Kentucky Used Cars Under $400 a Month. Finance Payments Below $400

2023 Kia Forte LX

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This low mileage preowned 2023 Kia Forte LX FWD sedan under 34,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,589
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$351.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan below 26,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,988
Est. Payment:	$389.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,862
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,286.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,745.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,745.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$389.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL 2.0T

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This low mileage preowned 2020 Hyundai SANTA FE SEL 2.0T FWD SUV below 36,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$20,179
Est. Payment:	$374.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,055
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$20,179.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,237.74
Avg. DMV Fee	21.00
Cash Sale Price	$21,887.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,887.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active FWD SUV under 56,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$394.49 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,863
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,215.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,486.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,486.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$394.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Forte GT-Line

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This low mileage used 2022 Kia Forte GT-Line FWD sedan under 55,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$19,327
Est. Payment:	$385.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,815
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$19,327.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,186.62
Avg. DMV Fee	21.00
Cash Sale Price	$20,984.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,984.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$385.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,327.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON SE

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This low mileage preowned 2020 Hyundai TUCSON SE FWD SUV under 51,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,888
Est. Payment:	$357.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,642
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,100.28
Avg. DMV Fee	21.00
Cash Sale Price	$19,459.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,459.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$357.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage preowned 2025 Chevrolet Trax LT FWD wagon below 35,000 miles, a transmission, and 31 MPG, 1.2L flexible engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,486
Est. Payment:	$398.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,450
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,486.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,316.16
Avg. DMV Fee	21.00
Cash Sale Price	$23,273.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,273.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$398.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage preowned 2025 Kia Soul LX FWD wagon below 13,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,975
Est. Payment:	$388.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,174
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,285.50
Avg. DMV Fee	21.00
Cash Sale Price	$22,731.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,731.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$388.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LXS

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This low mileage second hand 2023 Kia Forte LXS FWD sedan below 40,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,349
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$351.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai ELANTRA SE

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This high mileage used 2017 Hyundai ELANTRA SE FWD sedan under 164,000 miles, m transmission, and 31 MPG, 2.0L gas engine is for sale right now below $7K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$6,995
Est. Payment:	$288.74 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	164,310
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	446.70
Avg. DMV Fee	21.00
Cash Sale Price	$7,912.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,912.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$288.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $400 / Month

2023 Kia Forte LX

2024 Hyundai ELANTRA SEL

2020 Hyundai SANTA FE SEL 2.0T

2023 Ford Escape Active

2022 Kia Forte GT-Line

2020 Hyundai TUCSON SE

2025 Chevrolet Trax LT

2025 Kia Soul LX

2023 Kia Forte LXS

2017 Hyundai ELANTRA SE

Kentucky Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $400 / Month

2023 Kia Forte LX

Kia Forte LX

2023 Kia Forte LX Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai SANTA FE SEL 2.0T

Hyundai SANTA FE SEL 2.0T

2020 Hyundai SANTA FE SEL 2.0T Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2022 Kia Forte GT-Line

Kia Forte GT-Line

2022 Kia Forte GT-Line Car Loan Estimate

2020 Hyundai TUCSON SE

Hyundai TUCSON SE

2020 Hyundai TUCSON SE Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2023 Kia Forte LXS

Kia Forte LXS

2023 Kia Forte LXS Car Loan Estimate

2017 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2017 Hyundai ELANTRA SE Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $400 / Month

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