Kentucky Used Cars Under $550 a Month. Finance Payments Below $550

2025 Toyota Camry LE

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This low mileage used 2025 Toyota Camry LE FWD sedan below 56,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,516
Est. Payment:	$505.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,663
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,516.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,557.96
Avg. DMV Fee	21.00
Cash Sale Price	$27,544.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,544.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$505.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,516.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage X-Line

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This below average mileage preowned 2023 Kia Sportage X-Line AWD SUV below 65,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,422
Est. Payment:	$524.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,500
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,422.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,492.32
Avg. DMV Fee	21.00
Cash Sale Price	$26,385.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,385.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$524.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Big Bend

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This average mileage second hand 2021 Ford Bronco Sport Big Bend AWD SUV below 84,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now below $20K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$20,000
Est. Payment:	$520.90 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,598
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,227.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,698.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,698.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$520.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Limited

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This average mileage second hand 2022 Hyundai TUCSON Limited FWD SUV under 75,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $22K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$21,263
Est. Payment:	$499.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,373
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$21,263.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,302.78
Avg. DMV Fee	21.00
Cash Sale Price	$23,036.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,036.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$499.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chrysler 300 S V6

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This below average mileage used 2022 Chrysler 300 S V6 RWD sedan below 67,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $24K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$23,436
Est. Payment:	$503.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,859
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$23,436.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,433.16
Avg. DMV Fee	21.00
Cash Sale Price	$25,340.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,340.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$503.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,436.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLT

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This low mileage used 2024 GMC Terrain SLT AWD SUV under 24,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $28K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$27,988
Est. Payment:	$516.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,238
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$27,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,706.28
Avg. DMV Fee	21.00
Cash Sale Price	$30,165.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,165.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$516.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Envista Avenir

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This low mileage used 2025 Buick Envista Avenir FWD wagon below 7,000 miles, a transmission, and 25 MPG, 1.2L flexible engine is for sale right now under $28K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$27,239
Est. Payment:	$502.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,066
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$27,239.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,661.34
Avg. DMV Fee	21.00
Cash Sale Price	$29,371.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,371.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$502.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,239.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Seltos SX

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This low mileage used 2026 Kia Seltos SX AWD SUV below 3,000 miles, a transmission, and 25 MPG, 1.6L gas engine is for sale right now below $30K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$29,528
Est. Payment:	$544.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,619
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$29,528.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,798.68
Avg. DMV Fee	21.00
Cash Sale Price	$31,797.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,797.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$544.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,528.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Mustang EcoBoost

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This high mileage preowned 2016 Ford Mustang EcoBoost RWD coupe under 101,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now under $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,888
Est. Payment:	$536.42 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,367
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	980.28
Avg. DMV Fee	21.00
Cash Sale Price	$17,339.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,339.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$536.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sorento SX

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This low mileage second hand 2022 Kia Sorento SX AWD SUV below 41,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $30K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$29,888
Est. Payment:	$550.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,189
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$29,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,820.28
Avg. DMV Fee	21.00
Cash Sale Price	$32,179.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,179.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$550.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $550 / Month

2025 Toyota Camry LE

2023 Kia Sportage X-Line

2021 Ford Bronco Sport Big Bend

2022 Hyundai TUCSON Limited

2022 Chrysler 300 S V6

2024 GMC Terrain SLT

2025 Buick Envista Avenir

2026 Kia Seltos SX

2016 Ford Mustang EcoBoost

2022 Kia Sorento SX

Kentucky Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $550 / Month

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Car Loan Estimate

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2021 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2021 Ford Bronco Sport Big Bend Car Loan Estimate

2022 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2022 Hyundai TUCSON Limited Car Loan Estimate

2022 Chrysler 300 S V6

Chrysler 300 S V6

2022 Chrysler 300 S V6 Car Loan Estimate

2024 GMC Terrain SLT

GMC Terrain SLT

2024 GMC Terrain SLT Car Loan Estimate

2025 Buick Envista Avenir

Buick Envista Avenir

2025 Buick Envista Avenir Car Loan Estimate

2026 Kia Seltos SX

Kia Seltos SX

2026 Kia Seltos SX Car Loan Estimate

2016 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2016 Ford Mustang EcoBoost Car Loan Estimate

2022 Kia Sorento SX

Kia Sorento SX

2022 Kia Sorento SX Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $550 / Month

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