Naperville, IL Used Cars Under $650 a Month

2025 Ford Mustang Mach-E Select

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This low mileage certified used 2025 Ford Mustang Mach-E Select AWD SUV below 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,795
Est. Payment:	$648.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,642
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,736.04
Avg. DMV Fee	196.00
Cash Sale Price	$37,896.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,896.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$648.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage certified preowned 2024 Ford Edge SEL AWD SUV below 17,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,495
Est. Payment:	$661.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,668
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,673.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,673.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage certified second hand 2023 Lincoln Corsair Standard AWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,495
Est. Payment:	$642.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,547
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.04
Avg. DMV Fee	196.00
Cash Sale Price	$37,563.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,563.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$642.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage preowned 2021 Ford Explorer XLT AWD SUV below 77,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $26K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$25,993
Est. Payment:	$634.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,302
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$25,993.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.82
Avg. DMV Fee	196.00
Cash Sale Price	$29,235.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,235.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$634.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage certified preowned 2025 Ford Bronco Sport Badlands AWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$652.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,780
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Mustang Mach-E Select

2024 Ford Edge SEL

2023 Lincoln Corsair Standard

2021 Ford Explorer XLT

2025 Ford Bronco Sport Badlands

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

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