avg. DMV Fee	365.00
Cash Sale Price	$34,173.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,173.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$584.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,417.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,592
Est. Payment:	$587.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,592.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,224.04
Avg. DMV Fee	365.00
Cash Sale Price	$34,361.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,361.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$587.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Pickups Priced Below $35,000

2023 Chevrolet Silverado 1500 LT

2020 GMC Sierra 1500 AT4

2021 Ford F-150 XLT

2025 Hyundai SANTA CRUZ XRT

2020 Chevrolet Silverado 2500HD Work Truck

2018 Ford F-150 Lariat

2020 GMC Sierra 1500 SLT

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

Used Pickups under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Pickups Priced Below $35,000

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2018 Ford F-150 Lariat

Ford F-150 Lariat

2018 Ford F-150 Lariat Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

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