Kentucky Used Cars Under $450 a Month. Finance Payments Below $450

2018 Hyundai SANTA FE Sport 2.0T Ultimate

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This above average mileage used 2018 Hyundai SANTA FE Sport 2.0T Ultimate AWD SUV under 100,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now under $15K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$14,388
Est. Payment:	$424.82 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,530
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$14,388.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	890.28
Avg. DMV Fee	21.00
Cash Sale Price	$15,749.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,749.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$424.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 22,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,800
Est. Payment:	$403.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,587
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,335.00
Avg. DMV Fee	21.00
Cash Sale Price	$23,606.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,606.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$403.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 21,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,900
Est. Payment:	$405.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,259
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,341.00
Avg. DMV Fee	21.00
Cash Sale Price	$23,712.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,712.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$405.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500 Tradesman

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This below average mileage second hand 2015 Ram 1500 Tradesman 4x4 pickup under 63,000 miles, automatic transmission, and 37 MPG, 3.6L gas engine is for sale right now under $21K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$20,488
Est. Payment:	$441.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,182
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$20,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,256.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,215.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,215.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$441.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan below 10,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,330
Est. Payment:	$449.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,154
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,330.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,486.80
Avg. DMV Fee	21.00
Cash Sale Price	$26,287.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,287.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$449.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,330.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Subaru Forester 2.5i

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This average mileage used 2016 Subaru Forester 2.5i AWD SUV below 82,000 miles, cvt transmission, and 37 MPG, 2.5L gas engine is for sale right now below $16K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$15,879
Est. Payment:	$416.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,743
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$15,879.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	979.74
Avg. DMV Fee	21.00
Cash Sale Price	$17,329.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,329.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$416.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Jeep Grand Cherokee Limited

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This high mileage used 2015 Jeep Grand Cherokee Limited 4x4 SUV below 104,000 miles, automatic transmission, and 37 MPG, 3.6L gas engine is for sale right now below $13K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$12,995
Est. Payment:	$441.55 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,633
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	806.70
Avg. DMV Fee	21.00
Cash Sale Price	$14,272.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,272.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$441.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai KONA SEL

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This high mileage used 2018 Hyundai KONA SEL AWD SUV below 106,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now under $12K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$11,995
Est. Payment:	$408.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,884
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	746.70
Avg. DMV Fee	21.00
Cash Sale Price	$13,212.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,212.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$408.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 EX

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This low mileage second hand 2025 Kia K4 EX FWD sedan below 10,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $24K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$23,888
Est. Payment:	$441.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,193
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,460.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,819.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,819.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$441.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage second hand 2024 Toyota Corolla LE FWD sedan below 32,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $22K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$21,777
Est. Payment:	$403.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,539
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$21,777.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,333.62
Avg. DMV Fee	21.00
Cash Sale Price	$23,581.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,581.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Kentucky