Kentucky Used Cars Under $40,000 |with Payments|

2022 Jeep Gladiator Rubicon

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This low mileage preowned 2022 Jeep Gladiator Rubicon 4x4 pickup under 42,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $36K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$35,903
Est. Payment:	$659.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,963
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$35,903.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.18
Avg. DMV Fee	21.00
Cash Sale Price	$38,555.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,555.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage used 2024 Hyundai PALISADE Limited AWD SUV below 49,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,107
Est. Payment:	$645.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,310
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,107.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,133.42
Avg. DMV Fee	21.00
Cash Sale Price	$37,711.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,711.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$645.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,107.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 23,000 miles, automatic transmission, and 20 MPG, 1.6L hybrid engine is for sale right now below $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,908
Est. Payment:	$732.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,494
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,421.48
Avg. DMV Fee	21.00
Cash Sale Price	$42,800.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,800.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon

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This low mileage certified second hand 2022 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 42,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$659.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,283
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.00
Avg. DMV Fee	21.00
Cash Sale Price	$38,552.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,552.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage preowned 2025 Kia Sorento EX FWD SUV below 5,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,098
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage used 2024 Hyundai PALISADE SEL AWD SUV below 14,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $39K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$38,617
Est. Payment:	$708.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,317
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,617.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,344.02
Avg. DMV Fee	21.00
Cash Sale Price	$41,432.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,432.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,617.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model Y Long Range

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This low mileage preowned 2025 Tesla Model Y Long Range RWD SUV below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,888
Est. Payment:	$713.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,360.28
Avg. DMV Fee	21.00
Cash Sale Price	$41,719.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage second hand 2025 Nissan Pathfinder SL AWD SUV under 6,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$39,488
Est. Payment:	$724.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,989
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$39,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,396.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,355.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,355.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage second hand 2025 Kia Carnival LXS FWD minivan below 27,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

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This low mileage second hand 2024 Nissan Frontier PRO-4X 4x4 pickup under 29,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,689
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

2024 Hyundai PALISADE Limited

2025 Hyundai SANTA FE Hybrid Calligraphy

2022 Jeep Wrangler Unlimited Rubicon

2025 Kia Sorento EX

2024 Hyundai PALISADE SEL

2025 Tesla Model Y Long Range

2025 Nissan Pathfinder SL

2025 Kia Carnival LXS

2024 Nissan Frontier PRO-4X

Kentucky Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2025 Tesla Model Y Long Range

Tesla Model Y Long Range

2025 Tesla Model Y Long Range Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $40,000

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