Kentucky Used Pickups Under $40,000 |with Payments|

2023 Chevrolet Silverado 1500 LT

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4X4 pickup under 25,000 miles, a transmission, and 2.7L gas engine is for sale right now under $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,888
Est. Payment:	$695.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,365
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,300.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,659.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,659.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 3500HD Work Truck

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This below average mileage preowned 2018 Chevrolet Silverado 3500HD Work Truck 4X4 pickup below 62,000 miles, a transmission, and 6.0L flexible engine is for sale right now below $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$767.60 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,545
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,645.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$767.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This above average mileage second hand 2022 Ram 1500 Laramie 4X4 pickup under 91,000 miles, a transmission, and 5.7L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,875
Est. Payment:	$1039.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,725
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,875.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,179.50
Avg. DMV Fee	21.00
Cash Sale Price	$38,525.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,525.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1039.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4X4 pickup below 38,000 miles, a transmission, and 5.7L hybrid engine is for sale right now below $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,888
Est. Payment:	$732.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,928
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,420.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,779.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,779.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 2,000 miles, a transmission, and 2.5L gas engine is for sale right now under $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,175
Est. Payment:	$682.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,246
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,257.50
Avg. DMV Fee	21.00
Cash Sale Price	$39,903.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,903.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4X4 pickup below 28,000 miles, a transmission, and 2.7L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,890
Est. Payment:	$659.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,801
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,541.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,541.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This average mileage used 2022 Ford F-350 Super Duty XL 4X4 pickup below 75,000 miles, a transmission, and 6.2L flexible engine is for sale right now under $38K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$37,988
Est. Payment:	$884.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,095
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,306.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,765.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,765.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$884.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline RTL

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This low mileage second hand 2025 Honda Ridgeline RTL AWD pickup under 18,000 miles, a transmission, and 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,961
Est. Payment:	$697.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,776
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,961.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,304.66
Avg. DMV Fee	21.00
Cash Sale Price	$40,736.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,736.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This low mileage used 2022 Ram 2500 Tradesman 4X4 pickup below 47,000 miles, a transmission, and 6.4L gas engine is for sale right now below $35K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$643.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,220
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,127.00
Avg. DMV Fee	21.00
Cash Sale Price	$37,598.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,598.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$643.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Big Horn

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This average mileage second hand 2023 Ram 2500 Big Horn 4X4 pickup below 74,000 miles, a transmission, and 6.4L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$836.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,894
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$836.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $40,000

2023 Chevrolet Silverado 1500 LT

2018 Chevrolet Silverado 3500HD Work Truck

2022 Ram 1500 Laramie

2023 Ram 1500 Big Horn

2025 Hyundai SANTA CRUZ Limited

2023 Chevrolet Silverado 1500 LT

2022 Ford F-350 Super Duty XL

2025 Honda Ridgeline RTL

2022 Ram 2500 Tradesman

2023 Ram 2500 Big Horn

Kentucky Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $40,000

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2018 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2018 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2025 Honda Ridgeline RTL

Honda Ridgeline RTL

2025 Honda Ridgeline RTL Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2023 Ram 2500 Big Horn

Ram 2500 Big Horn

2023 Ram 2500 Big Horn Car Loan Estimate

Kentucky Areas with Used Pickups for Sale Below $40,000

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