Naperville, IL Used Cars Under $50,000 |with Payments|

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 2,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $49K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$48,799
Est. Payment:	$1,228.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,320
Location:	Naperville, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$48,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,386.48
Avg. DMV Fee	196.00
Cash Sale Price	$54,550.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$52,751.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,228.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $48,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage certified preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $46K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$45,895
Est. Payment:	$1,155.80 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,942
Location:	Naperville, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$45,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,067.04
Avg. DMV Fee	196.00
Cash Sale Price	$51,327.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$49,612.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,155.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified preowned 2024 Ford F-150 XLT 4x4 pickup below 13,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $47K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$46,412
Est. Payment:	$1,168.82 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,041
Location:	Naperville, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$46,412.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,123.91
Avg. DMV Fee	196.00
Cash Sale Price	$51,900.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$50,171.37
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,168.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $46,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 40,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $50K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$49,295
Est. Payment:	$1,241.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,049
Location:	Naperville, IL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$49,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,441.04
Avg. DMV Fee	196.00
Cash Sale Price	$55,101.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$53,287.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,241.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $49,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage certified second hand 2025 Ford Bronco Outer Banks 4x4 SUV below 24,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $50K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$49,725
Est. Payment:	$1,252.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,591
Location:	Naperville, IL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$49,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,488.34
Avg. DMV Fee	196.00
Cash Sale Price	$55,578.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$53,752.73
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,252.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $49,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Premiere

⇩ View Seller Description

This low mileage certified preowned 2025 Lincoln Nautilus Premiere AWD SUV below 15,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $49K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$48,899
Est. Payment:	$1,231.46 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,238
Location:	Naperville, IL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$48,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,397.48
Avg. DMV Fee	196.00
Cash Sale Price	$54,661.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$52,859.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,231.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $48,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Carbide

⇩ View Seller Description

This low mileage used 2023 Jeep Wagoneer Carbide 4x4 SUV under 36,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $50K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$49,999
Est. Payment:	$1,259.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,477
Location:	Naperville, IL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$49,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,518.48
Avg. DMV Fee	196.00
Cash Sale Price	$55,882.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$54,048.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,259.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $49,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage certified used 2021 Ford F-150 XL 4x4 pickup under 47,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $47K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$46,495
Est. Payment:	$1,170.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	47,404
Location:	Naperville, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$46,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,133.04
Avg. DMV Fee	196.00
Cash Sale Price	$51,993.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$50,261.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,170.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage certified second hand 2025 Ford Bronco Outer Banks 4x4 SUV below 20,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $50K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$49,525
Est. Payment:	$1,247.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,180
Location:	Naperville, IL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$49,525.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,466.34
Avg. DMV Fee	196.00
Cash Sale Price	$55,356.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$53,536.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,247.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $49,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup below 18,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $46K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$45,609
Est. Payment:	$1,148.60 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,078
Location:	Naperville, IL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$45,609.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,035.58
Avg. DMV Fee	196.00
Cash Sale Price	$51,009.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$49,303.33
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,148.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,609.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $50,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $50,000

2025 Ford F-150 XLT

2025 Ford Bronco Outer Banks

2024 Ford F-150 XLT

2022 Ford F-150 XLT

2025 Ford Bronco Outer Banks

2025 Lincoln Nautilus Premiere

2023 Jeep Wagoneer Carbide

2021 Ford F-150 XL

2025 Ford Bronco Outer Banks

2024 Ford F-150 XLT

Used Cars under $50,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $50,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Poor Credit Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Poor Credit Auto Finance Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Poor Credit Car Finance Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Poor Credit Auto Finance Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Poor Credit Car Loan Estimate

2025 Lincoln Nautilus Premiere

Lincoln Nautilus Premiere

2025 Lincoln Nautilus Premiere Poor Credit Car Loan Estimate

2023 Jeep Wagoneer Carbide

Jeep Wagoneer Carbide

2023 Jeep Wagoneer Carbide Poor Credit Car Finance Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Poor Credit Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Poor Credit Auto Finance Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Poor Credit Car Finance Estimate

Customize Payments

Find Financing

Customize Payments