Naperville, IL Used Cars Under $35,000 |with Payments|

2020 Lexus GX 460 Base

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This high mileage preowned 2020 Lexus GX 460 Base AWD SUV below 138,000 miles, automatic transmission, and 24 MPG, 4.6L gas engine is for sale right now under $33K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$32,900
Est. Payment:	$1346.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,349
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,637.59
Avg. DMV Fee	196.00
Cash Sale Price	$36,902.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,902.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1346.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Navigator Reserve

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This high mileage used 2020 Lincoln Navigator Reserve 4x4 SUV below 101,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$1179.38 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,153
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1179.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Rubicon

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This below average mileage preowned 2019 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 66,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $32K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$31,335
Est. Payment:	$698.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,807
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$31,335.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,465.44
Avg. DMV Fee	196.00
Cash Sale Price	$35,165.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,165.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$698.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Reserve

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This average mileage preowned 2021 Lincoln Aviator Reserve AWD SUV under 75,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,836
Est. Payment:	$751.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,883
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,836.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,410.55
Avg. DMV Fee	196.00
Cash Sale Price	$34,611.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,611.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$751.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,836.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge ST-Line

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This low mileage certified second hand 2024 Ford Edge ST-Line AWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,325
Est. Payment:	$658.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,668
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,794.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,484.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,484.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$658.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive45e

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This above average mileage second hand 2022 BMW X5 xDrive45e AWD SUV under 95,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$938.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,736
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,428.48
Avg. DMV Fee	196.00
Cash Sale Price	$34,792.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,792.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$938.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Select

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This low mileage certified preowned 2025 Ford Mustang Mach-E Select AWD SUV under 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $33K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$32,895
Est. Payment:	$631.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,642
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,637.04
Avg. DMV Fee	196.00
Cash Sale Price	$36,897.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,897.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$631.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Select

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This low mileage certified used 2025 Ford Mustang Mach-E Select AWD SUV under 12,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $32K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$614.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,029
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,538.48
Avg. DMV Fee	196.00
Cash Sale Price	$35,902.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,902.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$614.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage preowned 2023 Ford Explorer ST-Line AWD SUV under 46,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,838
Est. Payment:	$668.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,120
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,838.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,850.77
Avg. DMV Fee	196.00
Cash Sale Price	$39,053.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,053.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage certified used 2023 Ford Edge Titanium AWD SUV under 29,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,526
Est. Payment:	$586.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,659
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$30,526.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,376.45
Avg. DMV Fee	196.00
Cash Sale Price	$34,267.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,267.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$586.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $35,000

2020 Lexus GX 460 Base

2020 Lincoln Navigator Reserve

2019 Jeep Wrangler Unlimited Rubicon

2021 Lincoln Aviator Reserve

2024 Ford Edge ST-Line

2022 BMW X5 xDrive45e

2025 Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select

2023 Ford Explorer ST-Line

2023 Ford Edge Titanium

Used Cars under $35,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $35,000

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Car Loan Estimate

2020 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2020 Lincoln Navigator Reserve Car Loan Estimate

2019 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2019 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Car Loan Estimate

2024 Ford Edge ST-Line

Ford Edge ST-Line

2024 Ford Edge ST-Line Car Loan Estimate

2022 BMW X5 xDrive45e

BMW X5 xDrive45e

2022 BMW X5 xDrive45e Car Loan Estimate

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

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