Kentucky Used Cars Under $400 a Month. Finance Payments Below $400

2024 Chevrolet Trax LS

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This low mileage second hand 2024 Chevrolet Trax LS FWD wagon under 27,000 miles, a transmission, and 32 MPG, 1.2L gas engine is for sale right now under $20K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$19,989
Est. Payment:	$371.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,245
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$19,989.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,226.34
Avg. DMV Fee	21.00
Cash Sale Price	$21,686.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,686.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$371.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Soul LX

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This low mileage preowned 2023 Kia Soul LX FWD wagon under 54,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,900
Est. Payment:	$357.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,620
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,101.00
Avg. DMV Fee	21.00
Cash Sale Price	$19,472.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,472.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$357.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage second hand 2024 Kia Forte LXS FWD sedan below 40,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,997
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$351.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Latitude

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This average mileage second hand 2018 Jeep Compass Latitude FWD SUV below 88,000 miles, a transmission, and 32 MPG, 2.4L gas engine is for sale right now under $14K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$13,888
Est. Payment:	$365.36 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,242
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$13,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	860.28
Avg. DMV Fee	21.00
Cash Sale Price	$15,219.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,219.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$365.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Cadillac SRX Luxury Collection

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This high mileage preowned 2012 Cadillac SRX Luxury Collection FWD SUV under 104,000 miles, a transmission, and 32 MPG, 3.6L flexible engine is for sale right now under $11K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$10,987
Est. Payment:	$375.70 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,380
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$10,987.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	686.22
Avg. DMV Fee	21.00
Cash Sale Price	$12,144.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,144.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$375.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra S

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This low mileage used 2024 Nissan Sentra S FWD sedan below 20,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,423
Est. Payment:	$360.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,710
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,423.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,192.38
Avg. DMV Fee	21.00
Cash Sale Price	$21,086.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,086.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$360.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Rio S

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This above average mileage second hand 2020 Kia Rio S FWD sedan under 90,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now under $12K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$11,888
Est. Payment:	$353.34 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,239
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$11,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	740.28
Avg. DMV Fee	21.00
Cash Sale Price	$13,099.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,099.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$353.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage preowned 2025 Kia Soul LX FWD wagon under 12,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,575
Est. Payment:	$381.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,471
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,575.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,261.50
Avg. DMV Fee	21.00
Cash Sale Price	$22,307.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,307.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage used 2025 Kia Soul LX FWD wagon under 11,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,475
Est. Payment:	$398.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,321
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,475.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,315.50
Avg. DMV Fee	21.00
Cash Sale Price	$23,261.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,261.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$398.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage second hand 2022 Hyundai SONATA SEL FWD sedan under 59,000 miles, a transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,888
Est. Payment:	$396.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,963
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,220.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,579.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,579.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$396.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $400 / Month

2024 Chevrolet Trax LS

2023 Kia Soul LX

2024 Kia Forte LXS

2018 Jeep Compass Latitude

2012 Cadillac SRX Luxury Collection

2024 Nissan Sentra S

2020 Kia Rio S

2025 Kia Soul LX

2025 Kia Soul LX

2022 Hyundai SONATA SEL

Kentucky Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $400 / Month

2024 Chevrolet Trax LS

Chevrolet Trax LS

2024 Chevrolet Trax LS Car Loan Estimate

2023 Kia Soul LX

Kia Soul LX

2023 Kia Soul LX Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2018 Jeep Compass Latitude

Jeep Compass Latitude

2018 Jeep Compass Latitude Car Loan Estimate

2012 Cadillac SRX Luxury Collection

Cadillac SRX Luxury Collection

2012 Cadillac SRX Luxury Collection Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Car Loan Estimate

2020 Kia Rio S

Kia Rio S

2020 Kia Rio S Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $400 / Month

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