Naperville, IL Used Cars Under $800 a Month

2020 Hyundai PALISADE Limited

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This high mileage second hand 2020 Hyundai PALISADE Limited AWD SUV under 102,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now under $23K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$22,558
Est. Payment:	$786.50 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,310
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$22,558.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,499.97
Avg. DMV Fee	196.00
Cash Sale Price	$25,422.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,422.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$786.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,558.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 10,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,441
Est. Payment:	$831.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,825
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,441.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,797.10
Avg. DMV Fee	196.00
Cash Sale Price	$48,603.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,603.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $42K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$41,985
Est. Payment:	$804.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,093
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$41,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,636.94
Avg. DMV Fee	196.00
Cash Sale Price	$46,986.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now under $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,295
Est. Payment:	$828.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,794
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,781.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,441.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,441.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 44,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,896
Est. Payment:	$821.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,550
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.15
Avg. DMV Fee	196.00
Cash Sale Price	$47,998.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,998.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$821.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage used 2025 Hyundai PALISADE Calligraphy AWD SUV under 31,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,300
Est. Payment:	$810.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,484
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,671.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,336.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,336.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$810.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,500
Est. Payment:	$832.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,078
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,668.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,668.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV below 7,000 miles, a transmission, and 0.0L electric engine is for sale right now under $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,068
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 23,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,762
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $800 / Month

2020 Hyundai PALISADE Limited

2025 Ford Explorer ST-Line

2024 Ford F-150 XLT

2025 Ford Mustang Mach-E GT

2023 BMW X5 xDrive40i

2025 Hyundai PALISADE Calligraphy

2025 Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT

2024 Ford F-150 XLT

Used Cars under $800 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $800 / Month

2020 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2020 Hyundai PALISADE Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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