Kentucky Used Cars Under $450 a Month. Finance Payments Below $450

2024 Hyundai ELANTRA SE

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This low mileage certified second hand 2024 Hyundai ELANTRA SE FWD sedan under 14,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,888
Est. Payment:	$405.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,783
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,340.28
Avg. DMV Fee	21.00
Cash Sale Price	$23,699.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,699.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan below 4,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,120
Est. Payment:	$409.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,544
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,120.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,354.20
Avg. DMV Fee	21.00
Cash Sale Price	$23,945.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,945.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$409.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This average mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV under 77,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $18K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$17,183
Est. Payment:	$406.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,308
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$17,183.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,057.98
Avg. DMV Fee	21.00
Cash Sale Price	$18,711.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,711.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$406.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,183.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This average mileage second hand 2022 Hyundai KONA SEL AWD SUV under 80,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $18K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$17,495
Est. Payment:	$413.27 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,557
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$17,495.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,076.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,042.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,042.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$413.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 1500 Tradesman

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This low mileage used 2016 Ram 1500 Tradesman 4x4 pickup under 39,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,788
Est. Payment:	$421.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,787
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,788.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,394.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,653.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,653.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$421.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SE

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This low mileage certified second hand 2025 Hyundai KONA SE FWD SUV under 22,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,888
Est. Payment:	$405.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,124
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,340.28
Avg. DMV Fee	21.00
Cash Sale Price	$23,699.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,699.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Wrangler Sport

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This above average mileage used 2014 Jeep Wrangler Sport 4x4 SUV below 93,000 miles, transmission, and 28 MPG, 3.6L gas engine is for sale right now below $15K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$14,973
Est. Payment:	$441.55 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,654
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$14,973.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	925.38
Avg. DMV Fee	21.00
Cash Sale Price	$16,369.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,369.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$441.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Big Bend

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This below average mileage second hand 2022 Ford Bronco Sport Big Bend AWD SUV below 68,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $21K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$20,764
Est. Payment:	$447.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,629
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$20,764.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,272.84
Avg. DMV Fee	21.00
Cash Sale Price	$22,507.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,507.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$447.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SV

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This low mileage used 2023 Nissan Rogue SV AWD SUV below 19,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now below $24K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$23,848
Est. Payment:	$441.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,723
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$23,848.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,457.88
Avg. DMV Fee	21.00
Cash Sale Price	$25,776.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,776.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$441.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Subaru Forester 2.5i

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This average mileage used 2016 Subaru Forester 2.5i AWD SUV under 82,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $16K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$15,879
Est. Payment:	$416.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,743
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$15,879.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	979.74
Avg. DMV Fee	21.00
Cash Sale Price	$17,329.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,329.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$416.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $450 / Month

2024 Hyundai ELANTRA SE

2025 Kia K4 LXS

2020 Hyundai SANTA FE SEL

2022 Hyundai KONA SEL

2016 Ram 1500 Tradesman

2025 Hyundai KONA SE

2014 Jeep Wrangler Sport

2022 Ford Bronco Sport Big Bend

2023 Nissan Rogue SV

2016 Subaru Forester 2.5i

Kentucky Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $450 / Month

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2016 Ram 1500 Tradesman

Ram 1500 Tradesman

2016 Ram 1500 Tradesman Car Loan Estimate

2025 Hyundai KONA SE

Hyundai KONA SE

2025 Hyundai KONA SE Car Loan Estimate

2014 Jeep Wrangler Sport

Jeep Wrangler Sport

2014 Jeep Wrangler Sport Car Loan Estimate

2022 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2022 Ford Bronco Sport Big Bend Car Loan Estimate

2023 Nissan Rogue SV

Nissan Rogue SV

2023 Nissan Rogue SV Car Loan Estimate

2016 Subaru Forester 2.5i

Subaru Forester 2.5i

2016 Subaru Forester 2.5i Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $450 / Month

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