Kentucky Used Cars Under $20,000 |with Payments|

2020 Buick Enclave Essence

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This high mileage preowned 2020 Buick Enclave Essence 4x4 SUV under 106,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,676
Est. Payment:	$595.05 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,930
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,676.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,087.56
Avg. DMV Fee	21.00
Cash Sale Price	$19,234.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,234.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$595.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This below average mileage second hand 2022 Hyundai KONA SEL FWD SUV under 61,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $17K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$16,926
Est. Payment:	$366.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,069
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$16,926.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,042.56
Avg. DMV Fee	21.00
Cash Sale Price	$18,439.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,439.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$366.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Colorado Work Truck

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This low mileage second hand 2016 Chevrolet Colorado Work Truck RWD pickup under 22,000 miles, transmission, and 27 MPG, 2.5L gas engine is for sale right now below $18K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$17,399
Est. Payment:	$324.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,914
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$17,399.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,070.94
Avg. DMV Fee	21.00
Cash Sale Price	$18,940.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,940.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$324.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Limited

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This above average mileage used 2021 Hyundai KONA Limited AWD SUV below 93,000 miles, automatic transmission, and 27 MPG, 1.6L gas engine is for sale right now under $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,977
Est. Payment:	$470.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,650
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,977.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	985.62
Avg. DMV Fee	21.00
Cash Sale Price	$17,433.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,433.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$470.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trax RS

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This below average mileage preowned 2024 Chevrolet Trax RS FWD SUV under 68,000 miles, automatic transmission, and 27 MPG, 1.2L gas engine is for sale right now below $20K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$20,000
Est. Payment:	$430.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,589
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,227.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,698.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,698.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$430.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Tradesman

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This high mileage second hand 2019 Ram 1500 Tradesman 4x4 pickup below 137,000 miles, automatic transmission, and 27 MPG, 5.7L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$748.77 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,031
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$748.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage second hand 2024 Kia Forte LXS FWD sedan below 40,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,997
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$351.12

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Equinox LT

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This low mileage second hand 2022 Chevrolet Equinox LT FWD SUV below 51,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $20K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$19,997
Est. Payment:	$398.33 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,841
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,226.82
Avg. DMV Fee	21.00
Cash Sale Price	$21,694.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,694.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$398.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Dodge Grand Caravan SE Plus

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This low mileage second hand 2016 Dodge Grand Caravan SE Plus FWD minivan under 32,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $15K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$15,000
Est. Payment:	$280.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,750
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$15,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	927.00
Avg. DMV Fee	21.00
Cash Sale Price	$16,398.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,398.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$280.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Sportage LX

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This above average mileage second hand 2021 Kia Sportage LX FWD SUV below 97,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,900
Est. Payment:	$468.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,520
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	981.00
Avg. DMV Fee	21.00
Cash Sale Price	$17,352.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,352.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$468.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $20,000

2020 Buick Enclave Essence

2022 Hyundai KONA SEL

2016 Chevrolet Colorado Work Truck

2021 Hyundai KONA Limited

2024 Chevrolet Trax RS

2019 Ram 1500 Tradesman

2024 Kia Forte LXS

2022 Chevrolet Equinox LT

2016 Dodge Grand Caravan SE Plus

2021 Kia Sportage LX

Kentucky Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $20,000

2020 Buick Enclave Essence

Buick Enclave Essence

2020 Buick Enclave Essence Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2016 Chevrolet Colorado Work Truck

Chevrolet Colorado Work Truck

2016 Chevrolet Colorado Work Truck Car Loan Estimate

2021 Hyundai KONA Limited

Hyundai KONA Limited

2021 Hyundai KONA Limited Car Loan Estimate

2024 Chevrolet Trax RS

Chevrolet Trax RS

2024 Chevrolet Trax RS Car Loan Estimate

2019 Ram 1500 Tradesman

Ram 1500 Tradesman

2019 Ram 1500 Tradesman Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Car Loan Estimate

2016 Dodge Grand Caravan SE Plus

Dodge Grand Caravan SE Plus

2016 Dodge Grand Caravan SE Plus Car Loan Estimate

2021 Kia Sportage LX

Kia Sportage LX

2021 Kia Sportage LX Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $20,000

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