Naperville, IL Used Cars Under $55,000 |with Payments|

2023 Ford F-150 King Ranch

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This low mileage certified second hand 2023 Ford F-150 King Ranch 4x4 pickup under 25,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,595
Est. Payment:	$986.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,366
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,694.04
Avg. DMV Fee	196.00
Cash Sale Price	$57,654.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,654.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$986.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Yukon XL SLT

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This low mileage second hand 2023 GMC Yukon XL SLT 4x4 SUV below 49,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,595
Est. Payment:	$1043.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,595
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,024.04
Avg. DMV Fee	196.00
Cash Sale Price	$60,984.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,984.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1043.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Land Rover Range Rover P525 HSE Westminster Edition

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This low mileage second hand 2021 Land Rover Range Rover P525 HSE Westminster Edition AWD SUV below 53,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,295
Est. Payment:	$1052.44 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,467
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,661.04
Avg. DMV Fee	196.00
Cash Sale Price	$57,321.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,321.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$1052.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage certified second hand 2025 Ford Explorer ST AWD SUV below 11,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,895
Est. Payment:	$1011.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,114
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,837.04
Avg. DMV Fee	196.00
Cash Sale Price	$59,097.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,097.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1011.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage certified second hand 2025 Ford Explorer ST AWD SUV under 10,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,799
Est. Payment:	$1028.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,891
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,936.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,100.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,100.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1028.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage second hand 2024 Jeep Wagoneer Series II 4x4 SUV below 22,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1032.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,811
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,958.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,322.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,322.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1032.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Carbide

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This low mileage preowned 2023 Jeep Wagoneer Carbide 4x4 SUV below 31,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $52K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$51,999
Est. Payment:	$994.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,917
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,738.48
Avg. DMV Fee	196.00
Cash Sale Price	$58,102.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,102.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$994.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage certified second hand 2024 Ford F-150 Lariat 4x4 pickup under 25,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $53K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$52,895
Est. Payment:	$1011.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,294
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$52,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,837.04
Avg. DMV Fee	196.00
Cash Sale Price	$59,097.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,097.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1011.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage certified preowned 2025 Ford Mustang GT RWD coupe below 7,000 miles, transmission, and 5.0L gas engine is for sale right now under $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1051.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,069
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,068.48
Avg. DMV Fee	196.00
Cash Sale Price	$61,432.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,432.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1051.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage certified preowned 2025 Ford Mustang GT Premium RWD convertible below 11,000 miles, transmission, and 5.0L gas engine is for sale right now under $55K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$54,295
Est. Payment:	$1037.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,040
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$54,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,991.04
Avg. DMV Fee	196.00
Cash Sale Price	$60,651.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,651.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1037.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2023 Ford F-150 King Ranch

2023 GMC Yukon XL SLT

2021 Land Rover Range Rover P525 HSE Westminster Edition

2025 Ford Explorer ST

2025 Ford Explorer ST

2024 Jeep Wagoneer Series II

2023 Jeep Wagoneer Carbide

2024 Ford F-150 Lariat

2025 Ford Mustang GT

2025 Ford Mustang GT Premium

Used Cars under $55,000 for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles Priced Below $55,000

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 GMC Yukon XL SLT

GMC Yukon XL SLT

2023 GMC Yukon XL SLT Car Loan Estimate

2021 Land Rover Range Rover P525 HSE Westminster Edition

Land Rover Range Rover P525 HSE Westminster Edition

2021 Land Rover Range Rover P525 HSE Westminster Edition Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Jeep Wagoneer Carbide

Jeep Wagoneer Carbide

2023 Jeep Wagoneer Carbide Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

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