Kentucky Used Pickups Under $40,000 |with Payments|

2023 Ram 2500 Big Horn

⇩ View Seller Description

This average mileage used 2023 Ram 2500 Big Horn 4x4 pickup below 74,000 miles, automatic transmission, and 15 MPG, 6.4L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$836.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,894
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$836.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

⇩ View Seller Description

This low mileage used 2022 Jeep Gladiator Rubicon 4x4 pickup below 42,000 miles, transmission, and 15 MPG, 3.6L gas engine is for sale right now below $36K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$35,903
Est. Payment:	$659.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,963
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$35,903.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.18
Avg. DMV Fee	21.00
Cash Sale Price	$38,555.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,555.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 28,000 miles, automatic transmission, and 15 MPG, 2.7L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,890
Est. Payment:	$659.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,801
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,541.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,541.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

⇩ View Seller Description

This low mileage preowned 2024 Nissan Frontier PRO-4X 4x4 pickup below 29,000 miles, automatic transmission, and 15 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,689
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Silverado 2500HD Work Truck

⇩ View Seller Description

This average mileage second hand 2016 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 71,000 miles, automatic transmission, and 15 MPG, 6.6L diesel engine is for sale right now under $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,985
Est. Payment:	$838.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,233
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.10
Avg. DMV Fee	21.00
Cash Sale Price	$38,642.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,642.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$838.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup under 4,000 miles, automatic transmission, and 15 MPG, 2.5L gas engine is for sale right now under $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,120
Est. Payment:	$645.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,938
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,120.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,134.20
Avg. DMV Fee	21.00
Cash Sale Price	$37,725.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,725.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$645.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR V6

⇩ View Seller Description

This low mileage preowned 2023 Toyota Tacoma SR V6 4x4 pickup below 55,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now under $36K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$35,987
Est. Payment:	$709.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,913
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.22
Avg. DMV Fee	21.00
Cash Sale Price	$38,644.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,644.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$709.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage used 2024 Ford Ranger XLT 4x4 pickup below 9,000 miles, automatic transmission, and 15 MPG, 2.3L gas engine is for sale right now below $38K at Bill Collins Ford in Louisville, KY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$688.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,942
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,277.00
Avg. DMV Fee	21.00
Cash Sale Price	$40,248.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,248.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

⇩ View Seller Description

This average mileage used 2022 Ram 1500 Big Horn 4x4 pickup below 75,000 miles, automatic transmission, and 15 MPG, 5.7L gas engine is for sale right now below $38K at Bob Swope Ford in Elizabethtown, KY. ...View More Details

Sales Price:	$37,550
Est. Payment:	$874.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,310
Location:	Elizabethtown, KY

Item	Amount
Used Car Price⁽¹⁾	$37,550.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,280.00
Avg. DMV Fee	21.00
Cash Sale Price	$40,301.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,301.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$874.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tundra SR5

⇩ View Seller Description

This above average mileage used 2019 Toyota Tundra SR5 4x4 pickup below 91,000 miles, automatic transmission, and 15 MPG, 5.7L gas engine is for sale right now below $37K at Jack Kain Ford in Versailles, KY. ...View More Details

Sales Price:	$37,000
Est. Payment:	$1071.36 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,516
Location:	Versailles, KY

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,247.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,718.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,718.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1071.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $40,000

2023 Ram 2500 Big Horn

2022 Jeep Gladiator Rubicon

2023 Chevrolet Silverado 1500 LT

2024 Nissan Frontier PRO-4X

2016 Chevrolet Silverado 2500HD Work Truck

2025 Hyundai SANTA CRUZ Limited

2023 Toyota Tacoma SR V6

2024 Ford Ranger XLT

2022 Ram 1500 Big Horn

2019 Toyota Tundra SR5

Kentucky Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $40,000

2023 Ram 2500 Big Horn

Ram 2500 Big Horn

2023 Ram 2500 Big Horn Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

2016 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2016 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Toyota Tacoma SR V6

Toyota Tacoma SR V6

2023 Toyota Tacoma SR V6 Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2019 Toyota Tundra SR5

Toyota Tundra SR5

2019 Toyota Tundra SR5 Car Loan Estimate

Kentucky Areas with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments