Kentucky Used Cars Under $450 a Month. Finance Payments Below $450

2025 Hyundai ELANTRA SEL Convenience

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This low mileage preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 4,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,444
Est. Payment:	$415.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,938
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,444.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,373.64
Avg. DMV Fee	21.00
Cash Sale Price	$24,288.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,288.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$415.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sorento LX

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This high mileage used 2020 Kia Sorento LX AWD SUV under 115,000 miles, a transmission, and 2.4L gas engine is for sale right now below $13K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$12,832
Est. Payment:	$436.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,355
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$12,832.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	796.92
Avg. DMV Fee	21.00
Cash Sale Price	$14,099.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,099.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$436.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 22,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,800
Est. Payment:	$403.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,587
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,335.00
Avg. DMV Fee	21.00
Cash Sale Price	$23,606.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,606.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Encore GX Preferred

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This average mileage preowned 2023 Buick Encore GX Preferred FWD SUV below 71,000 miles, cvt transmission, and 1.2L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,988
Est. Payment:	$447.62 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,482
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,166.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,625.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,625.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$447.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 27,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,888
Est. Payment:	$405.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,326
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,340.28
Avg. DMV Fee	21.00
Cash Sale Price	$23,699.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,699.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan below 25,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,995
Est. Payment:	$407.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,763
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,346.70
Avg. DMV Fee	21.00
Cash Sale Price	$23,812.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,812.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$407.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SE

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This low mileage used 2026 Hyundai ELANTRA SE FWD sedan below 8,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,988
Est. Payment:	$425.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,895
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,865.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,865.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$425.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid SEL Sport

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This low mileage used 2025 Hyundai ELANTRA Hybrid SEL Sport FWD sedan under 8,000 miles, a transmission, and 1.6L hybrid engine is for sale right now under $25K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$24,200
Est. Payment:	$447.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,725
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$24,200.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,479.00
Avg. DMV Fee	21.00
Cash Sale Price	$26,150.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,150.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$447.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte LXS

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This high mileage preowned 2021 Kia Forte LXS FWD sedan under 113,000 miles, m transmission, and 2.0L gas engine is for sale right now below $12K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$11,995
Est. Payment:	$408.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,830
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	746.70
Avg. DMV Fee	21.00
Cash Sale Price	$13,212.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,212.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$408.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 47,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $24K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$23,420
Est. Payment:	$433.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,369
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$23,420.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,432.20
Avg. DMV Fee	21.00
Cash Sale Price	$25,323.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,323.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$433.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Convenience

2020 Kia Sorento LX

2025 Hyundai ELANTRA SEL Sport

2023 Buick Encore GX Preferred

2024 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL

2026 Hyundai ELANTRA SE

2025 Hyundai ELANTRA Hybrid SEL Sport

2021 Kia Forte LXS

2025 Kia K4 LXS

Kentucky Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2020 Kia Sorento LX

Kia Sorento LX

2020 Kia Sorento LX Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Buick Encore GX Preferred

Buick Encore GX Preferred

2023 Buick Encore GX Preferred Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2026 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2026 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA Hybrid SEL Sport

Hyundai ELANTRA Hybrid SEL Sport

2025 Hyundai ELANTRA Hybrid SEL Sport Car Loan Estimate

2021 Kia Forte LXS

Kia Forte LXS

2021 Kia Forte LXS Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $450 / Month

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