Kentucky Used Cars Under $40,000 |with Payments|

2025 Kia Sorento X-Line SX

⇩ View Seller Description

This low mileage used 2025 Kia Sorento X-Line SX AWD SUV below 41,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,962
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

⇩ View Seller Description

This below average mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup below 64,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$767.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,687
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.88
Avg. DMV Fee	21.00
Cash Sale Price	$38,655.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,655.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$767.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 3500HD Work Truck

⇩ View Seller Description

This below average mileage used 2018 Chevrolet Silverado 3500HD Work Truck 4X4 pickup below 62,000 miles, a transmission, and 22 MPG, 6.0L flexible engine is for sale right now below $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$767.60 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,545
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,645.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$767.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wagoneer S Limited

⇩ View Seller Description

This low mileage used 2025 Jeep Wagoneer S Limited 4X4 SUV below 22,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,878
Est. Payment:	$659.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,947
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,878.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,179.68
Avg. DMV Fee	21.00
Cash Sale Price	$38,528.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,528.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage second hand 2025 Hyundai TUCSON Limited FWD SUV below 8,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,065
Est. Payment:	$662.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,917
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,065.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,190.90
Avg. DMV Fee	21.00
Cash Sale Price	$38,726.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,726.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,065.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

⇩ View Seller Description

This low mileage used 2025 Kia Telluride S AWD SUV below 37,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$659.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,220
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

⇩ View Seller Description

This average mileage preowned 2022 Ford F-350 Super Duty XL 4X4 pickup under 75,000 miles, a transmission, and 22 MPG, 6.2L flexible engine is for sale right now under $38K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$37,988
Est. Payment:	$884.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,095
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,306.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,765.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,765.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$884.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA FE XRT AWD SUV under 7,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$35,557
Est. Payment:	$653.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,647
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$35,557.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,160.42
Avg. DMV Fee	21.00
Cash Sale Price	$38,188.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,188.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$653.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,557.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon

⇩ View Seller Description

This low mileage second hand 2022 Jeep Wrangler Unlimited Rubicon 4X4 SUV below 42,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$659.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,283
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.00
Avg. DMV Fee	21.00
Cash Sale Price	$38,552.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,552.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

⇩ View Seller Description

This low mileage preowned 2025 Kia Carnival LXS FWD mini-van under 27,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2025 Kia Sorento X-Line SX

2021 Chevrolet Silverado 1500 LT Trail Boss

2018 Chevrolet Silverado 3500HD Work Truck

2025 Jeep Wagoneer S Limited

2025 Hyundai TUCSON Limited

2025 Kia Telluride S

2022 Ford F-350 Super Duty XL

2025 Hyundai SANTA FE XRT

2022 Jeep Wrangler Unlimited Rubicon

2025 Kia Carnival LXS

Kentucky Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2025 Kia Sorento X-Line SX

Kia Sorento X-Line SX

2025 Kia Sorento X-Line SX Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2018 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2018 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

2025 Jeep Wagoneer S Limited

Jeep Wagoneer S Limited

2025 Jeep Wagoneer S Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments