Kentucky Used Cars Under $55,000 |with Payments|

2024 Ram 2500 Big Horn

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This low mileage preowned 2024 Ram 2500 Big Horn 4x4 pickup below 33,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now below $53K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$52,571
Est. Payment:	$962.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,715
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$52,571.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,181.26
Avg. DMV Fee	21.00
Cash Sale Price	$56,223.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,223.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$962.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,571.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tundra Capstone HV

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This low mileage certified second hand 2024 Toyota Tundra Capstone HV 4x4 pickup below 25,000 miles, automatic transmission, and 18 MPG, 3.4L hybrid engine is for sale right now below $55K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1006.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,123
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,326.94
Avg. DMV Fee	21.00
Cash Sale Price	$58,796.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,796.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1006.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage certified second hand 2024 Kia Telluride SX AWD SUV under 11,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $51K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$50,800
Est. Payment:	$929.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,490
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$50,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,075.00
Avg. DMV Fee	21.00
Cash Sale Price	$54,346.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,346.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$929.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 18,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $52K at Parker Ford in Murray, KY. ...View More Details

Sales Price:	$51,985
Est. Payment:	$951.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,998
Location:	Murray, KY

Item	Amount
Used Car Price⁽¹⁾	$51,985.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,146.10
Avg. DMV Fee	21.00
Cash Sale Price	$55,602.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,602.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV below 22,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $53K at Parker Ford in Murray, KY. ...View More Details

Sales Price:	$52,885
Est. Payment:	$967.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,239
Location:	Murray, KY

Item	Amount
Used Car Price⁽¹⁾	$52,885.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,200.10
Avg. DMV Fee	21.00
Cash Sale Price	$56,556.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,556.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$967.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Hybrid Reserve

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This low mileage second hand 2024 Lincoln Nautilus Hybrid Reserve AWD SUV below 17,000 miles, cvt transmission, and 18 MPG, 2.0L hybrid engine is for sale right now below $53K at Champion Ford in Owensboro, KY. ...View More Details

Sales Price:	$52,500
Est. Payment:	$960.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,720
Location:	Owensboro, KY

Item	Amount
Used Car Price⁽¹⁾	$52,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,177.00
Avg. DMV Fee	21.00
Cash Sale Price	$56,148.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,148.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$960.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 ZR2

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This low mileage used 2023 Chevrolet Silverado 1500 ZR2 4x4 pickup below 55,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now below $54K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$53,190
Est. Payment:	$1044.33 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,269
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$53,190.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,218.40
Avg. DMV Fee	21.00
Cash Sale Price	$56,879.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,879.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$1044.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Tahoe Z71

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This low mileage second hand 2022 Chevrolet Tahoe Z71 4x4 SUV under 43,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $53K at Hunt Ford in Franklin, KY. ...View More Details

Sales Price:	$52,665
Est. Payment:	$963.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,543
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$52,665.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,186.90
Avg. DMV Fee	21.00
Cash Sale Price	$56,322.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,322.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$963.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage used 2023 Lincoln Aviator Reserve AWD SUV below 22,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $50K at Bill Collins Ford in Louisville, KY. ...View More Details

Sales Price:	$50,000
Est. Payment:	$915.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,820
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,027.00
Avg. DMV Fee	21.00
Cash Sale Price	$53,498.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,498.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$915.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage second hand 2025 Ford Bronco Badlands 4x4 SUV under 22,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $55K at Don Franklin Ford in Columbia, KY. ...View More Details

Sales Price:	$54,965
Est. Payment:	$1005.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,983
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$54,965.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	3,324.90
Avg. DMV Fee	21.00
Cash Sale Price	$58,760.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,760.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1005.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $55,000

2024 Ram 2500 Big Horn

2024 Toyota Tundra Capstone HV

2024 Kia Telluride SX

2025 Ford F-150 XLT

2025 Ford Explorer ST

2024 Lincoln Nautilus Hybrid Reserve

2023 Chevrolet Silverado 1500 ZR2

2022 Chevrolet Tahoe Z71

2023 Lincoln Aviator Reserve

2025 Ford Bronco Badlands

Kentucky Areas with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $55,000

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2024 Toyota Tundra Capstone HV

Toyota Tundra Capstone HV

2024 Toyota Tundra Capstone HV Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2024 Lincoln Nautilus Hybrid Reserve

Lincoln Nautilus Hybrid Reserve

2024 Lincoln Nautilus Hybrid Reserve Car Loan Estimate

2023 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2023 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

2022 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2022 Chevrolet Tahoe Z71 Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $55,000

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