Naperville, IL Used Cars Under $45,000 |with Payments|

2025 Lincoln Corsair Grand Touring

⇩ View Seller Description

This low mileage preowned 2025 Lincoln Corsair Grand Touring AWD SUV below 14,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $45K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$44,270
Est. Payment:	$847.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,706
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$44,270.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,888.29
Avg. DMV Fee	196.00
Cash Sale Price	$49,523.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,523.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$847.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,270.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,500
Est. Payment:	$832.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,078
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,668.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,668.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$832.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Summit

⇩ View Seller Description

This low mileage second hand 2023 Jeep Grand Cherokee L Summit 4X4 SUV under 19,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now below $45K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$44,999
Est. Payment:	$861.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,220
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.48
Avg. DMV Fee	196.00
Cash Sale Price	$50,332.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,332.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$861.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV below 7,000 miles, a transmission, and 0.0L electric engine is for sale right now below $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,068
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV under 44,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,896
Est. Payment:	$821.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,550
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.15
Avg. DMV Fee	196.00
Cash Sale Price	$47,998.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,998.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Tahoe LT

⇩ View Seller Description

This average mileage preowned 2022 Chevrolet Tahoe LT 4X4 SUV under 71,000 miles, a transmission, and 23 MPG, 5.3L gas engine is for sale right now below $45K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$44,599
Est. Payment:	$1082.70 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,546
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$44,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,924.48
Avg. DMV Fee	196.00
Cash Sale Price	$49,888.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,888.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1082.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV below 10,000 miles, a transmission, and 0.0L electric engine is for sale right now under $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,295
Est. Payment:	$828.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,794
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,781.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,441.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,441.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $42K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$41,985
Est. Payment:	$804.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,093
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$41,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,636.94
Avg. DMV Fee	196.00
Cash Sale Price	$46,986.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage preowned 2025 Hyundai PALISADE Calligraphy AWD SUV under 31,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,300
Est. Payment:	$810.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,484
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,671.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,336.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,336.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$810.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 23,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $43K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,762
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $45,000

2025 Lincoln Corsair Grand Touring

2025 Ford Mustang Mach-E GT

2023 Jeep Grand Cherokee L Summit

2025 Ford Mustang Mach-E GT

2023 BMW X5 xDrive40i

2022 Chevrolet Tahoe LT

2025 Ford Mustang Mach-E GT

2024 Ford F-150 XLT

2025 Hyundai PALISADE Calligraphy

2024 Ford F-150 XLT

Used Cars under $45,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $45,000

2025 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2025 Lincoln Corsair Grand Touring Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2023 Jeep Grand Cherokee L Summit

Jeep Grand Cherokee L Summit

2023 Jeep Grand Cherokee L Summit Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2022 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2022 Chevrolet Tahoe LT Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments