Naperville, IL Used Cars Under $55,000 |with Payments|

2025 Ford Explorer ST

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This low mileage preowned 2025 Ford Explorer ST AWD SUV below 10,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now below $51K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$50,999
Est. Payment:	$975.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,891
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$50,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,628.48
Avg. DMV Fee	196.00
Cash Sale Price	$56,992.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,992.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$975.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Black Label Grand Touring

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This low mileage used 2023 Lincoln Aviator Black Label Grand Touring AWD SUV under 38,000 miles, a transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,900
Est. Payment:	$1011.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,934
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,837.59
Avg. DMV Fee	196.00
Cash Sale Price	$59,102.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,102.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1011.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage preowned 2025 Ford Mustang GT Premium RWD coupe below 7,000 miles, transmission, and 25 MPG, 5.0L gas engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,999
Est. Payment:	$1013.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,083
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.48
Avg. DMV Fee	196.00
Cash Sale Price	$59,212.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,212.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1013.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Aviator Premiere

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This low mileage used 2025 Lincoln Aviator Premiere AWD SUV under 33,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now below $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,999
Est. Payment:	$994.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,228
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,738.48
Avg. DMV Fee	196.00
Cash Sale Price	$58,102.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,102.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$994.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage used 2025 Ford Explorer Platinum AWD SUV below 9,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,999
Est. Payment:	$1013.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,242
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.48
Avg. DMV Fee	196.00
Cash Sale Price	$59,212.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,212.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1013.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage used 2025 Ford Mustang GT Premium RWD convertible below 11,000 miles, transmission, and 25 MPG, 5.0L gas engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,999
Est. Payment:	$1013.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,040
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.48
Avg. DMV Fee	196.00
Cash Sale Price	$59,212.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,212.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1013.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage preowned 2025 Ford Bronco Badlands 4X4 SUV under 13,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now under $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1041.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,630
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,013.59
Avg. DMV Fee	196.00
Cash Sale Price	$60,878.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,878.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1041.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT6 Sport

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This low mileage used 2025 Cadillac XT6 Sport 4X4 SUV below 7,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,555
Est. Payment:	$1023.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,888
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,555.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,909.64
Avg. DMV Fee	196.00
Cash Sale Price	$59,829.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,829.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1023.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage used 2025 Ford Explorer Platinum AWD SUV under 21,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,999
Est. Payment:	$1013.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,207
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,848.48
Avg. DMV Fee	196.00
Cash Sale Price	$59,212.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,212.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1013.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X5 xDrive40i

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This low mileage second hand 2025 BMW X5 xDrive40i AWD SUV below 45,000 miles, a transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,895
Est. Payment:	$1030.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,035
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,947.04
Avg. DMV Fee	196.00
Cash Sale Price	$60,207.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,207.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1030.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2025 Ford Explorer ST

2023 Lincoln Aviator Black Label Grand Touring

2025 Ford Mustang GT Premium

2025 Lincoln Aviator Premiere

2025 Ford Explorer Platinum

2025 Ford Mustang GT Premium

2025 Ford Bronco Badlands

2025 Cadillac XT6 Sport

2025 Ford Explorer Platinum

2025 BMW X5 xDrive40i

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2023 Lincoln Aviator Black Label Grand Touring

Lincoln Aviator Black Label Grand Touring

2023 Lincoln Aviator Black Label Grand Touring Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Lincoln Aviator Premiere

Lincoln Aviator Premiere

2025 Lincoln Aviator Premiere Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2025 Cadillac XT6 Sport

Cadillac XT6 Sport

2025 Cadillac XT6 Sport Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 BMW X5 xDrive40i

BMW X5 xDrive40i

2025 BMW X5 xDrive40i Car Loan Estimate

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