Naperville, IL Used Cars Under $55,000 |with Payments|

2025 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage used 2025 BMW X5 xDrive40i AWD SUV under 45,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now under $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1032.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,035
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,958.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,322.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,322.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1032.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

⇩ View Seller Description

This low mileage certified used 2025 Ford Mustang GT RWD coupe below 7,000 miles, transmission, and 22 MPG, 5.0L gas engine is for sale right now under $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1041.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,083
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,013.59
Avg. DMV Fee	196.00
Cash Sale Price	$60,878.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,878.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1041.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Aviator Premiere

⇩ View Seller Description

This low mileage certified preowned 2025 Lincoln Aviator Premiere AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,983
Est. Payment:	$1031.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,228
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,983.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,956.72
Avg. DMV Fee	196.00
Cash Sale Price	$60,304.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,304.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1031.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

⇩ View Seller Description

This low mileage certified second hand 2025 Ford Explorer ST AWD SUV below 10,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,500
Est. Payment:	$1003.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,891
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,793.59
Avg. DMV Fee	196.00
Cash Sale Price	$58,658.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,658.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1003.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

⇩ View Seller Description

This low mileage certified used 2022 Ford F-150 Platinum 4x4 pickup under 27,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,895
Est. Payment:	$992.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,602
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,727.04
Avg. DMV Fee	196.00
Cash Sale Price	$57,987.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,987.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$992.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Land Rover Discovery P360 Metropolitan

⇩ View Seller Description

This low mileage preowned 2024 Land Rover Discovery P360 Metropolitan AWD SUV below 18,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,999
Est. Payment:	$1013.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,424
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.48
Avg. DMV Fee	196.00
Cash Sale Price	$59,212.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,212.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1013.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

⇩ View Seller Description

This low mileage certified second hand 2025 Ford Mustang GT Premium RWD convertible below 11,000 miles, transmission, and 22 MPG, 5.0L gas engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1032.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,040
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,958.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,322.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,322.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT6 Sport

⇩ View Seller Description

This low mileage second hand 2025 Cadillac XT6 Sport 4x4 SUV under 7,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,750
Est. Payment:	$1046.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,888
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,041.09
Avg. DMV Fee	196.00
Cash Sale Price	$61,156.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,156.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1046.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

⇩ View Seller Description

This low mileage certified preowned 2025 Ford Explorer ST AWD SUV below 18,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,650
Est. Payment:	$987.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,162
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,700.09
Avg. DMV Fee	196.00
Cash Sale Price	$57,715.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,715.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$987.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

⇩ View Seller Description

This low mileage certified used 2025 Ford Explorer Platinum AWD SUV below 9,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1032.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,232
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,958.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,322.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,322.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.21

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2025 BMW X5 xDrive40i

2025 Ford Mustang GT

2025 Lincoln Aviator Premiere

2025 Ford Explorer ST

2022 Ford F-150 Platinum

2024 Land Rover Discovery P360 Metropolitan

2025 Ford Mustang GT Premium

2025 Cadillac XT6 Sport

2025 Ford Explorer ST

2025 Ford Explorer Platinum

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2025 BMW X5 xDrive40i

BMW X5 xDrive40i

2025 BMW X5 xDrive40i Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

2025 Lincoln Aviator Premiere

Lincoln Aviator Premiere

2025 Lincoln Aviator Premiere Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2024 Land Rover Discovery P360 Metropolitan

Land Rover Discovery P360 Metropolitan

2024 Land Rover Discovery P360 Metropolitan Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Cadillac XT6 Sport

Cadillac XT6 Sport

2025 Cadillac XT6 Sport Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

Customize Payments

Find Financing

Customize Payments