Naperville, IL Used Cars Under $650 a Month

2023 Ford Mustang Mach-E Premium

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This low mileage second hand 2023 Ford Mustang Mach-E Premium AWD SUV below 21,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$35,295
Est. Payment:	$676.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,367
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,901.04
Avg. DMV Fee	196.00
Cash Sale Price	$39,561.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,561.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$676.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage used 2023 Ford Edge Titanium AWD SUV under 14,000 miles, a transmission, and 137 MPG, 2.0L gas engine is for sale right now below $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,702
Est. Payment:	$646.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,768
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,702.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,725.81
Avg. DMV Fee	196.00
Cash Sale Price	$37,792.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,792.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$646.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,702.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV under 18,000 miles, a transmission, and 137 MPG, 2.0L gas engine is for sale right now below $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$652.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,785
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota RAV4 Limited

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This high mileage preowned 2016 Toyota RAV4 Limited AWD SUV below 103,000 miles, a transmission, and 137 MPG, 2.5L gas engine is for sale right now under $19K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$18,988
Est. Payment:	$663.91 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,026
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,107.27
Avg. DMV Fee	196.00
Cash Sale Price	$21,460.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,460.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$663.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV under 20,000 miles, a transmission, and 137 MPG, 2.0L gas engine is for sale right now below $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$652.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,748
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$652.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage second hand 2024 Ford Edge Titanium AWD SUV below 21,000 miles, a transmission, and 137 MPG, 2.0L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,650
Est. Payment:	$664.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,026
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,830.09
Avg. DMV Fee	196.00
Cash Sale Price	$38,845.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,845.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Sport

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This high mileage preowned 2019 Jeep Wrangler Unlimited Sport 4X4 SUV below 116,000 miles, transmission, and 137 MPG, 3.6L gas engine is for sale right now below $18K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$17,999
Est. Payment:	$629.95 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,652
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,998.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,362.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,362.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$629.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV below 17,000 miles, a transmission, and 137 MPG, 2.0L gas engine is for sale right now below $35K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$34,150
Est. Payment:	$655.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,668
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$34,150.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,775.09
Avg. DMV Fee	196.00
Cash Sale Price	$38,290.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,290.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$655.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range RWD sedan below 33,000 miles, a transmission, and 0.0L electric engine is for sale right now under $33K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$32,999
Est. Payment:	$633.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,036
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,648.48
Avg. DMV Fee	196.00
Cash Sale Price	$37,012.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,012.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2023 Ford Mustang Mach-E Premium

2023 Ford Edge Titanium

2025 Ford Bronco Sport Badlands

2016 Toyota RAV4 Limited

2025 Ford Bronco Sport Badlands

2024 Ford Edge Titanium

2019 Jeep Wrangler Unlimited Sport

2024 Ford Edge SEL

2025 Tesla Model 3 Long Range

Used Cars under $650 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $650 / Month

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2016 Toyota RAV4 Limited

Toyota RAV4 Limited

2016 Toyota RAV4 Limited Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2019 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2019 Jeep Wrangler Unlimited Sport Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

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