Waterloo, IA Used Pickups Under $35,000 |with Payments|

2020 GMC Sierra 1500 SLT

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This high mileage second hand 2020 GMC Sierra 1500 SLT 4x4 pickup below 121,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,196
Est. Payment:	$1277.45 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,148
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,196.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,266.32
Avg. DMV Fee	365.00
Cash Sale Price	$35,007.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,007.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1277.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,196.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup under 18,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,162
Est. Payment:	$580.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,494
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,162.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,193.94
Avg. DMV Fee	365.00
Cash Sale Price	$33,900.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,900.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$580.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Lariat

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This high mileage used 2020 Ford F-150 Lariat 4x4 pickup below 108,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,296
Est. Payment:	$1020.11 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,532
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,296.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,133.32
Avg. DMV Fee	365.00
Cash Sale Price	$32,974.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,974.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1020.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This average mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 71,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,183
Est. Payment:	$736.22 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,806
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,183.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,195.41
Avg. DMV Fee	365.00
Cash Sale Price	$33,923.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,923.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$736.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,183.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage second hand 2020 GMC Sierra 1500 AT4 4x4 pickup below 109,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $32K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$31,207
Est. Payment:	$1050.27 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$31,207.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,197.09
Avg. DMV Fee	365.00
Cash Sale Price	$33,949.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,949.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1050.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,207.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage used 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,384
Est. Payment:	$639.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,384.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,419.48
Avg. DMV Fee	365.00
Cash Sale Price	$37,348.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,348.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$639.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,667
Est. Payment:	$571.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,667.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,159.29
Avg. DMV Fee	365.00
Cash Sale Price	$33,371.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,371.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$571.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,844
Est. Payment:	$574.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,844.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,171.68
Avg. DMV Fee	365.00
Cash Sale Price	$33,560.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,560.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$574.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,842
Est. Payment:	$574.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,842.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,171.54
Avg. DMV Fee	365.00
Cash Sale Price	$33,558.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,558.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$574.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,842.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,474
Est. Payment:	$640.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,474.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,425.78
Avg. DMV Fee	365.00
Cash Sale Price	$37,444.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,444.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$640.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,474.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Pickups Priced Below $35,000

2020 GMC Sierra 1500 SLT

2025 Hyundai SANTA CRUZ XRT

2020 Ford F-150 Lariat

2023 Chevrolet Silverado 1500 LT

2020 GMC Sierra 1500 AT4

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Activity

Used Pickups under $35,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Pickups Priced Below $35,000

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

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