Kentucky Used Cars Under $40,000 |with Payments|

2024 Nissan Frontier PRO-4X

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This low mileage preowned 2024 Nissan Frontier PRO-4X 4x4 pickup below 29,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,689
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX Prestige

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This low mileage second hand 2025 Kia Sorento X-Line SX Prestige AWD SUV under 23,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,888
Est. Payment:	$732.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,084
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,420.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,779.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,779.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This below average mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 64,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$767.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,687
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.88
Avg. DMV Fee	21.00
Cash Sale Price	$38,655.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,655.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$767.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival SX

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This low mileage preowned 2024 Kia Carnival SX FWD minivan under 14,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,988
Est. Payment:	$733.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,108
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,426.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,885.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,885.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid SEL AWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,066
Est. Payment:	$644.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,173
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,066.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,130.96
Avg. DMV Fee	21.00
Cash Sale Price	$37,667.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,667.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$644.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,066.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV below 31,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,840
Est. Payment:	$658.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,534
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,840.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,177.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,488.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,488.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$658.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage preowned 2025 Kia Carnival LXS FWD minivan under 27,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 34,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,975
Est. Payment:	$715.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,775
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,365.50
Avg. DMV Fee	21.00
Cash Sale Price	$41,811.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 37,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$659.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,220
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage second hand 2023 Chevrolet Traverse RS 4x4 SUV under 30,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,800
Est. Payment:	$712.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,920
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,355.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,626.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,626.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Frontier PRO-4X

2025 Kia Sorento X-Line SX Prestige

2021 Chevrolet Silverado 1500 LT Trail Boss

2024 Kia Carnival SX

2025 Hyundai SANTA FE Hybrid SEL

2024 Hyundai PALISADE SEL

2025 Kia Carnival LXS

2023 Hyundai PALISADE Calligraphy

2025 Kia Telluride S

2023 Chevrolet Traverse RS

Kentucky Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

2025 Kia Sorento X-Line SX Prestige

Kia Sorento X-Line SX Prestige

2025 Kia Sorento X-Line SX Prestige Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2024 Kia Carnival SX

Kia Carnival SX

2024 Kia Carnival SX Car Loan Estimate

2025 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $40,000

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