Waterloo, IA Used SUVs Under $40,000 |with Payments|

2025 Hyundai SANTA FE Limited

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This low mileage used 2025 Hyundai SANTA FE Limited AWD SUV under 14,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,045
Est. Payment:	$669.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,253
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,045.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,535.75
Avg. DMV Fee	365.00
Cash Sale Price	$39,125.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,125.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,045.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 30,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,186
Est. Payment:	$727.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,624
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,186.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,755.62
Avg. DMV Fee	365.00
Cash Sale Price	$42,486.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,486.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,186.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 INFINITI QX80 Sensory

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This low mileage preowned 2021 INFINITI QX80 Sensory AWD SUV below 57,000 miles, automatic transmission, and 35 MPG, 5.6L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,098
Est. Payment:	$739.05 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,150
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,098.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,609.46
Avg. DMV Fee	365.00
Cash Sale Price	$40,252.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,252.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$739.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,098.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Venza Limited

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This low mileage used 2023 Toyota Venza Limited AWD SUV below 49,000 miles, cvt transmission, and 35 MPG, 2.5L hybrid engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,843
Est. Payment:	$720.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,734
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,843.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,731.61
Avg. DMV Fee	365.00
Cash Sale Price	$42,119.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,119.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,843.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis GV80 3.5T

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This low mileage used 2021 Genesis GV80 3.5T AWD SUV below 46,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,900
Est. Payment:	$666.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,801
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,525.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,970.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,970.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,540
Est. Payment:	$696.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,540.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,640.40
Avg. DMV Fee	365.00
Cash Sale Price	$40,725.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,725.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,169
Est. Payment:	$708.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,169.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,684.43
Avg. DMV Fee	365.00
Cash Sale Price	$41,398.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,398.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,169.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage preowned 2026 Hyundai KONA Limited AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,985
Est. Payment:	$668.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.55
Avg. DMV Fee	365.00
Cash Sale Price	$39,061.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,061.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$668.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,800
Est. Payment:	$719.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,728.60
Avg. DMV Fee	365.00
Cash Sale Price	$42,073.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,073.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,112
Est. Payment:	$707.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,112.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,680.44
Avg. DMV Fee	365.00
Cash Sale Price	$41,337.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,337.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,112.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE Limited

2025 Hyundai PALISADE SEL Premium

2021 INFINITI QX80 Sensory

2023 Toyota Venza Limited

2021 Genesis GV80 3.5T

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai KONA Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SEL

Used SUVs under $40,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2021 INFINITI QX80 Sensory

INFINITI QX80 Sensory

2021 INFINITI QX80 Sensory Car Loan Estimate

2023 Toyota Venza Limited

Toyota Venza Limited

2023 Toyota Venza Limited Car Loan Estimate

2021 Genesis GV80 3.5T

Genesis GV80 3.5T

2021 Genesis GV80 3.5T Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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