Kentucky Used Cars Under $40,000 |with Payments|

2022 Ram 1500 Laramie

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This above average mileage used 2022 Ram 1500 Laramie 4x4 pickup below 91,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,875
Est. Payment:	$1039.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,725
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,875.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,179.50
Avg. DMV Fee	21.00
Cash Sale Price	$38,525.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,525.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1039.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wagoneer S Limited

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This low mileage second hand 2025 Jeep Wagoneer S Limited 4x4 SUV under 22,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,878
Est. Payment:	$659.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,947
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,878.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,179.68
Avg. DMV Fee	21.00
Cash Sale Price	$38,528.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,528.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

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This low mileage second hand 2024 Nissan Frontier PRO-4X 4x4 pickup below 29,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,689
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride EX X-Line

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This low mileage used 2023 Kia Telluride EX X-Line AWD SUV under 50,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,800
Est. Payment:	$676.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,899
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,235.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,506.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,506.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage second hand 2025 Kia Carnival LXS FWD minivan under 27,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 23,000 miles, automatic transmission, and 18 MPG, 1.6L hybrid engine is for sale right now below $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,908
Est. Payment:	$732.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,494
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,421.48
Avg. DMV Fee	21.00
Cash Sale Price	$42,800.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,800.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage used 2024 Hyundai PALISADE SEL AWD SUV below 14,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,789
Est. Payment:	$693.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,317
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,789.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,294.34
Avg. DMV Fee	21.00
Cash Sale Price	$40,554.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,554.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$693.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage used 2025 Kia Sorento EX FWD SUV under 5,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,098
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 28,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,890
Est. Payment:	$659.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,801
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,541.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,541.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW X7 xDrive50i

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This low mileage used 2019 BMW X7 xDrive50i AWD SUV under 52,000 miles, automatic transmission, and 18 MPG, 4.4L gas engine is for sale right now below $37K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$36,759
Est. Payment:	$724.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,150
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,759.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,232.54
Avg. DMV Fee	21.00
Cash Sale Price	$39,462.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,462.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$724.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

2025 Jeep Wagoneer S Limited

2024 Nissan Frontier PRO-4X

2023 Kia Telluride EX X-Line

2025 Kia Carnival LXS

2025 Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai PALISADE SEL

2025 Kia Sorento EX

2023 Chevrolet Silverado 1500 LT

2019 BMW X7 xDrive50i

Kentucky Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Jeep Wagoneer S Limited

Jeep Wagoneer S Limited

2025 Jeep Wagoneer S Limited Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

2023 Kia Telluride EX X-Line

Kia Telluride EX X-Line

2023 Kia Telluride EX X-Line Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2019 BMW X7 xDrive50i

BMW X7 xDrive50i

2019 BMW X7 xDrive50i Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $40,000

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