Kentucky Used Cars Under $550 a Month. Finance Payments Below $550

2016 Ram 1500 Big Horn

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This average mileage second hand 2016 Ram 1500 Big Horn 4X4 pickup below 82,000 miles, a transmission, and 23 MPG, 5.7L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,995
Est. Payment:	$546.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,189
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,286.70
Avg. DMV Fee	21.00
Cash Sale Price	$22,752.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,752.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$546.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage second hand 2025 Kia K5 GT-Line FWD sedan under 20,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $28K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$27,990
Est. Payment:	$516.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,669
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,706.40
Avg. DMV Fee	21.00
Cash Sale Price	$30,167.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,167.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$516.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage second hand 2020 Ford Explorer XLT AWD SUV under 66,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $24K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$23,988
Est. Payment:	$514.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,259
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$23,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,466.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,925.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,925.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$514.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Explorer XLT

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This high mileage used 2017 Ford Explorer XLT FWD SUV under 104,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $15K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$14,870
Est. Payment:	$503.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,227
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$14,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	919.20
Avg. DMV Fee	21.00
Cash Sale Price	$16,260.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,260.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$503.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Transit 150

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This low mileage preowned 2018 Ford Transit 150 RWD full-size below 2,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $30K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$29,447
Est. Payment:	$542.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,816
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$29,447.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,793.82
Avg. DMV Fee	21.00
Cash Sale Price	$31,711.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,711.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$542.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage X-Line

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This below average mileage second hand 2023 Kia Sportage X-Line AWD SUV below 65,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,422
Est. Payment:	$524.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,500
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,422.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,492.32
Avg. DMV Fee	21.00
Cash Sale Price	$26,385.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,385.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$524.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Seltos SX

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This low mileage used 2026 Kia Seltos SX AWD SUV under 3,000 miles, a transmission, and 23 MPG, 1.6L gas engine is for sale right now under $30K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$29,528
Est. Payment:	$544.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,619
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$29,528.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,798.68
Avg. DMV Fee	21.00
Cash Sale Price	$31,797.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,797.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$544.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,528.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Transit Connect XL

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This low mileage used 2022 Ford Transit Connect XL FWD mini-van below 12,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $29K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$28,798
Est. Payment:	$530.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$28,798.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,754.88
Avg. DMV Fee	21.00
Cash Sale Price	$31,023.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,023.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$530.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Tesla Model 3 Standard Range

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This average mileage preowned 2019 Tesla Model 3 Standard Range RWD sedan below 81,000 miles, a transmission, and 0.0L electric engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,988
Est. Payment:	$546.04 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,177
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,286.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,745.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,745.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$546.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

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This average mileage used 2023 Hyundai SANTA CRUZ SEL AWD pickup under 79,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,995
Est. Payment:	$539.80 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,053
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.70
Avg. DMV Fee	21.00
Cash Sale Price	$24,872.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,872.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$539.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $550 / Month

2016 Ram 1500 Big Horn

2025 Kia K5 GT-Line

2020 Ford Explorer XLT

2017 Ford Explorer XLT

2018 Ford Transit 150

2023 Kia Sportage X-Line

2026 Kia Seltos SX

2022 Ford Transit Connect XL

2019 Tesla Model 3 Standard Range

2023 Hyundai SANTA CRUZ SEL

Kentucky Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $550 / Month

2016 Ram 1500 Big Horn

Ram 1500 Big Horn

2016 Ram 1500 Big Horn Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Car Loan Estimate

2018 Ford Transit 150

Ford Transit 150

2018 Ford Transit 150 Car Loan Estimate

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2026 Kia Seltos SX

Kia Seltos SX

2026 Kia Seltos SX Car Loan Estimate

2022 Ford Transit Connect XL

Ford Transit Connect XL

2022 Ford Transit Connect XL Car Loan Estimate

2019 Tesla Model 3 Standard Range

Tesla Model 3 Standard Range

2019 Tesla Model 3 Standard Range Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $550 / Month

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