Kentucky Used Cars Under $650 a Month. Finance Payments Below $650

2025 Chevrolet Equinox ACTIV

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This low mileage certified used 2025 Chevrolet Equinox ACTIV 4x4 SUV below 4,000 miles, automatic transmission, and 18 MPG, 1.5L gas engine is for sale right now below $33K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$32,898
Est. Payment:	$605.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,091
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$32,898.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,000.88
Avg. DMV Fee	21.00
Cash Sale Price	$35,369.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,369.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$605.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage certified second hand 2025 Kia Carnival LXS FWD minivan under 37,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $35K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$34,888
Est. Payment:	$641.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$34,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,120.28
Avg. DMV Fee	21.00
Cash Sale Price	$37,479.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,479.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$641.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento Hybrid EX

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This low mileage second hand 2025 Kia Sorento Hybrid EX AWD SUV under 24,000 miles, automatic transmission, and 18 MPG, 1.6L hybrid engine is for sale right now below $34K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$33,888
Est. Payment:	$623.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,534
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$33,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,060.28
Avg. DMV Fee	21.00
Cash Sale Price	$36,419.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,419.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$623.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT6 Premium Luxury

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This average mileage preowned 2020 Cadillac XT6 Premium Luxury 4x4 SUV under 77,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now below $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,888
Est. Payment:	$629.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,496
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,640.28
Avg. DMV Fee	21.00
Cash Sale Price	$28,999.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,999.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$629.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride S

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This low mileage used 2024 Kia Telluride S AWD SUV below 35,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $35K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$34,900
Est. Payment:	$641.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,031
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$34,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,121.00
Avg. DMV Fee	21.00
Cash Sale Price	$37,492.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,492.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$641.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage certified preowned 2023 Jeep Wrangler Sahara 4xe 4x4 SUV under 21,000 miles, automatic transmission, and 18 MPG, 2.0L hybrid engine is for sale right now under $34K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$33,301
Est. Payment:	$612.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,387
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$33,301.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,025.06
Avg. DMV Fee	21.00
Cash Sale Price	$35,797.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,797.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$612.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This average mileage second hand 2020 Ford F-150 XL 4x4 pickup below 72,000 miles, automatic transmission, and 18 MPG, 3.3L gas engine is for sale right now below $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,988
Est. Payment:	$608.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,384
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,586.28
Avg. DMV Fee	21.00
Cash Sale Price	$28,045.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,045.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$608.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Camry TRD

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This low mileage used 2022 Toyota Camry TRD FWD sedan under 58,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $32K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$31,900
Est. Payment:	$629.98 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,294
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$31,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,941.00
Avg. DMV Fee	21.00
Cash Sale Price	$34,312.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,312.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$629.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup below 10,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now under $35K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$34,998
Est. Payment:	$643.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,464
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$34,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,126.88
Avg. DMV Fee	21.00
Cash Sale Price	$37,595.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,595.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$643.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe LS

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This below average mileage preowned 2020 Chevrolet Tahoe LS 4x4 SUV under 69,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $30K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$30,000
Est. Payment:	$641.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,036
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,827.00
Avg. DMV Fee	21.00
Cash Sale Price	$32,298.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,298.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$641.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $650 / Month

2025 Chevrolet Equinox ACTIV

2025 Kia Carnival LXS

2025 Kia Sorento Hybrid EX

2020 Cadillac XT6 Premium Luxury

2024 Kia Telluride S

2023 Jeep Wrangler Sahara 4xe

2020 Ford F-150 XL

2022 Toyota Camry TRD

2021 Ford F-150 XL

2020 Chevrolet Tahoe LS

Kentucky Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $650 / Month

2025 Chevrolet Equinox ACTIV

Chevrolet Equinox ACTIV

2025 Chevrolet Equinox ACTIV Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2025 Kia Sorento Hybrid EX

Kia Sorento Hybrid EX

2025 Kia Sorento Hybrid EX Car Loan Estimate

2020 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2020 Cadillac XT6 Premium Luxury Car Loan Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2022 Toyota Camry TRD

Toyota Camry TRD

2022 Toyota Camry TRD Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2020 Chevrolet Tahoe LS

Chevrolet Tahoe LS

2020 Chevrolet Tahoe LS Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $650 / Month

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