Naperville, IL Used Cars Under $700 a Month

2021 Toyota Highlander XLE

⇩ View Seller Description

This average mileage second hand 2021 Toyota Highlander XLE AWD SUV below 73,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $30K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$29,595
Est. Payment:	$721.26 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,400
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$29,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,274.04
Avg. DMV Fee	196.00
Cash Sale Price	$33,234.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,234.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$721.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Rubicon

⇩ View Seller Description

This below average mileage used 2019 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 66,000 miles, transmission, and 25 MPG, 3.6L gas engine is for sale right now below $33K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$32,795
Est. Payment:	$730.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,813
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$32,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,626.04
Avg. DMV Fee	196.00
Cash Sale Price	$36,786.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,786.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$730.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

⇩ View Seller Description

This low mileage certified preowned 2025 Ford Bronco Sport Badlands AWD SUV under 20,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,743
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage certified second hand 2023 Ford Mustang Mach-E Premium AWD SUV under 21,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,367
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage certified preowned 2023 Lincoln Nautilus Reserve AWD SUV under 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,082
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage certified second hand 2024 Ford Explorer XLT AWD SUV below 26,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $38K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$37,250
Est. Payment:	$714.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,745
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$37,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,116.09
Avg. DMV Fee	196.00
Cash Sale Price	$41,731.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,731.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$714.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota RAV4 Limited

⇩ View Seller Description

This high mileage second hand 2016 Toyota RAV4 Limited AWD SUV below 103,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $21K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$20,650
Est. Payment:	$720.98 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,026
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,290.09
Avg. DMV Fee	196.00
Cash Sale Price	$23,305.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,305.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$720.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

⇩ View Seller Description

This low mileage certified used 2024 Ford Edge Titanium AWD SUV under 15,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$36,495
Est. Payment:	$699.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,305
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.04
Avg. DMV Fee	196.00
Cash Sale Price	$40,893.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,893.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Tahoe Premier

⇩ View Seller Description

This low mileage used 2018 Chevrolet Tahoe Premier 4x4 SUV below 59,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $34K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$699.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,903
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,122.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$699.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

⇩ View Seller Description

This low mileage certified used 2024 Ford Edge Titanium AWD SUV under 21,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$36,195
Est. Payment:	$694.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,026
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,195.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,000.04
Avg. DMV Fee	196.00
Cash Sale Price	$40,560.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,560.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $700 / Month

2021 Toyota Highlander XLE

2019 Jeep Wrangler Unlimited Rubicon

2025 Ford Bronco Sport Badlands

2023 Ford Mustang Mach-E Premium

2023 Lincoln Nautilus Reserve

2024 Ford Explorer XLT

2016 Toyota RAV4 Limited

2024 Ford Edge Titanium

2018 Chevrolet Tahoe Premier

2024 Ford Edge Titanium

Used Cars under $700 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $700 / Month

2021 Toyota Highlander XLE

Toyota Highlander XLE

2021 Toyota Highlander XLE Car Loan Estimate

2019 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2019 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2016 Toyota RAV4 Limited

Toyota RAV4 Limited

2016 Toyota RAV4 Limited Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2018 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2018 Chevrolet Tahoe Premier Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

Customize Payments

Find Financing

Customize Payments