Naperville, IL Used Cars Under $35,000 |with Payments|

2021 Lincoln Aviator Reserve

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This average mileage second hand 2021 Lincoln Aviator Reserve AWD SUV under 75,000 miles, automatic transmission, and 17 MPG, 3.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,836
Est. Payment:	$920.41 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,883
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,836.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,410.55
Avg. DMV Fee	196.00
Cash Sale Price	$34,611.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,333.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$920.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,836.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Limited

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This low mileage second hand 2023 Jeep Grand Cherokee Limited 4x4 SUV below 37,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now below $32K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$31,531
Est. Payment:	$794.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,309
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$31,531.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,487.00
Avg. DMV Fee	196.00
Cash Sale Price	$35,383.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$34,085.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,531.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage certified preowned 2023 Ford Edge Titanium AWD SUV under 29,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,526
Est. Payment:	$768.76 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,659
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,526.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,376.45
Avg. DMV Fee	196.00
Cash Sale Price	$34,267.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$32,998.61
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$768.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 BMW X5 xDrive45e

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This above average mileage second hand 2022 BMW X5 xDrive45e AWD SUV under 95,000 miles, automatic transmission, and 17 MPG, 3.0L hybrid engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$1,095.98 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	94,736
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,428.48
Avg. DMV Fee	196.00
Cash Sale Price	$34,792.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,509.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$1,095.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Lincoln Aviator Reserve

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This average mileage second hand 2020 Lincoln Aviator Reserve AWD SUV below 72,000 miles, automatic transmission, and 17 MPG, 3.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,595
Est. Payment:	$913.22 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	71,694
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,384.04
Avg. DMV Fee	196.00
Cash Sale Price	$34,344.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,073.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$913.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage certified preowned 2023 Ford Edge SEL AWD SUV below 15,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $31K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$30,562
Est. Payment:	$769.66 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14,562
Location:	Naperville, IL
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$30,562.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,380.41
Avg. DMV Fee	196.00
Cash Sale Price	$34,307.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$33,037.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,562.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage certified preowned 2025 Ford Bronco Sport Badlands AWD SUV under 18,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$868.84 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	17,785
Location:	Naperville, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$37,294.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$868.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified used 2023 Ford Explorer XLT AWD SUV under 49,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now under $32K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$31,900
Est. Payment:	$803.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,169
Location:	Naperville, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$31,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,527.59
Avg. DMV Fee	196.00
Cash Sale Price	$35,792.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$34,483.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$803.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage certified second hand 2025 Ford Bronco Sport Badlands AWD SUV below 20,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,299
Est. Payment:	$863.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,748
Location:	Naperville, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$34,299.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,791.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,455.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$37,077.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$863.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Lexus GX 460 Base

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This high mileage used 2020 Lexus GX 460 Base AWD SUV below 138,000 miles, automatic transmission, and 17 MPG, 4.6L gas engine is for sale right now below $33K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$32,900
Est. Payment:	$1,495.98 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	138,349
Location:	Naperville, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,637.59
Avg. DMV Fee	196.00
Cash Sale Price	$36,902.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$35,564.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$1,495.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $35,000

2021 Lincoln Aviator Reserve

2023 Jeep Grand Cherokee Limited

2023 Ford Edge Titanium

2022 BMW X5 xDrive45e

2020 Lincoln Aviator Reserve

2023 Ford Edge SEL

2025 Ford Bronco Sport Badlands

2023 Ford Explorer XLT

2025 Ford Bronco Sport Badlands

2020 Lexus GX 460 Base

Used Cars under $35,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $35,000

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Poor Credit Car Loan Estimate

2023 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2023 Jeep Grand Cherokee Limited Poor Credit Auto Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Poor Credit Car Finance Estimate

2022 BMW X5 xDrive45e

BMW X5 xDrive45e

2022 BMW X5 xDrive45e Poor Credit Car Loan Estimate

2020 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2020 Lincoln Aviator Reserve Poor Credit Car Finance Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Poor Credit Auto Finance Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Poor Credit Auto Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Poor Credit Car Finance Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Poor Credit Car Loan Estimate

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Poor Credit Car Finance Estimate

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