Kentucky Used Cars Under $650 a Month. Finance Payments Below $650

2025 Kia Carnival LXS

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This low mileage certified second hand 2025 Kia Carnival LXS FWD minivan under 37,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $35K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$34,888
Est. Payment:	$641.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$34,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,120.28
Avg. DMV Fee	21.00
Cash Sale Price	$37,479.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,479.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$641.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Buick Enclave Essence

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This low mileage preowned 2022 Buick Enclave Essence 4x4 SUV under 14,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $33K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$32,999
Est. Payment:	$607.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,311
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,006.94
Avg. DMV Fee	21.00
Cash Sale Price	$35,476.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,476.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$607.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR V6

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This low mileage used 2023 Toyota Tacoma SR V6 4x4 pickup under 30,000 miles, manual transmission, and 23 MPG, 3.5L gas engine is for sale right now below $35K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$34,800
Est. Payment:	$639.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,005
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$34,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,115.00
Avg. DMV Fee	21.00
Cash Sale Price	$37,386.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,386.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$639.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage preowned 2022 Hyundai PALISADE Calligraphy FWD SUV below 36,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $34K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$33,621
Est. Payment:	$618.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,795
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$33,621.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,044.26
Avg. DMV Fee	21.00
Cash Sale Price	$36,136.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,136.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$618.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage used 2024 Hyundai PALISADE Limited AWD SUV below 49,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,107
Est. Payment:	$645.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,310
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,107.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,133.42
Avg. DMV Fee	21.00
Cash Sale Price	$37,711.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,711.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$645.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,107.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 2500 Tradesman

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This average mileage preowned 2016 Ram 2500 Tradesman 4x4 pickup under 75,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $27K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$26,987
Est. Payment:	$631.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,099
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$26,987.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.22
Avg. DMV Fee	21.00
Cash Sale Price	$29,104.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,104.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$631.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Pathfinder SL

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This high mileage second hand 2020 Nissan Pathfinder SL 4x4 SUV below 140,000 miles, cvt transmission, and 23 MPG, 3.5L gas engine is for sale right now below $13K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$12,588
Est. Payment:	$505.08 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,965
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$12,588.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	782.28
Avg. DMV Fee	21.00
Cash Sale Price	$13,841.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,841.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$505.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride S

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This low mileage preowned 2023 Kia Telluride S AWD SUV below 53,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $33K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$32,900
Est. Payment:	$649.44 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,244
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,001.00
Avg. DMV Fee	21.00
Cash Sale Price	$35,372.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,372.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$649.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Transit 150

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This low mileage preowned 2018 Ford Transit 150 RWD van under 2,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $33K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$32,988
Est. Payment:	$606.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,816
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$32,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,006.28
Avg. DMV Fee	21.00
Cash Sale Price	$35,465.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,465.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$606.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride LX

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This low mileage second hand 2025 Kia Telluride LX FWD SUV under 17,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $35K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$34,388
Est. Payment:	$632.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,577
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$34,388.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,090.28
Avg. DMV Fee	21.00
Cash Sale Price	$36,949.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,949.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$632.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Carnival LXS

2022 Buick Enclave Essence

2023 Toyota Tacoma SR V6

2022 Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Limited

2016 Ram 2500 Tradesman

2020 Nissan Pathfinder SL

2023 Kia Telluride S

2018 Ford Transit 150

2025 Kia Telluride LX

Kentucky Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2022 Buick Enclave Essence

Buick Enclave Essence

2022 Buick Enclave Essence Car Loan Estimate

2023 Toyota Tacoma SR V6

Toyota Tacoma SR V6

2023 Toyota Tacoma SR V6 Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2016 Ram 2500 Tradesman

Ram 2500 Tradesman

2016 Ram 2500 Tradesman Car Loan Estimate

2020 Nissan Pathfinder SL

Nissan Pathfinder SL

2020 Nissan Pathfinder SL Car Loan Estimate

2023 Kia Telluride S

Kia Telluride S

2023 Kia Telluride S Car Loan Estimate

2018 Ford Transit 150

Ford Transit 150

2018 Ford Transit 150 Car Loan Estimate

2025 Kia Telluride LX

Kia Telluride LX

2025 Kia Telluride LX Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $650 / Month

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