Naperville, IL Used Cars Under $650 a Month

2023 Honda Passport EX-L

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This low mileage preowned 2023 Honda Passport EX-L AWD SUV below 23,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now below $35K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,825
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Acura RDX SH-AWD w/Advance

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This average mileage used 2021 Acura RDX SH-AWD w/Advance AWD SUV under 70,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $27K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$26,478
Est. Payment:	$646.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,066
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,478.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,931.17
Avg. DMV Fee	196.00
Cash Sale Price	$29,774.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,774.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$646.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Forester 2.5i Premium

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This high mileage second hand 2017 Subaru Forester 2.5i Premium AWD SUV under 128,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $13K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$12,411
Est. Payment:	$516.71 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,419
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$12,411.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,383.80
Avg. DMV Fee	196.00
Cash Sale Price	$14,159.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,159.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$516.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,411.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 GMC Sierra 1500 SLE

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This high mileage used 2011 GMC Sierra 1500 SLE 4x4 pickup below 121,000 miles, automatic transmission, and 26 MPG, 5.3L gas engine is for sale right now under $13K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$12,595
Est. Payment:	$524.16 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,428
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$12,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,404.04
Avg. DMV Fee	196.00
Cash Sale Price	$14,364.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,364.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$524.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Camry SE

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This high mileage preowned 2018 Toyota Camry SE FWD sedan below 102,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $19K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$18,976
Est. Payment:	$663.50 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,761
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$18,976.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,105.95
Avg. DMV Fee	196.00
Cash Sale Price	$21,446.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,446.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$663.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage certified used 2025 Ford Bronco Sport Outer Banks AWD SUV under 14,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,595
Est. Payment:	$644.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,541
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,714.04
Avg. DMV Fee	196.00
Cash Sale Price	$37,674.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,674.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$644.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage certified preowned 2025 Ford Bronco Sport Outer Banks AWD SUV below 15,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,895
Est. Payment:	$650.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,892
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,007.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,007.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$650.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage certified second hand 2025 Ford Maverick XLT AWD pickup under 2,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,495
Est. Payment:	$661.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,516
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,673.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,673.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda CR-V Hybrid Sport-L

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This low mileage second hand 2025 Honda CR-V Hybrid Sport-L AWD SUV below 17,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$652.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,526
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Elevation

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This low mileage used 2026 GMC Terrain Elevation 4x4 SUV under 3,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$652.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,940
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.33

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2023 Honda Passport EX-L

2021 Acura RDX SH-AWD w/Advance

2017 Subaru Forester 2.5i Premium

2011 GMC Sierra 1500 SLE

2018 Toyota Camry SE

2025 Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks

2025 Ford Maverick XLT

2025 Honda CR-V Hybrid Sport-L

2026 GMC Terrain Elevation

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2023 Honda Passport EX-L

Honda Passport EX-L

2023 Honda Passport EX-L Car Loan Estimate

2021 Acura RDX SH-AWD w/Advance

Acura RDX SH-AWD w/Advance

2021 Acura RDX SH-AWD w/Advance Car Loan Estimate

2017 Subaru Forester 2.5i Premium

Subaru Forester 2.5i Premium

2017 Subaru Forester 2.5i Premium Car Loan Estimate

2011 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2011 GMC Sierra 1500 SLE Car Loan Estimate

2018 Toyota Camry SE

Toyota Camry SE

2018 Toyota Camry SE Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2025 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2025 Honda CR-V Hybrid Sport-L Car Loan Estimate

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

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