Kentucky Used Cars Under $40,000 |with Payments|

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV under 37,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$659.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,220
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4X4 pickup below 25,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,888
Est. Payment:	$695.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,365
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,300.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,659.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,659.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wagoneer S Limited

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This low mileage preowned 2025 Jeep Wagoneer S Limited 4X4 SUV below 22,000 miles, a transmission, and 0.0L electric engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,878
Est. Payment:	$659.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,947
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,878.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,179.68
Avg. DMV Fee	21.00
Cash Sale Price	$38,528.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,528.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2007 Ford Shelby GT500 Base

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This low mileage used 2007 Ford Shelby GT500 Base RWD coupe under 45,000 miles, m transmission, and 22 MPG, 5.4L gas engine is for sale right now under $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,414
Est. Payment:	$687.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,585
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,414.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,271.84
Avg. DMV Fee	21.00
Cash Sale Price	$40,156.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,156.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline RTL

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This low mileage second hand 2025 Honda Ridgeline RTL AWD pickup under 18,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,961
Est. Payment:	$697.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,776
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,961.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,304.66
Avg. DMV Fee	21.00
Cash Sale Price	$40,736.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,736.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage used 2025 Kia Sorento EX FWD SUV below 5,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,098
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 3500HD Work Truck

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This below average mileage preowned 2018 Chevrolet Silverado 3500HD Work Truck 4X4 pickup under 62,000 miles, a transmission, and 22 MPG, 6.0L flexible engine is for sale right now under $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$767.60 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,545
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,645.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$767.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 2,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,175
Est. Payment:	$682.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,246
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,257.50
Avg. DMV Fee	21.00
Cash Sale Price	$39,903.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,903.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This below average mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup below 64,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$767.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,687
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.88
Avg. DMV Fee	21.00
Cash Sale Price	$38,655.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,655.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$767.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage used 2025 Kia Carnival LXS FWD mini-van under 27,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2023 Chevrolet Silverado 1500 LT

2025 Jeep Wagoneer S Limited

2007 Ford Shelby GT500 Base

2025 Honda Ridgeline RTL

2025 Kia Sorento EX

2018 Chevrolet Silverado 3500HD Work Truck

2025 Hyundai SANTA CRUZ Limited

2021 Chevrolet Silverado 1500 LT Trail Boss

2025 Kia Carnival LXS

Kentucky Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Jeep Wagoneer S Limited

Jeep Wagoneer S Limited

2025 Jeep Wagoneer S Limited Car Loan Estimate

2007 Ford Shelby GT500 Base

Ford Shelby GT500 Base

2007 Ford Shelby GT500 Base Car Loan Estimate

2025 Honda Ridgeline RTL

Honda Ridgeline RTL

2025 Honda Ridgeline RTL Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2018 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2018 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $40,000

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